Investment Type
Debt Fund
Target Return
7.5% to 8.0% Annually
Minimum Investment
$50,000
Property Types and Loan Types
Collateral Types
- Residential Property
- Commercial Property
Property Types
- Residential Investment
- Residential Owner-Occupied
- Multifamily
Invest in a Private Mortgage Fund Secured By California Real Estate
ADVANTAGES OF PPM FUND VS. TRUST DEED INVESTING
- Once deployed, your investment is always working for you.
- Managed funds allow for more passive investing.
- Can invest as little or as much as you want (minimum $50,000)
- Once you’ve met minimum hold, you can withdraw funds vs. waiting for a pay off.
- PPMF’s fund and sell strategy is leading to increased fund returns.
PACIFIC PRIVATE MONEY, INC.’S TRACK RECORD SINCE 2008
- Invested Since 2008: $700 million
- Loan Default Rate: <1%
- In Losses of Principal Capital Through Borrower Foreclosure: $0
- Average Net Annual Yields: 7.5%+
- Loans Deployed: 1700+
PACIFIC MONEY FUND I PERFORMANCE SINCE INCEPTION
- Loans Funded: 292
- Loans Paid Off: 216
- Loan Volume in Millions: $133
- Total Distributed Return: 7.9%
- Investor Capital In Millions: $52
PORTFOLIO CHARACTERISTICS
- Number of Loans: 76
- Total Loan Principal: $52MM
- REO Assets: $450,000
- First-Position Loans: 76%
- Single-Family Residential: 70%
- 12-Month Term Loans: 65%
- Average Pay-Off: 6 months
- Weighted Avg. LTV: 57%
FUND TERMS
- Investor Offering: Membership Units
- Fund Term: Open-ended, “‘evergreen” fund
- Target Member Returns: 7.5%-8.5%
- Preferred Return Rate: 7.0%
- Performance Splits: 50% of profits distributed to members after Preferred Return
- Minimum Investment: $50,000
- Maximum Offering: $150 million
- Member Distributions: Monthly distributions of Preferred Return and profit splits
- Management Fee: 2% of Assets Under Management
FUND OVERVIEW
- Accredited: Investors only
- Minimum Investment: $50,000
- Reinvestments: Permitted
- No Load In or Out: To investors (after 1 year hold)
- Costs: Marketing costs and overhead are borne by manager, not shareholders
- Designed to be Conservative: Income generating OR growth investment strategy
TRANSPARENCY & REPORTING
- Professional, 3rd-Party, Fund Administrator provides oversight, daily accounting, & administration services
- Monthly financials, distributions, & detailed manager reporting to shareholders
- Annual CPA-audited financials, conducted by a PCAOB-registered CPA firm
- Manager carries $1 million key-man life insurance policy on Mark Hanf
- Errors & Omissions (E&O) insurance coverage
- Investor website portal allows access to key documents
WHY INVEST IN A MORTGAGE DEBT FUND?
- Bank loans are much harder to qualify for today, meaning private money brokers are seeing the highest quality loan applications
- Mortgage debt funds like the Pacific Private Money Fund can take advantage of the QBID tax deduction.
- Your investment capital is always working once your funds are deployed.
- Individual trust deed investments can have periods of “idle capital.”