Cutter Hill Capital, LLC

Cutter Hill Capital, LLC is a private lender based in Hingham, Massachusetts. Established in 2018, they specialize in short-term loans ranging from $100,000 to $2,000,000 for various real estate investments, offering competitive interest rates and flexible terms tailored to investors' needs.

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Details and Requirements

Loan Amounts

$100,000 to $2,000,000

Interest Rates

10% to 12%

Origination Fees

2% to 3%

Loan Terms

3 to 24 months

Lien Position

1st

Credit Check Required

yes

Minimum Credit Score Required

599

Prepayment Penalty

Typical Closing Time (Days)

Fastest Closing Time (Days)

Payment Structure

Interest Only
Interest Reserve

Personal Guaranty (Recourse) Required

Always

Borrower Entity Types Considered

LLC
Trust
Corporation

Documentation Required

Credit Report
Tax Returns
Bank Statements
Financial Statements
Loan Application

Appraisal Required for Residential Property

Never

Appraisal Required for Commercial Property

Sometimes

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Broker Price Opinion (BPO) Accepted for Commercial Property

Never

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will lend to a foreign national

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Equity Joint Venture

Collateral Types

Residential Property
Commercial Property

Loan Purpose

Investment Acquisition
Investment Refinance
Improve Subject Property
Business Working Capital
Value Add Project

Property Occupancy

Vacant
Tenant Occupied 100%
Tenant Occupied Partial
Owner Occupied Commercial

Cutter Hill Capital, LLC’s Lending Activity

Data Provided By Elementix

12mo Loan Volume

$23,274,500

12mo Loan Count

Total Loan Volume

$102,595,000

Average Loan Size

$520,787

Loan Count by State (Past 12 Months)

MA: 17, CT: 3, FL: 1, RI: 1, NH: 1

Data provided by

| Disclaimer

Cutter Hill Capital, LLC (est 2018) is small-balance, short-term lender for real estate investment projects. With nearly 10 years of experience in the industry, we have built a lending platform that is built around the “win-win” philosophy. We want add value to the businesses of the borrowers we work with by streamlining the underwriting and approval process and limiting unnecessary fees. At the same time, we offer our investors attractive risk adjusted returns with strong collateral security.

We offer a single point of contact for all borrowers and investors we work with so no detail is overlooked.

We look forward to working with you!!

Office Locations

Cutter Hill Capital, LLC

P.O. Box 422, Hingham, Massachusetts 02043

Our Team

Randy Winters

Principal

Our minimum loan amount is $100,000

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