Interview Summary
New Silver is a technology-driven private lending company that began with the vision of transforming the lending process through automation. Rather than selling its proprietary lending software to other lenders, the founders recognized a greater opportunity to become a direct private lender by leveraging their own technology. Founded in 2019, the company combines real estate expertise with advanced software to deliver fast, efficient underwriting and loan origination for real estate investors. Today, New Silver operates as a hybrid organization headquartered in Connecticut with approximately 30 employees. The company funds loans through its own debt fund while also maintaining relationships with institutional capital partners and asset managers to expand its lending capacity. Its proprietary technology remains a core competitive advantage and is available externally only through select white-label partnerships.
Key Takeaways
- Technology-First Foundation: New Silver was originally built as a software company before pivoting into private lending.
- Founded in 2019: The company officially launched as a private lender after developing and testing its proprietary lending platform.
- Proprietary Lending Platform: The software automates data collection, underwriting, and pricing, significantly improving loan processing efficiency.
- Experienced Leadership: The founding team combines technology, sales, marketing, and real estate underwriting expertise.
- Hybrid Workforce: Headquartered in Connecticut with roughly 30 employees operating in a hybrid and remote-first environment.
- Exclusive Technology: The proprietary platform is not licensed publicly and is only available through white-label partnerships.
- Diversified Capital Structure: Loans are funded through New Silver’s own debt fund and additional institutional capital relationships.
- Strong Investor Relationships: Long-term partnerships with equity investors and asset managers support continued loan origination.
- Focus on Quality Underwriting: The company prioritizes disciplined underwriting to maintain low default rates and build investor confidence.
- Scalable Business Model: Technology enables operational efficiency while supporting sustainable lending growth.
FAQ’s
What is New Silver?
- New Silver is a technology-driven private lending company that provides financing solutions for real estate investors using proprietary automated underwriting technology.
When was New Silver founded?
- The company launched as a private lender in 2019, after initially developing its software platform in 2018.
What inspired the company to become a lender instead of a software provider?
- After building its lending platform, the founders determined they could create greater value by operating as a direct lender rather than selling the software to other lending companies.
What makes New Silver different from traditional lenders?
- Its proprietary technology streamlines underwriting, pricing, and loan processing, allowing for faster and more efficient lending decisions.
Does New Silver sell its software to other companies?
- No. The platform is proprietary and is only accessible through select white-label partnerships.
How does New Silver fund its loans?
- The company uses a combination of its own debt fund and relationships with institutional capital providers and asset managers.
Where is the company located?
- New Silver is headquartered in Connecticut and operates with a hybrid workforce.
How large is the company?
- The company has approximately 30 employees, with a combination of in-office and remote team members.
What is the company’s approach to risk management?
- New Silver emphasizes disciplined underwriting and high-quality loan origination to minimize defaults and maintain strong relationships with investors.
What is New Silver’s long-term competitive advantage?
- Its combination of proprietary technology, operational efficiency, experienced leadership, and strong capital partnerships provides a scalable advantage in the private lending market.
Final Takeaway
New Silver demonstrates how technology can modernize private lending by integrating automated underwriting with disciplined lending practices. Rather than commercializing its software independently, the company built an end-to-end lending platform that serves as the foundation of its own business. Supported by diversified funding sources, experienced leadership, and a focus on underwriting quality, New Silver has positioned itself as a scalable, technology-enabled private lender with strong long-term growth potential.
This is a clip from Episode 30 of the Private Lending Insights podcast, released in June 2026: Inside New Silver: Tech-Enabled Private Lending with White Label Program.
