Adler Private Lending has been a developer, property owner/manager, and flexible real estate lender in the DC metro area for over 40 years. We offer bridge loans over $3 million in many areas throughout the country for strong borrowers/sponsors who are bankable but have a situation in which private lending is more suitable. We pride ourselves on having swift commitments and closings, alongside competitive rates with flexible underwriting criteria.

Property Geographic Area Details

Primary and Secondary markets nationwide. We will not consider rural areas.

Loan Amounts

$3,000,000 to $15,000,000

Interest Rates

8% to 12%

Max Loan-To-Value


Max Loan-To-Cost


Origination Fees

1% to 4%

Loan Terms

6 months to 36 months

Lien Position

  • 1st

Loan Purpose

  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
  • Development Project
  • Primary Residence Purchase

Property Occupancy

  • Vacant
  • Tenant Occupied 100%
  • Owner Occupied Commercial

Property Types and Loan Types

Collateral Types

  • Residential Property
  • Commercial Property

Property Types

  • 2-4 Units Residential
  • Adult Day Care
  • Agricultural
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Bed and Breakfast
  • Cannabis Dispensary
  • Cannabis Grow Facility
  • Car Wash
  • Casino
  • Child Day Care
  • Cinema
  • Club
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Condominium
  • Cooperative
  • Equestrian
  • Event Center
  • Gas Station
  • Golf Course
  • Gym
  • Healthcare
  • Hospital
  • Hostel
  • Hotel
  • Industrial
  • Manufactured Home
  • Marina
  • Mixed-Use
  • Mobile Home Park
  • Motel
  • Multifamily
  • Night Club
  • Office
  • Parking Lot
  • Place of Worship
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Ranch
  • Recreational
  • Rehabilitation Facility
  • Religious Facility
  • Residential Land
  • Retail
  • Senior Housing
  • Single Family Residence
  • Sports Facility
  • Storage Facility
  • Student Housing
  • Theater
  • Timberland
  • Vehicle Parking
  • Winery

Loan Types

  • Commercial Bridge
  • Commercial Property Value Add
  • Commercial Ground-Up Construction

Specialty Loan Types

  • Land Development
  • Residential Long-Term Rental
  • Note Purchase
  • Partner Buyout
  • Discounted Note Payoff
  • Bankruptcy Resolution
  • Foreclosure Bailout
  • Line of Credit Single Property
  • Line of Credit Portfolio of Properties
  • Cannabis Use Properties

Agribusiness Loan

Agribusiness Types

  • Cattle Ranch
  • Cannabis

Will Consider Cannabis Use Properties


Maximum LTV for Cannabis Use Properties


Cannabis Property Use Type

  • Cultivation
  • Retail Dispensary
  • Retail Sales
  • Manufacturing
  • Processing
  • Production

Land Loan

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land
  • Agricultural Land
  • Special Purpose Land
  • Cannabis Use Land

Will Consider Land That is NOT Entitled


Max LTV for Land


Max LTC for Land Acquisition


Purchase Loan

Max Loan-To-Purchase Price


Borrower Must Have Property Under Contract


Will Provide Proof of Funds Letter


Will Consider Lending on Purchase from Auction


Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Another Investment Property
  • Seller Financing
  • Family

Rehab Value Add Loan

Experience Required


Minimum Number of Value-Add Projects Completed by Borrower


Will Provide Funds for Renovation Costs


Max LTC for Renovation Costs


Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw


Construction Loan

Development Experience Required


Minimum Number of Ground-Up Construction Projects Completed by Borrower


Max LTC for Ground-Up Construction Costs


Interest Charged for Construction Costs

Only on Funds Drawn

Will Lend on Partially Completed Construction Projects


Details and Requirements

Typical Closing Time (Days)


Fastest Closing Time (Days)


Works With

  • Brokers
  • Borrowers

Payment Structure

  • Interest Only
  • No Monthly Payments Required

Pre Payment Penalty


Will lend to a foreign national


Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage


Will Consider Collateralizing Multiple Properties in One Loan


Will Consider Equity Joint Venture


Borrower Entity Types Considered

  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Non-Profit Corporation

Appraisal Required for Residential Property


Appraisal Required for Commercial Property


Broker Price Opinion (BPO) Accepted for Residential Property


Broker Price Opinion (BPO) Accepted for Commercial Property



Processing Fee

Minimal fee for all in-house work related to closing the deal. Varies with location, deal size, and complexity, but always among the lowest in the business. All underwriting costs (site visit, etc) charged at cost, without markup. Document preparation and appraisals almost always done in-house.

Adler Financial Group is an entrepreneurial family partnership seeking investment opportunities which forward the success of our partners, employees, clients, and vendors. For more than a quarter of a century, we have been the capital resource of choice for Washington DC area real estate professionals and investors. We have recently expanded our geographic coverage area to the continental United States.

Equally adept with small and large transactions, this family-oriented conglomerate features a combination of highly customized personal service and attention to detail, as well as an unrivaled business network.

Year Established


Office Locations

11350 Random Hills Road #720, Fairfax, Virginia 22030

Primary Capital Source

  • Own Funds

Alternative Capital Sources

  • Family Offices

Loan Structure for Majority of Loans

  • Own Balance Sheet

Percentage of company’s lending business focused on private mortgage


John Burns


John Burns is responsible for business development and underwriting for Adler Financial Group, specifically within the private lending division. Before joining Adler Financial Group, he worked with a number of international venture capital funds across a variety of industries and markets. John was a Jefferson Scholar and holds both his B.A. and Master’s degrees from the University of Virginia.

Daniel S. Adler


A 1988 graduate of The University of Virginia School of Engineering, Dan leads Adler Financial Group by facilitating new deals and by focusing on operations, finance and project management. As a Team Leader, he "turns concepts into cash flow," following through to the final distribution.

Leonard Adler

Founder and Chairman of the Board

Known for his great vision and leadership skills, he is a self-made millionaire and an experienced real estate entrepreneur. An accomplished Team Leader whose business portfolio is as diverse as it is large, Mr. Adler is known and respected by real estate leaders and professionals throughout the area as a "rain-maker" and creative financier.

David P. Mescall

Chief Financial Officer

A Magna Cum Laude Graduate of the Executive MBA program at Northeastern University, Mr. Mescall also holds a Master of Science in Taxation from Bentley College. Combining his background in Investment Banking and Public Accounting is critical to structuring, negotiating and monitoring the Firm's acquisitions and mezzanine loans and maximizing the Firm's resources.

Bob Gottschalk

General Counsel

Prior to joining the Adler Financial team, Bob was a partner with the law firm of Ain & Bank, P.C. in Washington, DC where he was recognized as an accomplished business law professional. Bob’s reputation for diligence, perseverance, and sound business judgment earned him the honor of being named as one of the DC Metro Area’s Outstanding Young Lawyers (Washington Post Magazine). Bob graduated from the University of Iowa College of Law in 1998 and is licensed to practice law in the District of Columbia, Maryland, Virginia and Illinois (inactive).

Carol Johnson


Loan Request

Short Description of your Loan Request or Property Address

This information is about yourself, not the subject property.


At the end of the form you can enter the additional properties.

(temp use, storage, billboard, parking, etc.)


If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.


(temp use, storage, billboard, parking, etc.)


If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.


how will the loan be paid off?


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Add links to photos here.


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