Maximum Leverage
Purchase Short-Term (no Value-Add)
Max LTP Residential: 75%
Max LTP Multifamily: 75%
Max LTP Commercial: 75%
Max LTP Land: 65%
Max CLTP Mezzanine: 75%
Max CLTP Pref Equity: 75%
Purchase Long-Term
Max LTP Residential: 85%
Max LTP Multifamily: 80%
Max LTP Commercial: 80%
Refinance Short-Term (no Cash Out)
Max LTV 1st Lien Residential: 70%
Max CLTV 2nd Lien Residential: 70%
Max LTV 1st Lien Multifamily: 75%
Max CLTV 2nd Lien Multifamily: 75%
Max LTV 1st Lien Commercial: 70%
Max CLTV 2nd Lien Commercial: 70%
Max LTV 1st Lien Land: 65%
Max CLTV 2nd Lien Land: 65%
Refinance & Cash Out Short-Term
Max LTV 1st Lien Residential: 70%
Max CLTV 2nd Lien Residential: 70%
Max LTV 1st Lien Multifamily: 75%
Max CLTV 2nd Lien Multifamily: 75%
Max LTV 1st Lien Commercial: 70%
Max CLTV 2nd Lien Commercial: 70%
Max LTV 1st Lien Land: 65%
Max CLTV 2nd Lien Land: 65%
Refinance Long-Term
Max LTV Residential: 80%
Max LTV Multifamily: 75%
Max LTP Commercial: 75%
Residential Fix & Flip
Max LTP: 85%
Max LTC: 90%
Max LTARV: 75%
Residential Rehab & Hold
Max LTP: 85%
Max LTC: 90%
Max LTARV: 75%
Multifamily Value-Add
Max LTP: 75%
Max LTC: 80%
Max LTARV: 70%
Commercial Value-Add
Max LTP: 70%
Max LTC: 75%
Max LTARV: 65%
Residential Construction
Max LTP Land: 80%
Max LTC: 85%
Max LTCV: 75%
Multifamily Construction
Max LTP Land: 70%
Max LTC: 75%
Max LTCV: 70%
Commercial Construction
Max LTP Land: 70%
Max LTC: 75%
Max LTCV: 70%
Property Types
- 2-4 Units Residential
- Adult Day Care
- Assisted Living Facility
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Car Wash
- Child Day Care
- Commercial Condominium
- Commercial Land
- Community Center
- Condominium
- Cooperative
- Golf Course
- Healthcare
- Hospital
- Hostel
- Hotel
- Industrial
- Manufactured Home
- Marina
- Mixed-Use
- Mobile Home
- Mobile Home Park
- Motel
- Multifamily
- Office
- Parking Garage
- Parking Lot
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- Residential Land
- Retail
- School
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
- Vehicle Parking
Minimum Loan Amount
$85,000Maximum Loan Amount
$5,000,000Minimum Loan Term
360 monthsMaximum Loan Term
480 monthsMinimum Credit Score
620Will Lend on a Portfolio of Properties
YesMinimum Property Value
$125,000Minimum Loan Amount
$350,000Minimum Loan Term
12 monthsMaximum Loan Term
360 monthsMinimum Credit Score
680Contact Altaloans
Altaloans pays us to be listed, so there is no fee to connect with them directly.
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Altaloans was founded by mortgage industry veterans who combine 40 years of experience in active broker origination, TPO lending in agency, non-QM, and bridge products, capital markets, and full-scale mortgage operations. These skills enable us to perfectly understand the needs of mortgage brokers and partners. We thrive on our partners’ success and the delivery of the best service.
Associations
- FAMP - Board Member
Office Locations
20200 W Dixie Hwy, Suite 1104, Aventura, Florida 33180Our Team
Danil Tesenin
President
Constantin Anosov
CFO
Contact Altaloans
Altaloans pays us to be listed, so there is no fee to connect with them directly.
Stay Informed About Private Lending
Receive our monthly newsletters with valuable insights and industry updates
Contact Altaloans
Altaloans pays us to be listed, so there is no fee to connect with them directly.
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