Amida Lending

Amida Lending is a national private lender focused on short-term real estate financing for investors and developers. The company primarily provides bridge, fix-and-flip, construction, multifamily, cash-out refinance, and transactional funding loans for residential and commercial investment properties.

If you’re looking for a ready solution to access capital to purchase, renovate, or refinance properties, then Amida Lending can solve your needs with our various types of Bridge Loans.

BRIDGE LOANS:

Purpose: Purchase, Refinance, Renovation & Construction

Term Length: Short term: 6–24 Months (exceptions on a case by case basis)

Leverage: Up to 90% LTC; up to 75% LTV; up to 75% ARV

Loan Size: $50K – $10M+

Interest Rate: 10% – 14%

No prepayment penalties. Interest reserves depending on qualification. Interest partially or wholly deferred depending on qualification.

FIX & FLIP + VALUE-ADD

Are you looking to purchase and fix-up a home that you believe has untapped value? Our short-term Fix & Flip loans let you close quickly so you can get to work on renovations immediately to untap the true value of the property.

FIX AND FLIP:

Purpose: Purchase, Refinance + Renovations

Term Length: Short term: 6–36 Months (exceptions on a case by case basis)

Leverage: Up to 90% LTC; up to 75% LTV; up to 75% ARV

Loan Size: $50K – $10M

Interest Rate: 10% – 14%

No prepayment penalties. Interest reserves depending on qualification. Interest partially or wholly deferred depending on qualification.

CASH-OUT REFINANCE

Own a property you’re not quite ready to sell or want to hold in your portfolio long-term? Amida Lending can provide you with the liquidity you need to purchase another project, complete an existing project, or tap into the equity in your property that you’ve been sitting on.

CASH-OUT REFINANCING:

Purpose: Refinance, Provide Liquidity

Term Length: 6-24 Months (exceptions on a case by case basis)

Leverage: Up to 80% LTV

Loan Size: $50K – $10M+

Interest Rate: 10% – 14%

No prepayment penalties. Interest reserves depending on qualification.

Common Loan Scenarios

Private Money
Hard Money
Fix Flip
Ground Up Construction
Cash Out Refinance
Bridge

Details and Requirements

Property Geographic Area Details

Alabama AL Kentucky KY Ohio OH Alaska AK Louisiana LA Oklahoma OK Arizona AZ Maine ME Oregon OR Arkansas AR Maryland MD Pennsylvania PA American Samoa AS Massachusetts MA Puerto Rico PR California CA Michigan MI Rhode Island RI Colorado CO Minnesota MN South Carolina SC Connecticut CT Mississippi MS South Dakota SD Delaware DE Missouri MO Tennessee TN District of Columbia DC Montana MT Texas TX Florida FL Nebraska NE Trust Territories TT Georgia GA Nevada NV Utah UT Guam GU New Hampshire NH Vermont VT Hawaii HI New Jersey NJ Virginia VA Idaho ID New Mexico NM Virgin Islands VI Illinois IL New York NY Washington WA Indiana IN North Carolina NC West Virginia WV Iowa IA North Dakota ND Wisconsin WI Kansas KS Northern Mariana Islands MP Wyoming WY

Loan Amounts

$100,000 to $50,000,000

Interest Rates

10% to 14%

Origination Fees

1% to 4%

Loan Terms

1 to 36 months

Lien Position

1st, 2nd

Credit Check Required

Prepayment Penalty

Typical Closing Time (Days)

Payment Structure

Interest Only
Amortized
Interest Reserve
No Monthly Payments Required

Personal Guaranty (Recourse) Required

Sometimes

Borrower Entity Types Considered

Individual(s)
LLC
Limited Partnership
Trust
Corporation
Non-Profit Corporation

Documentation Required

Loan Application

Appraisal Required for Residential Property

Sometimes

Appraisal Required for Commercial Property

Sometimes

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Equity Joint Venture

yes

Collateral Types

Residential Property
Commercial Property
Commercial Property Ground Lease

Loan Purpose

Investment Acquisition
Investment Refinance
Improve Subject Property
Use Equity to Invest in Another Property
Invest in a Business
Business Working Capital
Value Add Project
Development Project
Primary Residence Purchase
Personal Use

Property Occupancy

Vacant
Tenant Occupied 100%
Tenant Occupied Partial
Owner Occupied Commercial

Last updated: July 29, 2026

Amida Lending’s Lending Activity

Data Provided By Elementix

12mo Loan Volume

$6,600,000

12mo Loan Count

Total Loan Volume

$125,144,662

Average Loan Size

$385,060

Loan Count by State (Past 12 Months)

NY: 1, NJ: 3

Data provided by

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Company Quick Facts

Headquarters: New York, New York
Company Type: Private real estate lender
Geographic Focus: Nationwide, with emphasis on metropolitan markets
Primary Customers: Real estate investors, developers, and experienced real estate professionals
Loan Types: Bridge Loans, Fix & Flip Loans, Cash-Out Refinance, Ground-Up Construction Loans, Multifamily Loans, Transactional Funding
Property Types: Single-family, multifamily, commercial, and investment properties
Loan Size: $50,000 to $10 million+
Loan Terms: Typically 1 day to 36 months, depending on the loan program
Maximum Leverage: Up to 90% LTC, 75% LTV, 75% ARV (program dependent)
Typical Uses: Acquisition, renovation, refinance, new construction, and wholesale transactions
Funding Model: Direct private lending

Office Locations

245 W 99th St, New York, NY 10025

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Our minimum loan amount is $100,000

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