Direct Lender for Fix & Flip Investors
Advest Financial is a Pennsylvania based private lender. We provide short-term hard money loans to residential real estate investors in PA, NJ, and NY. We are self-funded, allowing us to efficiently fund your project using 100% of our own capital. Obtaining a loan from Advest is straightforward and fast. You will deal directly with the decision makers.
Rehab Fix & Flip Loan Program
- Term: Up to 12 Months
- Loan Amount: $250,000 – $1,500,000
- Total Loan Amount: Up to 65% ARV
- Interest Rate: 10% – 14%
- Origination Fees: 2% – 3%
- Property Types: Residential
- Occupancy: Non-owner Occupied
Property Geographic Area Details
- 2-4 Units Residential
- Single Family Residence
- Private Money
- Hard Money
- Residential Fix and Flip
- Residential Rehab and Rent
Max Loan-to-Purchase Price85%
Borrower Must Have Property Under Contractno
Will Provide Proof of Funds Letteryes
Will Consider Lending on Purchase from Auctionyes
Allowed Source of Borrower’s Equity
- Own Cash
Minimum Number of Value-Add Projects Completed by Borrower0
Will Provide Funds for Renovation Costsyes
Max LTC for Renovation Costs100%
Interest Charged for Renovation CostsOnly on Funds Drawn
Typical Number of Days for Funds Draw5
Maximum After Repair Value65.00%
Legal Fee is paid by the borrower. Fixed amount. Usually $2,000.
$250 inspection fee for each draw.
Cost of ordering the appraisal. If there is renovation work, there will be an as-is and after repair value appraisal.
Fees which are mandatory for all new borrower clients
- Appraisal Fee
- Background Check Fee
Fees which are paid to a third party company
- Legal Fee
- Appraisal Fee
- Title Fee
Advest Financial is a private lender located in the suburbs of Philadelphia. Before forming Advest, the management team has participated in many private real estate transactions and has experience managing all aspects of structuring, financing, and evaluating investment properties.
As a private lender, we lend capital to real estate investors who value our fast, common-sense approach. Our focus is to build loyal customer and broker relationships through trust, transparency, and personalized service.
Office LocationsAdvest Financial
41 University Drive - Suite 400, Newtown, Pennsylvania 18940
Our Minimum Loan Amount Is
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