Adler Private Lending has been a developer, property owner/manager, and flexible real estate lender in the DC metro area for over 40 years. We offer bridge loans over $3 million in many areas throughout the country for strong borrowers/sponsors who are bankable but have a situation in which private lending is more suitable. We pride ourselves on having swift commitments and closings, alongside competitive rates with flexible underwriting criteria.

Property Geographic Area Details
Primary and Secondary markets nationwide. We will not consider rural areas.
Loan Amounts
$3,000,000 to $15,000,000
Interest Rates
8% to 12%
Loan Terms
6 months to 36 months
Origination Fees
1% to 4%
Lien Position
1st
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
  • Development Project
  • Primary Residence Purchase
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Owner Occupied Commercial

Property Types

  • 2-4 Units Residential
  • Adult Day Care
  • Agricultural
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Bed and Breakfast
  • Cannabis Dispensary
  • Cannabis Grow Facility
  • Car Wash
  • Casino
  • Child Day Care
  • Cinema
  • Club
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Condominium
  • Cooperative
  • Equestrian
  • Event Center
  • Gas Station
  • Golf Course
  • Gym
  • Healthcare
  • Hospital
  • Hostel
  • Hotel
  • Industrial
  • Manufactured Home
  • Marina
  • Mixed-Use
  • Mobile Home Park
  • Motel
  • Multifamily
  • Night Club
  • Office
  • Parking Lot
  • Place of Worship
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Ranch
  • Recreational
  • Rehabilitation Facility
  • Religious Facility
  • Residential Land
  • Retail
  • Senior Housing
  • Single Family Residence
  • Sports Facility
  • Storage Facility
  • Student Housing
  • Theater
  • Timberland
  • Vehicle Parking
  • Winery

Loan Types

  • Commercial Bridge
  • Commercial Property Value Add
  • Commercial Ground-Up Construction

Specialty Loan Types

  • Bankruptcy Resolution
  • Cannabis Use Properties
  • Discounted Note Payoff
  • Foreclosure Bailout
  • Land Development
  • Line of Credit Portfolio of Properties
  • Line of Credit Single Property
  • Note Purchase
  • Partner Buyout
  • Residential Long-Term Rental

Agribusiness Types

  • Cattle Ranch
  • Cannabis

Will Consider Cannabis Use Properties

yes

Maximum LTV for Cannabis Use Properties

70%

Cannabis Property Use Type

  • Cultivation
  • Retail Dispensary
  • Retail Sales
  • Manufacturing
  • Processing
  • Production

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land
  • Agricultural Land
  • Special Purpose Land
  • Cannabis Use Land

Will Consider Land That is NOT Entitled

yes

Max LTV for Land

60%

Max LTC for Land Acquisition

85%

Max Loan-to-Purchase Price

70%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Another Investment Property
  • Seller Financing
  • Family

Experience Required

yes

Minimum Number of Value-Add Projects Completed by Borrower

2

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

100%

Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw

5

Development Experience Required

yes

Minimum Number of Ground-Up Construction Projects Completed by Borrower

2

Max LTC for Ground-Up Construction Costs

100%

Interest Charged for Construction Costs

Only on Funds Drawn

Will Lend on Partially Completed Construction Projects

yes

Processing Fee

Minimal fee for all in-house work related to closing the deal. Varies with location, deal size, and complexity, but always among the lowest in the business. All underwriting costs (site visit, etc) charged at cost, without markup. Document preparation and appraisals almost always done in-house.

Details and Requirements

Typical Closing Time (Days)

10

Fastest Closing Time (Days)

5

Payment Structure
  • Interest Only
  • No Monthly Payments Required
Pre Payment Penalty

no

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Non-Profit Corporation
Personal Guaranty (Recourse) Required
Sometimes
Credit Check Required

no

Appraisal Required for Residential Property

Sometimes

Appraisal Required for Commercial Property

Sometimes

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

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Adler Financial Group is an entrepreneurial family partnership seeking investment opportunities which forward the success of our partners, employees, clients, and vendors. For more than a quarter of a century, we have been the capital resource of choice for Washington DC area real estate professionals and investors. We have recently expanded our geographic coverage area to the continental United States.

Equally adept with small and large transactions, this family-oriented conglomerate features a combination of highly customized personal service and attention to detail, as well as an unrivaled business network.

Year Established

1976

Office Locations

11350 Random Hills Road #720, Fairfax, Virginia 22030

Primary Capital Source
  • Own Funds
Alternative Capital Sources
  • Family Offices
Loan Structure for Majority of Loans
  • Own Balance Sheet

Our Team

John Burns

Underwriter

Daniel S. Adler

President

Leonard Adler

Founder and Chairman of the Board

David P. Mescall

Chief Financial Officer

Bob Gottschalk

General Counsel

Carol Johnson

Accountant

Contact Adler Financial Group

Adler Financial Group pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
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Our Minimum Loan Amount Is

$3,000,000

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