Bay Mountain Capital LLC

Bay Mountain Capital LLC, based in Dallas, TX, is a private lender specializing in hard money loans for various property types, including residential and commercial. With flexible guidelines, they offer loan amounts from $50,000 to $5,000,000, with terms from six months to one year and interest rates starting at 10.9%.

Bay Mountain Capital is a private lender headquartered in Dallas, TX offering funding across the following areas: Dallas, Houston, Austin, San Antonio, Waco, College Station, Laredo, Corpus Christi, Port Aransas, Brownsville, and Atlanta. They offer hard money loans for commercial properties, fix-and-flip hard money loans, and investment property loans. Their loan guidelines are flexible, including loan amounts ranging from $50,000 to $5,000,000, terms between 6 months and 1 year, and rates starting at 10.9% . They lend money to any borrower based on the value of the property and do not require a minimum credit score. They will make loans on various types of properties, including single family homes, multi-family units, apartment buildings, office buildings, retail spaces, and undeveloped land.

Loan Types Offered: Investment Property Loans, Fix and Flip Loans, Commercial Hard Money Loans

Property Types Covered: Single Family, Multi Family, Apartment, Office, Retail, Land

Areas Served: Dallas, Houston, Austin, San Anton

Details and Requirements

Loan Amounts

$50,000 to $10,000,000

Origination Fees

2% to 4%

Lien Position

1st

Credit Check Required

no

Prepayment Penalty

no

Personal Guaranty (Recourse) Required
Always
Borrower Entity Types Considered
Appraisal Required for Residential Property

Never

Appraisal Required for Commercial Property

Never

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Broker Price Opinion (BPO) Accepted for Commercial Property

Never

Will Consider Collateralizing Multiple Properties in One Loan

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Equity Joint Venture

no

Collateral Types
  • Residential Property
  • Commercial Property
  • Commercial Property Ground Lease
  • Business
Bay Mountain Capital LLC’s Lending Activity
Data Provided By Elementix
12mo Loan Volume

$17,590,000

12mo Loan Count

2

Total Loan Volume

$489,956,961

Average Loan Size

$352,995

Loan Count by State (Past 12 Months)
TX: 2
Data provided by Elementix | Disclaimer

Bay Mountain Capital provides the investment community with financing that permits swift execution of transactions at fair pricing. Our simple process and vast experience make the acquisition or development of a qualified real estate investment a smooth process. In many cases, we are able to fund a transaction in as little as a few days. Specializing in major Texas markets, Bay Mountain is able to assist in a variety of opportunistic investments, including:

  • Acquisition and renovation
  • Distressed properties
  • High leverage acquisition financing as a bridge to lower cost refinance
  • New construction
  • Non-owner occupied single family
  • Multifamily, commercial and land

Our Team

Will Dyer

CIO

Info Our minimum loan amount is $50,000

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