LBC Capital is a private mortgage fund that provides short term bridge and interim financing to investment residential and commercial property investors in California. We fund loans fast, normally within 7 days. We are dedicated to streamlining the funding process for our clients. LBC can accommodate “unique” or “special” situations which most other lenders will not consider. Borrowers don’t have to worry about being taken advantage of by our company. When compared to our competitors, we carefully consider each loan opportunity. If you have equity, we can fund your deal!
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Adult Day Care
- Assisted Living Facility
- Bed and Breakfast
- Child Day Care
- Commercial Condominium
- Condominium
- Golf Course
- Healthcare
- Hostel
- Hotel
- Industrial
- Mixed-Use
- Motel
- Multifamily
- Office
- Religious Facility
- Residential Land
- Retail
- School
- Senior Housing
- Single Family Residence
- Student Housing
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Commercial Bridge
- Commercial Property Value Add
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
- Cannabis Use Properties
- Foreclosure Bailout
- Note Purchase
- Partner Buyout
- Residential Long-Term Rental
Junior Lien Loan Amounts
$50,000 to $2,000,000
Junior Lien Interest Rates
10% to 12%
Junior Lien Loan-to-Value
70%
Junior Lien Origination Fees
2% to 5%
We Fund Junior Position Loans
Often
Junior Lien Types
- Purchase
- Refinance
- Equity Cash Out
Land Types Considered
- Residential Land
- Multifamily Land
- Retail Land
Will Consider Land That is NOT Entitled
yesMax LTV for Land
0%Max LTC for Land Acquisition
0%Junior Lien Types
- Purchase
- Refinance
- Equity Cash Out
Max Loan-to-Purchase Price
90%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
- Seller Financing
Experience Required
yesMinimum Number of Value-Add Projects Completed by Borrower
2Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
0%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
0Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
4Max LTC for Ground-Up Construction Costs
80%Interest Charged for Construction Costs
Only on Funds DrawnWill Lend on Partially Completed Construction Projects
yesInspection Fee
Interior Property Inspection
Extension Fee
After loan matures
Exit Fee
Instead of collecting origination up front, can be paid at loan payoff
Fees which are paid to a third party company
- Due Diligence Fee
- Settlement Fee
- Appraisal Fee
- Inspection Fee
- Escrow Fee
- Title Fee
Contact LBC Capital
Stay Informed About Private Lending
We establish long term lending relationships with our commercial and residential property investors. Lending Bee, Inc. has access to a private pool of financial resources through our sister fund, LBC Capital. But we will also utilize other individual investors and private mortgage funds in order to get the best rate, term, and points.
Why us?
We are your alternative to the monopolies established by other private mortgage fund firms. Investors are recognizing the benefits of the hard money loans and 7 day funding policy provided by Lending Bee, Inc. and we are experiencing strong demand from borrowers who feel trapped in a difficult lending market.
We carefully consider each loan opportunity and do not systematically drop loans that may be considered to be too far outside arbitrary guidelines. If you’re a borrower frustrated by a lending market that is too difficult to work with, then you’ve come to the right place!
Associations
- California Mortgage Association
Office Locations
4605 Lankershim Boulevard, Suite 419, North Hollywood, California 91602Our Team
Boris Dorfman
Fund Manager
California Department of Real Estate - 01330338
Contact LBC Capital
Stay Informed About Private Lending
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If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.