The Wilshire Quinn Income Fund offers investors an alternative to volatile equity markets and opportunity to take advantage of the restrictive lending practices of traditional banks. We believe a portfolio consisting of loans in strong metropolitan areas, secured by substantial equity and sustainable cash flows, will continue to create superior returns for our investors.
The Fund’s primary objectives are to preserve capital and generate income. Using our investors’ pooled capital, the Fund plays a role similar to that of a bank: it originates loans to property owners and collects interest payments over the life of the loans. Those payments are distributed to our investors in the form of a monthly dividend or can be reinvested.
Property Geographic Area Details
Nationwide, with a focus on California
7.5% to 8.5% Annually
Only 1st Liens
Average LTV for All Loans
Average Loan Term
Property Types and Loan Types
- Residential Property
- Commercial Property
- Residential Investment
- Assisted Living Facility
- Storage Facility
- Senior Housing
- Student Housing
- Mobile Home Park
- Equity Cash Out
- Fix & Flip
- Rehab Value Add
- Individual Accredited
- Ultra High Net Worth Investor
- Family Office
- Private Equity
- Hedge Fund
- Pension Fund
- Insurance Company
All Loans Held in Portfolio
Redemption Notice Period
September 1, 2011
Assets Under Management
Regulation D 506(c)
IRA Investment Option
Why Invest in the Wilshire Quinn Income Fund?
PROVEN TRACK RECORD
Wilshire Quinn Income Fund has returned 74.67% to investors since its inception in September of 2011.
MODEL OF CONSISTENCY
The Fund has made its annualized interest distribution of 8% to investors for 112 consecutive months.
DIVERSIFICATION & INCOME
Your investment is secured across a portfolio of First Trust Deed Investments. Our team underwrites and services each loan, while you receive a monthly distribution.
Impeccable Track Record – Since the Fund’s inception in September 2011, the Fund has never missed a full monthly interest distribution payment to investors.
At Least 40% Equity Cushion – Our targeted loan-to-value ratio is 60% or less, meaning the borrower must have at least 40% equity in their property in order for us to issue a loan.
First Lien Position Only – The Fund only maintains loans in its’ portfolio that are in first Deed of Trust position. This allows us more control and security over the properties we lend on.
Retirement Account Eligibility – Investors may invest in the Fund through eligible retirement accounts such as an IRA, 401K, or Defined Benefit Plan.
Focus Lending Areas – The Fund focuses on properties located within major metropolitan and coastal areas. Property values in major metropolitan and coastal areas historically have demonstrated less price volatility and downside risk compared to properties located in remote and rural areas.
Annual Audit & Portfolio Transparency – Investors are given continuous access to view our open and closed loan portfolio, annual audits, performance reports, and other due-diligence documents.
Low Correlation to Other Asset Classes – The Fund’s low correlation to other asset classes such as stocks and bonds, may provide for diversification in your portfolio.
A Deep Network of Loan Sources – Our management team has developed an extensive network of mortgage brokers, realtors, real estate attorneys, and other finance & real estate professionals that utilize our funding. Our substantial industry contacts creates a consistent and robust source of loan submissions for the Fund.
Advantages of Investing in our Fund vs Individual Notes
- Passive Income – Our experienced team handles loan screening, underwriting, closing, and servicing while investors collect monthly interest payments.
- Consistent Cash Flow – Unlike individual note investing, investing in a portfolio of notes helps mitigate prepayment and reinvestment risk.
- Lower Risk Through Diversification – The Fund loans on a variety of property types including multi-family, office, retail, mixed-use, industrial, and SFR investment properties.
- Experienced Team of Service Providers – Our strong and experienced team of service providers adds an extra layer of security and oversight to the Fund.
Accredited Investors Only
Investors in the Wilshire Quinn Income Fund, LLC must be accredited investors. For an individual to be considered an accredited investor, he or she must have a net worth of at least $1 million US dollars, not including the value of one’s primary residence or have income of at least $200,000 each year for the last two years (or $300,000 together with his or her spouse if married) and have the expectation to make the same amount this year. IRA’s, Keogh plans, trusts and other entities owned by accredited investors are also eligible. We will require a letter from a CPA, attorney, or licensed financial planner stating that the investor meets these requirements.
The information contained herein of the Wilshire Quinn Income Fund, LLC, a California limited liability company (the “Fund”) and any appendices or exhibits (the “Presentation”) have been prepared by Wilshire Quinn Capital, Inc. (the “Manager”) for information purposes only. This Presentation is confidential and for its intended audience only. Recipients of this Presentation may not reproduce, redistribute or pass on, in whole or in part, in writing or orally or in any other way or form, this Presentation or any of the information set out herein. This Presentation does not constitute an offer to sell or a solicitation of an offer to purchase limited partnership interests in any security. Any prospective investor is advised to carefully review all of the private placement memorandum, operating agreement and subscription documents (“Offering Documents”) and to consult their legal, financial and tax advisors prior to considering any investment in the Fund. The materials contained in this Presentation contain a summary and overview of the Fund. This Presentation does not purport to be complete and is superseded in its entirety by the information contained in the Offering Documents. The investment objectives and methods summarized in the Presentation represent the Fund’s current intentions. Nevertheless, depending on conditions and trends in the real estate markets and the economy in general, the Fund may pursue other objectives or employ other techniques that it considers appropriate and in the best interest of the Fund. Past performance is not indicative of future returns or Fund results. Individual investment performance, examples provided and/or case studies are not indicative of overall returns of the Fund. There is also risk that investors in the Fund may not receive distributions or that distributions will not grow over time. In addition, there can be no guarantee of deal flow in the future. Some of the statements in this Presentation, including those using words such as “targets,” “believes,” “expects,” “intends,” “estimates,” “projects,” “predicts,” “anticipates,” “plans,” “pro forma,” and “seeks” and other comparable or similar terms are forward-looking statements. Forward looking statements are not statements of historical fact and reflect the Manager’s views and assumptions as of the date of the Presentation regarding future events and performance. All forward looking statements address matters that involve risks and uncertainties. Accordingly, there are important factors that could cause the Fund’s actual results to differ materially from those indicated in these statements. The Fund believes that these factors include, but are not limited to, those described in the “Risk Factors” section of the Fund’s confidential private placement memorandum.
Prospective investors should make their own investigations and evaluations of the information contained herein. Prior to the issuance of a private offering of interests in the Fund, the Manager of the Fund will give investors the opportunity to ask questions and receive additional information concerning the terms and conditions of such offering and other relevant matters. Each prospective investor should consult its own attorney, business adviser and tax adviser as to legal, business, tax and related matters concerning the information contained herein and such offering. Wilshire Quinn Income Fund, LLC is a San Diego Hard Money Lender.
AN INVESTMENT IN THE FUND INVOLVES RISK, AND NUMEROUS FACTORS COULD CAUSE THE ACTUAL RESULTS, PERFORMANCE OR ACHIEVEMENTS OF THE FUND TO BE MATERIALLY DIFFERENT FROM ANY FUTURE RESULTS, PERFORMANCE OR ACHIEVEMENTS THAT MAY BE EXPRESSED OR IMPLIED BY STATEMENTS AND INFORMATION IN THIS PRESENTATION. SHOULD ONE OR MORE OF THESE RISKS OR UNCERTAINTIES MATERIALIZE, OR SHOULD UNDERLYING ASSUMPTIONS PROVE INCORRECT, ACTUAL RESULTS MAY VARY MATERIALLY FROM THOSE DESCRIBED IN THIS PRESENTATION.
NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR PASSED UPON THE ADEQUACY OR ACCURACY OF THIS PRESENTATION OR THE OFFERING DOCUMENTS. THE OFFER AND SALE OF SECURITIES BY THE FUND IS MADE IN RELIANCE ON AN EXEMPTION FROM REGISTRATION WITH THE SECURITIES AND EXCHANGE COMMISSION PROVIDED BY SECTION 4(2) OF THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), AND RULE 506(C) OF REGULATION D AND REGULATION S PROMULGATED THEREUNDER.
As of January 1, 2021, the Fund has established a real estate investment trust in the form of a subsidiary (“Sub-REIT”). It is the intent of the Fund to have the Sub-REIT hold all or substantially all of the assets, including loans, for purposes of maximizing the tax benefit. Please consult with your tax advisor on the implication of investing in a real estate investment trust. The Securities and Exchange Commission, any state securities commission, and all of the custodians listed in the document above do not recommend or endorse the purchase of these securities. Investing in this Fund has certain inherent risks which could result in the loss of some or all of your principal investment. Your decision to purchase and invest should be based on your own particular financial circumstances and investment objectives. Please consult your tax and/or financial advisor before investing in the Fund.
Wilshire Quinn Capital, Inc.619-363-4088
Office LocationsMain Office
2550 Fifth Avenue, Suite 1070, San Diego, California, 92103
11601 Wilshire Blvd., Suite 500, Los Angeles, California, 90025
101 California Street, Suite 2710, San Francisco, California, 94111