Agri Capital Inc.
Chowchilla, CA
CA DRE Broker Lic. 01925701
Bridge Loans for California Agricultural Property
Agri Capital provides access to capital secured by agricultural and ag land in Central and Northern California, based primarily on Loan-to-Value. Unlike most hard money lenders, Agri Capital has unique expertise in farmland real estate. Our experience with Ag helps us better serve California farmers through our lending options.
- Lending on Farmland & vacant land suitable for crops
- Central Valley, Bakersfield, Fresno, Greater Sacramento
- Bridge Loans only – purchase, refinance, equity cash out
- 1st and 2nd mortgages
- No Junk Fees – just points points plus underwriting and attorney’s fees
- Conservative LTV: Up to 65% for 1st mortgages, up to 55% CLTV for 2nd’s
- Appraisal or BPO not required in most cases
- Also lending on non-ag commercial properties in the Central Valley counties
- Madera, Merced, Stanislaus, San Joaquin Counties
Please Note: We do NOT offer loans for cannabis farms, residential properties, or ground-up construction projects.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add):
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Property Types
- 2-4 Units Residential
- Agricultural
- Commercial Condominium
- Commercial Land
- Condominium
- Industrial
- Multifamily
- Office
- Ranch
- Retail
- Storage Facility
Loan Types
- Private Money
- Hard Money
- Commercial Bridge
- Residential Bridge
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
Junior Lien Loan Amounts
$50,000 to $1,000,000
Junior Lien Interest Rates
9.5% to 12%
Junior Lien Loan-to-Value
55%
Junior Lien Origination Fees
2% to 4%
We Fund Junior Position Loans
Rarely
Agribusiness Types
- Cattle Ranch
- Citrus Grove
- Corn
- Cotton
- Melons
- Peach
- Potatoes
- Row Crops
- Tree Nuts
- Vegetables
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Agricultural Land
Will Consider Land That is NOT Entitled
yesMax LTV for Land
65%Max LTC for Land Acquisition
0%Max Loan-to-Purchase Price
65%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Equity in Subject Property
- Equity in Another Investment Property
- Family
Fees which are mandatory for all new borrower clients
- Underwriting Fee
- Legal Fee
- Escrow Fee
- Title Fee
Fees which are paid to a third party company
- Escrow Fee
- Title Fee
Get In Touch
Stay Informed About Private Lending
Whether your property is farmland, vacant land, multi-family, office or industrial, Agri Capital can provide access to capital based primarily on Loan-to-Value. Unlike most hard money lenders Agri Capital has unique expertise in farmland real estate. Our experience with Ag helps us better serve California farmers through our lending options.
Office Locations
Agri Capital Inc.23400 Rd 24 , Chowchilla, CA 93610
Our Team
Brian Maxwell
Officer
CADRE - 01983051
Get In Touch
Stay Informed About Private Lending
Contact This Lender
Create a Loan Request
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Contact Agri Capital Inc. by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$50,000
What We Do
- Lending Central & Northern California
- Loans for Agricultural Real Estate
- Loans for Vacant Ag Land
- 1st Mortgage up to 65% LTV
- 2nd Mortgages up to 55% CLTV
Not Available
- NO Residential Properties
- NO Cannabis-Use Properties
- NO High Leverage Over 65% LTV
- NO Ground-Up Construction Loans