Fix & Flip / Fix & Hold Loans:

90% of Purchase

100% of Rehab

Rates starting at 9% & 2 points

No prior experience required

  • Up to 65% LTV based on After Repair Value
  • Up to 70% LTV Considered on Case by Case Basis
  • Minimum Down Payment 10% of Purchase Price
  • No Limits on Rehab Budget (in relation to purchase)
  • Minimum FICO 600
  • Certain Adverse Background History Considered
  • No Prior Experience Considered
  • No Documentation of Liquidity Required
  • No Tax Returns Required

Borrower Makes Monthly Interest Payment
Interest Charged on Money as Deployed

 

Additional loan programs at www.alphafunding.com

Interest Rates
8.99% to 12%
Loan Terms
12 months to 12 months
Lien Position
1st
Loan Purpose
  • Investment Acquisition
Property Occupancy
  • Vacant

Property Types

  • 2-4 Units Residential
  • Mixed-Use
  • Multifamily
  • Residential Land
  • Single Family Residence

Max Loan-to-Purchase Price

0%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Another Investment Property
  • Equity in Primary Residence
  • Gap Lender
  • Family

Legal Fee

$1000 legal due at closing

Appraisal Fee

Appraisal is paid to appraisal company prior to closing

Fees which are mandatory for all new borrower clients

  • Legal Fee
  • Appraisal Fee

Fees which are paid to a third party company

  • Legal Fee
  • Appraisal Fee
  • Inspection Fee

Details and Requirements

Typical Closing Time (Days)

10

Fastest Closing Time (Days)

3

Payment Structure
  • Interest Only
Payment Structure Details

Interest charged only on money as deployed

Documentation Required
  • Credit Report
  • Financial Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Always
Credit Check Required

yes

Minimum Credit Score Required

600

Additional Details

Alpha Funding does not collect any fees until we close. If we don't close, the borrower doesn't pay anything. The only up front cost is the appraisal, which is paid directly to the appraisal company. At closing, the origination points, downpayment, legal fee, and commitment are due.

Contact Alpha Funding Solutions

Alpha Funding Solutions pays us to be listed, so there is no fee to connect with them directly.

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Alpha Funding Solutions, est 2007, has been providing investors with an easy, reliable, and affordable source of capital for over 10 years. Known as “the softer side of hard money”, the team at Alpha offers a consultative and holistic approach to each deal. On top of the best combination of rates and leverage in the industry, Alpha offers top notch customer service and support. In-house underwriting, construction management support, and a dedicated sales and service team are just a few of the factors that makes  Alpha the go-to capital partner for over 1,000 happy borrowers.

 

With no up front fees, no charge for application or underwriting, and the promise that you pay nothing until closing, there’s nothing to lose and everything to gain. Show us your next deal and let us put an offer on the table for you. Experience the Alpha difference.

Company Size (Number of Employees)

12

Year Established

2007

Office Locations

Alpha Funding Solutions
1151 Broad Street, Suite 216, Shrewsbury, New Jersey 07702



Primary Capital Source
  • Own Funds
  • Individual Investors
  • Hedge Funds
  • Life Insurance Companies
  • Friends & Family
  • Asset Management Companies
  • Fund to Fund
Alternative Capital Sources
  • Individual Investors
Loan Structure for Majority of Loans
  • Own Balance Sheet
  • Multiple Investor Fractionalized Note
  • Table Funding with Capital Partner
  • A/B Note Participation with Private Investor

Our Team

Mark Callazzo

CEO

David Hansel

President

Michael Strasser

VP of Operations

Kyle Altenua

Underwriter

Matthew Weber

Director of Business Development

Krystle Bailey

Sales & Marketing Coordinator

Victoria Forte

VP of Marketing

Priscilla Tort

Underwriter

Patrick Szymanski

CFO

Anthony Catalano

Construction Manager

Susan Fontano

Executive Administrative Assistant

Contact Alpha Funding Solutions

Alpha Funding Solutions pays us to be listed, so there is no fee to connect with them directly.

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Receive our monthly newsletters with valuable insights and industry updates
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BEFORE YOU CONTACT THIS LENDER

Our Minimum Loan Amount Is

$100,000

Send an email to Alpha Funding Solutions