619 Capital helps you close more loans with extremely unique loan programs designed to fund common sense quality loans that others may not appreciate. Some highlights:
- Hybrid Fixed Rate—5/7/10 Year Fixed Rate Period
- 30 Year Term and Amortization
- FICO Scores Down to 550
- LTV’s to 80% (Cash out to 80% LTV)
- No Income Documentation Program
- Minimum Occupancy of 65%
- Single Tenant OK
- Owner User OK
- Class B & C Properties Allowed
- Multiple Properties Can be Pooled into One Loan
- DSCR-1.2x; projects <1.2x Allowed Case-by-Case with Reserves
- Phase 1 Environmental Not Required
- Top 200 MSA’s …Plus
- LOIs Within 72 hours of Receipt of Completed Loan Registration Form
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- Assisted Living Facility
- Commercial Condominium
- Healthcare
- Hotel
- Industrial
- Mixed-Use
- Mobile Home Park
- Motel
- Multifamily
- Office
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- Retail
- Senior Housing
- Student Housing
Loan Types
- Commercial Long-Term
Specialty Loan Types
- Commercial Permanent Financing
- Discounted Note Payoff
- Foreclosure Bailout
- Note Purchase
- Partner Buyout
Max Loan-to-Purchase Price
75%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
Deposit Required
Depends on the loan type and size
Appraisal Fee
Paid directly to appraisal company
Minimum Origination Fee Amount
$10,000
Fees which are mandatory for all new borrower clients
- Deposit
Fees which are paid to a third party company
- Appraisal Fee
Contact 619 Capital
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619 Capital is a direct lender of small balance commercial loans. We have long term correspondent relationships with some of the largest RE Funds, Agency Lenders, Investment Banks and Life Insurance Companies in the country. Management has an average of 20 years in RE finance and we have closed $billions in real estate transactions
We can fund from $500k to $5m and have placed loans up to $30m. We work with all major commercial property types
Office Locations
333 S State Street, Suite 221, Lake Oswego, Oregon 97034Our Team
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Stay Informed About Private Lending
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If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.