Private Lending for DC Metro Area Real Estate Investors

Adler Private Lending has been a developer, property owner/manager, and flexible real estate lender in the Washington, DC Metropolitan area for over 40 years. We pride ourselves on having swift commitments and closings, alongside competitive rates with flexible underwriting criteria. Get in touch for your next real estate project, and we’ll find a way to structure a deal that works for you!

Property Geographic Area Details

District of Columbia and Northern Virginia (Loudoun County, Fairfax County, Arlington County, Prince William County, City of Alexandria)

Loan Amounts

$250,000 to $10,000,000

Interest Rates

9% to 15%

Max Loan-To-Value


Max Loan-To-Cost


Origination Fees

1% to 5%

Loan Terms

6 months to 36 months

Lien Position

  • 1st

Loan Purpose

  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project
  • Development Project
  • Personal Use

Property Occupancy

  • Vacant
  • Tenant Occupied 100%
  • Owner Occupied Commercial

Property Types and Loan Types

Collateral Types

  • Residential Property
  • Commercial Property

Property Types

  • 2-4 Units Residential
  • Adult Day Care
  • Agricultural
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Bed and Breakfast
  • Cannabis Dispensary
  • Cannabis Grow Facility
  • Car Wash
  • Casino
  • Child Day Care
  • Cinema
  • Club
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Condominium
  • Cooperative
  • Equestrian
  • Event Center
  • Gas Station
  • Golf Course
  • Gym
  • Healthcare
  • Hospital
  • Hostel
  • Hotel
  • Industrial
  • Manufactured Home
  • Marina
  • Mixed-Use
  • Mobile Home
  • Mobile Home Park
  • Motel
  • Multifamily
  • Night Club
  • Office
  • Parking Lot
  • Place of Worship
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Ranch
  • Recreational
  • Rehabilitation Facility
  • Religious Facility
  • Residential Land
  • Retail
  • Senior Housing
  • Single Family Residence
  • Sports Facility
  • Storage Facility
  • Student Housing
  • Theater
  • Timberland
  • Vehicle Parking
  • Winery

Loan Types

  • Commercial Bridge
  • Commercial Property Value Add
  • Commercial Ground-Up Construction

Specialty Loan Types

  • Land Development
  • Residential Long-Term Rental
  • Note Purchase
  • Partner Buyout
  • Discounted Note Payoff
  • Bankruptcy Resolution
  • Foreclosure Bailout
  • Line of Credit Single Property
  • Line of Credit Portfolio of Properties
  • Cannabis Use Properties

Agribusiness Loan

Will Consider Cannabis Use Properties


Maximum LTV for Cannabis Use Properties


Cannabis Property Use Type

  • Cultivation
  • Retail Dispensary
  • Retail Sales
  • Manufacturing
  • Processing
  • Production

Land Loan

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land
  • Agricultural Land
  • Special Purpose Land
  • Cannabis Use Land

Will Consider Land That is NOT Entitled


Max LTV for Land


Max LTC for Land Acquisition


Purchase Loan

Max Loan-To-Purchase Price


Borrower Must Have Property Under Contract


Will Provide Proof of Funds Letter


Will Consider Lending on Purchase from Auction


Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Another Investment Property
  • Seller Financing
  • Family

Rehab Value Add Loan

Experience Required


Minimum Number of Value-Add Projects Completed by Borrower


Will Provide Funds for Renovation Costs


Max LTC for Renovation Costs


Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw


Construction Loan

Development Experience Required


Minimum Number of Ground-Up Construction Projects Completed by Borrower


Max LTC for Ground-Up Construction Costs


Interest Charged for Construction Costs

Entire Amount of Total Project Costs

Will Lend on Partially Completed Construction Projects


Details and Requirements

Typical Closing Time (Days)


Fastest Closing Time (Days)


Works With

  • Brokers
  • Borrowers

Payment Structure

  • Interest Only
  • No Monthly Payments Required

Payment Structure Details

We may consider charging all the interest upon the project completion

Pre Payment Penalty


Will lend to a foreign national


Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage


Will Consider Collateralizing Multiple Properties in One Loan


Will Consider Equity Joint Venture


Borrower Entity Types Considered

  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation

Appraisal Required for Residential Property


Appraisal Required for Commercial Property


Broker Price Opinion (BPO) Accepted for Residential Property


Broker Price Opinion (BPO) Accepted for Commercial Property



Processing Fee

$500, one time per loan -- we don't charge any additional fees, like draw fees or prepayment penalties!

Adler Private Lending, a division of Adler Financial Group, has been a leader in flexible, fast real-estate financing in the Washington, DC Metropolitan area for over 40 years. We are an entrepreneurial family partnership seeking investment opportunities which forward the success of our partners and clients. We recognize that every real estate scenario is different, bringing its own circumstances and needs. We have experience working with all commercial property types and have structured deals through a number of financial mechanisms.

Adler Financial Group is a swift office, and we firmly believe in walking away with repetitive “win-win scenarios.” We work in fix and flip rehabs, flip and hold ventures, commercial refinancing, development bridge/mezzanine deals, and on occasion, joint venture/equity deals. We operate with our own funds, allowing quick, autonomous decisions, and are very familiar with the Washington, DC and Northern Virginia region. We have strong relationships with bankers, contractors, realtors, and others in the real estate sphere, and frequently help connect borrowers to the stronger partners to ensure mutual success.

We are always looking for new partners, and look forward to working together in order to make a deal happen.

Year Established


Office Locations

11350 Random Hills Road #720, Fairfax, Virginia 22030

Primary Capital Source

  • Own Funds

Alternative Capital Sources

  • Family Offices

Loan Structure for Majority of Loans

  • Own Balance Sheet

Percentage of company’s lending business focused on private mortgage


John Burns


John Burns is responsible for business development and underwriting for Adler Financial Group, specifically within the private lending division. Before joining Adler Financial Group, he worked with a number of international venture capital funds across a variety of industries and markets. John was a Jefferson Scholar and holds both his B.A. and Master’s degrees from the University of Virginia.

Completed Transactions

Loan Request

Short Description of your Loan Request or Property Address

This information is about yourself, not the subject property.


At the end of the form you can enter the additional properties.

(temp use, storage, billboard, parking, etc.)


Requested loan amount divided by the purchase price + rehab/construction costs


If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.


(temp use, storage, billboard, parking, etc.)


Requested loan amount divided by the purchase price + rehab/construction costs


If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.


how will the loan be paid off?


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Photo Link

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