Services Overview

Sell Your Private Mortgage Loans to Alphaflow

AlphaFlow buys 1st lien real estate loans on SFR, Condo, PUD and multifamily properties in 30 states. Here is our loan criteria:

  • Property Types: 1-4 Residential and Multifamily
  • Loan Purpose: Acquisition, Refinance, Bridge, Fix & Flip, Fix to Rent
  • Loan Amount: $75,000 to $4,500,000
  • Loan Term: 3 to 24 months
  • Interest Rate: 8% to 12%
  • Maximum Loan-to-Value: 80% As-Is, 75% After Repaired Value
  • Maximum Loan-to-Cost: 85%
  • Borrower’s Minimum FICO Score: 620
  • Geographic Areas: 30 states

Why AlphaFlow is the Right Partner for You

  • Easy Process | Simple and transparent application process designed to save you time.
  • Fast Approval | 24 to 48 hr approval. Quick to close. We buy loans daily.
  • Seasoned Team | Our management team is made up of former hard money lenders.

How it Works
Our process is simple and transparent every step of the way.

  • Apply Online | Complete our simple application process in minutes.
  • We’ll Get in Touch | We decision loans within 48 hours and give you fast feedback.
  • We Buy Your Loans | Receive funds fast! Our customer support team will guide you each step of the way.

 

Services

  • Capital Provider for Lenders

Real Estate Sectors

  • Private Mortgage Lending

Customer Types

  • Private Mortgage Lenders

AlphaFlow is an asset manager focused on real estate loans. We work with alternative real estate lenders who provide 6 to 12 month loans on single-family home bridge loans. We review them, purchase the very best ones available, and build highly diversified portfolios that include 75 to 100 different loans spread across 15 to 25 states, targeting yields of 8 to 10 percent for our clients. Basically, we take the heavy lifting out of finding quality real estate loans so our clients can reap the benefits.

Formed in 2015, AlphaFlow is a California registered investment adviser based in San Francisco, California.

Our management team is made up of real estate, finance, and tech leaders including founders of RealtyShares and Fund That Flip and one of the first key employees at LendingHome.

 

Established: 2015

Office Locations

Headquarters
564 Market Street, Suite 4540, San Francisco, California, 94104

New York Office
135 Madison Avenue, New York, NY, 10016

Miles Deamer

Director of Investments

Miles manages the origination, underwriting, and execution of real estate investment opportunities for AlphaFlow. Before AlphaFlow, Miles was one of the earliest employees at LendingHome, helping the firm reach $2 billion in origination volume over a three-year period scaling the sales, operations, and servicing teams. Prior to LendingHome, Miles was part of the credit team at First Republic Bank (NYSC:FRC) reporting directly to the Chief Credit Officer where he performed detailed analysis on the Banks loan portfolio including, stress test analysis, loss mitigation alternatives and delinquent debt workouts.

Stephan Leccese

VP, Partnerships & Servicing

Stephan is focused on identifying, establishing and scaling partnerships with lenders that share our values: entrepreneurial spirit, high quality underwriting and a recognition of the importance of long-term, mutually beneficial relationships. Simply put, we seek to align with the highest quality partners in this sector. Prior to joining AlphaFlow, Stephan was a Co-founder/COO of Fund That Flip, a leading technology platform for the origination of loans in the SFR real estate sector. He was responsible for underwriting, finance, & servicing. He implemented strategies that sourced multi-billion dollars of loan applications, scaled origination volume 20x – all without investor loss and leading portfolio statistics. To support such activities, he executed strategic partner relationships and raised >$100mm of investor capital. Previously, he co-founded and serves as advisor to multiple tech-companies. In his earlier investment banking career at Needham & Company he rose to the firm leadership while raising capital and providing strategic advice for tech-companies.

Ray Sturm

CEO

As co-founder and CEO of AlphaFlow, Ray is obsessed with ensuring that users have a good experience while getting up to speed within the real estate investing space. He created AlphaFlow to empower real estate investors with the data, transparency and tracking that used to be accessed only by investment professionals. Ray is a leading entrepreneur in financial technology (FinTech). Prior to launching AlphaFlow, he founded RealtyShares, one of the industry's top platforms for real estate investing. His early career in finance included investment banking at Bear Stearns, Lazard Frères and CCMP Capital and serving as Director of Business Development for SmartDrive Systems. Ray has a BBA-Finance from the University of Notre Dame and a JD/MBA from the University of Chicago.

John Woodruff

VP of Investments

John Woodruff is VP of Investments at AlphaFlow. John joins from i80 Group, a San Francisco based credit fund focused on specialty finance. John began his career in the Real Estate Finance and Securitization division of Credit Suisse. He worked for ten years in New York in various origination, structuring, and trading capacities focused on mortgage credit products. More recently, John served as Director of Capital Markets for PeerStreet from January 2016 to July 2017 in Los Angeles.