Hard Money Lenders for North Carolina Real Estate

Below is a list of hard money lenders offering short-term mortgage loans to real estate investors in North Carolina – Charlotte, Raleigh, Durham, and other areas. Get a hard money loan for a property purchase, refinance, equity cash out, rehab, construction or note purchase. Click on a hard money lender’s name below to see their lending parameters and contact information. Call or email them directly. No registration required.

Select the filters below to see a list of lenders ↓

Loan Amount

Property Type

Loan Type

Loan size from $75,000 to $3,000,000 • Rates 6.95% to 13.9% • LTV up to 70% • LTC up to 80%
Residential Properties Only - Specialize in Rehab Fix & Flip and Long-Term Rental Loans
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Loan size from $500,000 to $10,000,000 • Rates from 6% to 9% • LTV up to 65%
ribbon medalLow Rates and Fees
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RCN Capital
Loan size from $50,000 to $2,500,000 • Rates 9.95% to 12% • LTV up to 85%
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ACC Mortgage
Loan size from $100,000 to $2,500,000 • Rates from 6.99% to 13% • LTV up to 80%
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Anchor Loans
Loan size from $50,000 to $1,000,000 • Rates from 9% to 13% • Loan-to-Cost up 80%
hammer wrench iconRehab Fix & Flip Loans Only | Established in 1998
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Patch of Land
Loan size from $300,000 to $5,000,000 • Rates from 7% to 11% • Loan-to-Cost up to 90%
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Loan size from $75,000 to $2,000,000 • Rates from 6% to 12% • LTV up to 75% • LTC up to 85%
Rehab Fix & Flip and Residential Rental Loans
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