With over $500 million in fundings over the past few years, MOR Financial has offered its investors a securitized alternative investment in California Real Estate. For clients that wish to take a passive approach to Real Estate while earning secured monthly returns on your investments, MOR Financial’s highly vetted trust deed offerings (TDO’s) are an excellent choice for any investment portfolio.

Clients have the comfort and control of choosing their own parameters and risk tolerance from a wide array of 1st and 2nd position trust deeds. All aspects of the transaction are handled in house and serviced by MOR in order to ensure quality of service throughout the life of the transaction.

Investment Type

Mortgage Trust Deed

Target Return

7% to 13% Annually

Minimum Investment

$20,000

Lien Position

Only 1st Liens

Property Types and Loan Types

Collateral Types

  • Residential Property
  • Commercial Property

Property Types

  • Residential Investment
  • Multifamily
  • Retail
  • Office
  • Industrial

Loan Types

  • Purchase
  • Refinance
  • Equity Cash Out
  • Fix & Flip
  • Rehab Value Add

Investor Types

  • Individual Accredited
  • Individual Non-Accredited
  • Ultra High Net Worth Investor
  • Family Office

Funding Process

Fund Loan at Closing

Note Ownership Offered

Whole Loans Only

Servicing

Always Retained

7% to 13% Returns Secured by California Investment Properties

BECOME THE BANK! START EARNING WITH MOR FINANCIAL.

Steady Returns: Interest is received monthly. Returns are absent from the volatility of day-to-day market fluctuations.

Passive Investing: Real Estate investment without the headaches of home ownership. No need to worry about bad tenants or vacancy issues.

Securitized Assets: The property is pledged as collateral against your investment.

Tangible Assets: You can personally visit your investment and see the value in person.


WHAT IS TRUST DEED INVESTING?

A trust deed, or deed of trust, is a security instrument for real estate loans. The details of the loan are spelled out in a separate promissory note, and the trust deed is recorded at the County Recorder’s office. The trust deed serves legal notice to the world that the subject property is pledged to secure a California hard money loan. It also provides for a rapid method of foreclosure should the borrower default on a California hard money loan.

  • Maximize your return
  • Minimize your exposure
  • First trust deeds with maximum loan to value of 65%
  • Max loan to value of 65% immediately builds in a minimum of 35% protective equity for the investor in case of default
  • Yield return up to 13%

WHY SHOULD YOU INVEST IN TRUST DEEDS?

  • You become the bank. Your name goes on the Deed of Trust and is made public record at the County recorder’s office.
  • A truly passive approach to real estate investing without the headaches of home ownership. No need to worry about bad tenants, vacancies, and unforeseen repairs.
  • Securitized investments. Invest without the volatility of the day-to-day market changes.
  • Each Submission is heavily scrutinized before it is presented. No need to search for deals, they are brought to you.
  • Lender has the best seat in the house.
  • Diversification within real estate and overall investment portfolio.
  • Reduces liquidity risk that is present with Real Estate investing.
  • You are in control. You set the criteria for prospective notes (Location, Leverage Point, Amount and Term, Rate of Return). Offered to private individuals, corporations, pension plans, 401ks, retirement funds, IRAs, Roth IRAs, Self-Directed IRAs, and SEP accounts.

HOW DO YOU INVEST IN TRUST DEEDS?

MOR Financial will structure your portfolio based on your target rate of return, location, loan-to-value, type of property, and clientele. We underwrite each submission by reviewing in detail the following:

  • Preliminary Title Report to verify your investment holds priority to any other liens
  • Appraisal report to substantiate the value of the property
  • Loan Application
  • Credit Report
  • Market Rent Survey
  • Schedule of Real Estate
  • Affordability of the Loan
  • Market Trends and Statistics
  • Subject Market’s Demographics
  • Borrower’s Exit Strategy
  • Interview Process

MOR Financial Services, Inc.

310-626-1323

Office Locations

1100 Wilshire Boulevard, Suite 1701, Los Angeles, California, 90017
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