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Amounts: $100K to $10MM
Loan-to-Cost: up to 90%
Interest Rates: 7.5% to 12.5%
Origination Fees: 2 to 4 points
Lien Position: 1st only
Loan Term: 12 to 360 months
Warren Ifergane
Founder & CEO
ICG10 Capital, LLC
18851 NE 29th Avenue, Suite 1000
Aventura, FL 33180
Warren Ifergane

ICG10 Capital Hard Money Lending Guidelines

ICG10 Capital is a premier private lender for non-owner occupied properties. Based in Aventura, Florida, we provide financing to real estate investors with an average closing time of 2 weeks. In fact, we’ve closed in as little as 2 days. ICG10 recognizes how important speed, execution, and terms are for investors like you. We strive to provide the most competitive options in the market, and we tailor them to fit your needs. We have managed over $1 billion on real estate loans. Here are some of our lending guidelines:

  • Loan Amounts: $100,000 to $10,000,000
  • Lending Areas: Nationwide except AZ, CA, ND, NV, OR, SD, UT
  • Loan Types: Purchase, Refinance, Rehab Fix & Flip, New Construction, Commercial Bridge
  • Construction loans offered to experienced builders only
  • Commercial Property Types: Specialize in 1-4 residential, but also finance commercial projects
  • LTV (loan-to-value): up to 75%
  • LTC (loan-to-cost): up to 90% of purchase and 100% of rehab costs
  • Interest Rates: 7.5% to 12.5 for bridge, fix & flip, commercial | 5% to 9% for long-term rental
  • Origination Fee: 2 to 4 points
  • Loan Term: 12 to 360 months
  • Lien Position: 1st only
  • Minimum Credit Score: 550
  • Business Purpose Loans Only: No Owner-Occupied Home Loans
  • Minimal Documentation

We are Experienced Lenders with a Fast Process
Our values include client focus, strong execution, and continuous improvement for your real estate needs. Say goodbye to shopping around endlessly for a suitable lender. We’ve managed over $1 billion in real estate loans, and the number continues to grow! Our sole intent is to improve your real estate business, whether it’s by lowering costs, creating flexible financing options, increasing LTVs, creating new opportunities, or a combination. We are here for you to succeed.

A Funding Partner That is Reliable
Have confidence in our execution. Many lenders don’t have enough capital to fund each deal they approve. By the time you get to the closing table, they go back on their offer. We’re backed by some very wealthy and smart individuals, so you don’t have to worry.

Email ICG10 Capital or call 954-380-8234
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