Advest Financial offers a real estate debt fund which provides first position loans to experienced borrowers.  Investors will receive a steady stream of high-interest income with no correlation to the stock market.  The fund is open to accredited investors who are seeking a consistent high-yield return with low volatility and collateral protection.

Property Geographic Area Details

PA, NJ, NY

Investment Type

Mortgage Fund

Target Return

10% to 10% Annually

Minimum Investment

$250,000

Lien Position

Only 1st Liens

Average LTV for All Loans

65%

Average Loan Term

11 months

Property Types and Loan Types

Collateral Types

  • Residential Property
  • Commercial Property

Property Types

  • Residential Investment
  • Residential Land
  • Commercial Land
  • Multifamily

Loan Types

  • Purchase
  • Refinance
  • Fix & Flip
  • Ground-Up Construction

Investor Types

  • Individual Accredited
  • Ultra High Net Worth Investor
  • Family Office
  • Private Equity
  • Hedge Fund
  • Pension Fund
  • Foundation
  • Endowment
  • Insurance Company

Preferred Return

8%

Leverage

Levered

Recapitalization

All Loans Held in Portfolio

Commitment Term

12 months

Redemption Notice Period

90 days

Distributions Paid

Quarterly

Fund Term

Open-End

Securities Exemption

Regulation D 506(c)

IRA Investment Option

Yes

Mortgage REIT

No

 

Benefits for Investors

Model of Consistency

The fund will target 10% annual returns (net of fees).  Direct real estate lending provides the key advantage of loan investments secured by an asset, as opposed to high yield bonds and mezzanine debt, which are both unsecured.

Uncorrelated Returns

Real estate lending provides diversification because it can reduce overall investment portfolio volatility and enhance returns. Private lending is not correlated with the stock market or other traditional asset classes.

Limited Interest Rate Risk

Loans have short maturities since most projects last between 6 to 12 months.  This protects investment capital from a rising interest rate environment.

Liquidity

Due to the short-term nature of the loans, portfolio turnover is approximately 9 – 12 months.

Exposure to Real Estate as a Passive Investor

Investors will participate in a high performing passive investment which requires very little time.

Focus Lending Areas

The Fund focuses on properties located within major metropolitan and coastal areas. Currently, the Fund lends on properties located in PA, NJ and NY. Our target areas have demonstrated less price volatility than properties located in remote or rural areas.

Annual Audit & Transparency

We publish loan details, project updates and investor statements. The fund is audited every year by an independent PCAOB audit firm.

Retirement Account Eligibility

Eligible investors include self-directed IRAs.

No conflicts

Unlike traditional real estate debt funds, the Fund is structured so that all revenue generated from originating and servicing loans is received by the Fund, eliminating potential conflicts of interest between the Fund and its manager.

Advest Financial

215-970-7975

Office Locations

Advest Financial
41 University Drive - Suite 400, Newtown, Pennsylvania, 18940
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