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Amounts: $50K to $2.5M
Loan-to-Value: up to 85%
Interest Rates: 8.99% to 12%
Fees: 2.5 to 6.5 points
Position: 1st only
Term: 1 to 18 months

RCN Capital, LLC
75 Gerber Road East
South Windsor, CT 06074
Established 2010
Lender Type:
Self-Funded Direct Lender

888-391-8321

RCN Capital | Hard Money Loans for Real Estate Investors Nationwide

RCN Capital® is a nationwide, direct private lender. Established in 2010, we provide short-term hard money loans ranging from $50K to $2.5M+ to fund the purchase of non-owner occupied residential and commercial properties, provide bridge loans, and finance real estate-backed lines of credit. RCN Capital lends to experienced real estate investors, commercial contractors, developers and small business owners throughout the country. As a direct private lender, RCN Capital takes a common sense approach to underwriting, with all approvals made in-house, and we are dedicated to providing a quick response to time-sensitive loans. We offer speed unmatched by conventional lenders and can close in as few as 10 business days. Here are some of our loan guidelines:

  • Lending Area: All U.S. States except MN, NV, SD, UT
  • Loan Size: $50,000 to $2,500,000
  • Loan Types: Purchase, Rehab, Fix & Flip, Refinance, Equity Cash Out
  • Property Types: 1-4 Units Residential, Multifamily, Mixed Use, Retail, Office, Warehouse
  • Loan-to-Value (LTV): up to 85% (see details below)
  • Loan Term: 1 to 18 months
  • Loan Position: 1st mortgage only
  • Interest Rates: 8.99% to 12%
  • Fees: 2.5 to 6.5 points
  • Interest Only Payments
  • Quick Closings
  • Brokers Protected

Rehab Cash Now Loan Program

  • Term: 12 Months
  • LTV for Purchase: Up to 85%
  • LTV for Refinance: Up to 65%
  • Property Types: Residential 1-4 Units
  • Occupancy: Non-Owner Occupied
  • Termination Fee: 1% After Month 9
  • No Pre-Pay Penalty
  • No Minimum FICO Score

After Repair Value (ARV) Loan Program

  • Term: 12 Months
  • LTV: Up to 75% of After Repair Value
  • LTC (Loan-to-Cost): Up to 85% of Purchase Price, Up to 100% of Rehab Costs
  • FICO: 600 Minimum Credit Score
  • Property Types: Residential 1-4 Units
  • Occupancy: Non-Owner Occupied
  • Termination Fee: 1% After Month 9
  • No Pre-Pay Penalty
  • Must Have Experience

Residential Fix & Lease Loan Program

  • Term: 18 Months with 6-Month Extension Option
  • LTV for Purchase: Up to 85%
  • LTV for Refinance: Up to 50%
  • Property Types: Residential 1-4 Units
  • Occupancy: Non-Owner Occupied
  • Pre-Pay Penalty: 2% Prior to Month 9
  • Extension Fee: 2% for 6 Months
  • No Minimum FICO Score

Commercial Property Loan Program

  • Term: 18 Months with 6-Month Extension Option
  • LTV for Purchase: Up to 70%
  • LTV for Refinance: Up to 50%
  • FICO: 600 Minimum Credit Score
  • Property Types: Mixed Use, Office, Apartments, Retail, Warehouse
  • Will NOT Consider: Gas Station, Automotive, Industrial, Raw Land
  • Extension Fee: 2% for 6 Months
  • No Pre-Pay Penalty

Email RCN Capital or call 888-391-8321
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RCN Capital, LLC is licensed as a California Finance Lender under Department of Business Oversight license number 60DBO-46258. Arizona Mortgage Banker License BK-0932325. Oregon Mortgage Lending License ML-5571. NMLS Company ID 1045656.


Hard Money Loans Funded by RCN Capital