hello sticker

Loan Amounts: $50K – $1MM
Loan-to-Value: up to 70%
Interest Rates: 9% – 13%
Origination Fees: 2 – 4 points
Lien Position: 1st or 2nd
Loan Term: 1 – 3 years

Craig Christensen
Payette Financial Services
412 E. Parkcenter Boulevard
Suite 300
Boise, ID 83706

Craig Christensen

Private Money Mortgage Lender for Commercial Real Estate Investors

Craig’s firm, Payette Financial Services, is a direct private money real estate lender specializing in financing difficult transactions that conventional lenders avoid. The firm was founded by Craig and his partner, Matthew Moore. Both principals are Idaho-based financial professionals with extensive experience in commercial lending. Their loan terms are flexible and tailored to each borrower’s specific situation. Poor credit is no problem for Payette since their loan underwriting is based on the collateral pledged as security for the loan, not the borrower’s credit score. Here are some of their private lending parameters:

  • Lending Areas: Idaho, Washington, Oregon, Utah, Colorado, Wyoming, Montana, Arizona
  • Loan Size: $50,000 to $1,000,000
  • Loan Types: Purchase, Refinance, Equity Cash Out, Bridge Loan, Foreclosure, Rehab, Fix & Flip
  • Property Types: 1-4 Units Residential (Idaho only), Raw Land, Multifamily, Mixed Use, Retail, Office, Industrial, Automotive, Agricultural
  • Non-Owner Occupied Residential Property Loans in Idaho Only – these properties must be owned in connection with borrower’s business of owning/operating such properties
  • No Primary Residence Homes or Vacation Homes
  • Loan-to-Value (LTV): up to 70%
  • Loan Term: 1 to 3 years
  • Loan Position: 1st or 2nd
  • Interest Rates: 9% to 13%
  • Origination Fees: 2 to 4 points
  • Interest-Only Payments
  • Flexible Structures to Accommodate Unique Situations
  • Poor credit is no problem, underwriting is based on the collateral pledged as security for the loan

Email Craig Christensen or call him at 208-717-1678
send email