Private Lending for DC Metro Area Real Estate Investors

Adler Private Lending has been a developer, property owner/manager, and flexible real estate lender in the Washington, DC Metropolitan area for over 40 years. We pride ourselves on having swift commitments and closings, alongside competitive rates with flexible underwriting criteria. Get in touch for your next real estate project, and we’ll find a way to structure a deal that works for you!

Property Geographic Area Details
District of Columbia and Northern Virginia (Loudoun County, Fairfax County, Arlington County, Prince William County, City of Alexandria)
Loan Amounts
$250,000 to $10,000,000
Interest Rates
9% to 15%
Loan Terms
6 months to 36 months
Origination Fees
1% to 5%
Lien Position
1st
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project
  • Development Project
  • Personal Use
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Owner Occupied Commercial

Property Types

  • 2-4 Units Residential
  • Adult Day Care
  • Agricultural
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Bed and Breakfast
  • Cannabis Dispensary
  • Cannabis Grow Facility
  • Car Wash
  • Casino
  • Child Day Care
  • Cinema
  • Club
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Condominium
  • Cooperative
  • Equestrian
  • Event Center
  • Gas Station
  • Golf Course
  • Gym
  • Healthcare
  • Hospital
  • Hostel
  • Hotel
  • Industrial
  • Manufactured Home
  • Marina
  • Mixed-Use
  • Mobile Home
  • Mobile Home Park
  • Motel
  • Multifamily
  • Night Club
  • Office
  • Parking Lot
  • Place of Worship
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Ranch
  • Recreational
  • Rehabilitation Facility
  • Religious Facility
  • Residential Land
  • Retail
  • Senior Housing
  • Single Family Residence
  • Sports Facility
  • Storage Facility
  • Student Housing
  • Theater
  • Timberland
  • Vehicle Parking
  • Winery

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Commercial Bridge
  • Commercial Property Value Add
  • Commercial Ground-Up Construction

Specialty Loan Types

  • Bankruptcy Resolution
  • Cannabis Use Properties
  • Discounted Note Payoff
  • Foreclosure Bailout
  • Land Development
  • Line of Credit Portfolio of Properties
  • Line of Credit Single Property
  • Note Purchase
  • Partner Buyout
  • Residential Long-Term Rental

Will Consider Cannabis Use Properties

yes

Maximum LTV for Cannabis Use Properties

70%

Cannabis Property Use Type

  • Cultivation
  • Retail Dispensary
  • Retail Sales
  • Manufacturing
  • Processing
  • Production

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land
  • Agricultural Land
  • Special Purpose Land
  • Cannabis Use Land

Will Consider Land That is NOT Entitled

yes

Max LTV for Land

60%

Max LTC for Land Acquisition

85%

Max Loan-to-Purchase Price

100%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Another Investment Property
  • Seller Financing
  • Family

Experience Required

yes

Minimum Number of Value-Add Projects Completed by Borrower

2

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

100%

Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw

5

Development Experience Required

yes

Minimum Number of Ground-Up Construction Projects Completed by Borrower

2

Max LTC for Ground-Up Construction Costs

100%

Interest Charged for Construction Costs

Entire Amount of Total Project Costs

Will Lend on Partially Completed Construction Projects

yes

Processing Fee

$500, one time per loan -- we don't charge any additional fees, like draw fees or prepayment penalties!

Details and Requirements

Typical Closing Time (Days)

10

Fastest Closing Time (Days)

5

Payment Structure
  • Interest Only
  • No Monthly Payments Required
Payment Structure Details

We may consider charging all the interest upon the project completion

Pre Payment Penalty

no

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
Personal Guaranty (Recourse) Required
Sometimes
Credit Check Required

no

Appraisal Required for Residential Property

Never

Appraisal Required for Commercial Property

Sometimes

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

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Adler Private Lending, a division of Adler Financial Group, has been a leader in flexible, fast real-estate financing in the Washington, DC Metropolitan area for over 40 years. We are an entrepreneurial family partnership seeking investment opportunities which forward the success of our partners and clients. We recognize that every real estate scenario is different, bringing its own circumstances and needs. We have experience working with all commercial property types and have structured deals through a number of financial mechanisms.

Adler Financial Group is a swift office, and we firmly believe in walking away with repetitive “win-win scenarios.” We work in fix and flip rehabs, flip and hold ventures, commercial refinancing, development bridge/mezzanine deals, and on occasion, joint venture/equity deals. We operate with our own funds, allowing quick, autonomous decisions, and are very familiar with the Washington, DC and Northern Virginia region. We have strong relationships with bankers, contractors, realtors, and others in the real estate sphere, and frequently help connect borrowers to the stronger partners to ensure mutual success.

We are always looking for new partners, and look forward to working together in order to make a deal happen.

Year Established

1976

Office Locations

11350 Random Hills Road #720, Fairfax, Virginia 22030

Primary Capital Source
  • Own Funds
Alternative Capital Sources
  • Family Offices
Loan Structure for Majority of Loans
  • Own Balance Sheet

Our Team

John Burns

Underwriter

Contact Adler Private Lending

Adler Private Lending pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
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Our Minimum Loan Amount Is

$250,000

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