RELIABLE, QUICK, EASY
We provide funding for your non-owner occupied real estate investment. Our extensive experience as investors allows us to provide fast approval. We are self-funded and able to move quickly.

High Leverage Option
Up to 100% of purchase price | 12% – 15% interest rate | 6 month term | 3 points

Low Leverage Option
Up to 70% of purchase price
10% interest rate | 6 month term | 3 points
or 12% interest rate | 12 month term | 3 points

Cash Out Refinance
Up to 65% of current value
10% interest rate  | 6 month term | 3 points
or 12% interest rate | 12 month term | 3 points

Wholesale Transaction Financing
Pay off your loan within 30 days or less, get a 1 point refund (partial refund of documentation fee)

Loan Amounts

$25,000 to $2,000,000

Interest Rates

10% to 15%

Max Loan-To-Value

70.00%

Max Loan-To-Cost

100.00%

Origination Fees

1% to 3%

Loan Terms

1 months to 12 months

Lien Position

  • 1st

Loan Purpose

  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project

Property Occupancy

  • Vacant
  • Tenant Occupied 100%

Property Geographic Area Details

Arizona, California, Colorado, Nevada, Washington, Oregon, Utah

Property Types and Loan Types

Collateral Types

  • Residential Property
  • Commercial Property
  • Commercial Property Ground Lease

Property Types

  • 2-4 Units Residential
  • Agricultural
  • Assisted Living Facility
  • Bed and Breakfast
  • Cannabis Dispensary
  • Cannabis Grow Facility
  • Club
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Condominium
  • Industrial
  • Manufactured Home
  • Mixed-Use
  • Mobile Home Park
  • Motel
  • Multifamily
  • Office
  • Parking Lot
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Ranch
  • Residential Land
  • Retail
  • Senior Housing
  • Single Family Residence
  • Storage Facility
  • Vehicle Parking

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Ground-Up Construction

Specialty Loan Types

  • Land Development
  • Cannabis Use Properties
  • Residential Equity Share
  • Transactional Funding

Agribusiness Loan

Agribusiness Types

  • Cannabis

Will Consider Cannabis Use Properties

yes

Maximum LTV for Cannabis Use Properties

70.00%

Cannabis Property Use Type

  • Cultivation
  • Retail Dispensary
  • Retail Sales
  • Manufacturing
  • Processing
  • Production

Land Loan

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land
  • Agricultural Land
  • Special Purpose Land
  • Cannabis Use Land

Will Consider Land That is NOT Entitled

yes

Max LTV for Land

50.00%

Max LTC for Land Acquisition

50.00%

Purchase Loan

Max Loan-To-Purchase Price

100.00%

Borrower Must Have Property Under Contract

no

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

no

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property
  • Equity in Primary Residence
  • Seller Financing
  • Crowdfunding
  • Family

Rehab Value Add Loan

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

0

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

100.00%

Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw

1

Description

Renovation/construction draws are typically provided 24 hours after inspection

Construction Loan

Development Experience Required

no

Minimum Number of Ground-Up Construction Projects Completed by Borrower

0

Max LTC for Ground-Up Construction Costs

100.00%

Interest Charged for Construction Costs

Entire Amount of Total Project Costs

Will Lend on Partially Completed Construction Projects

no

Details and Requirements

Typical Closing Time (Days)

10

Fastest Closing Time (Days)

2

Works With

  • Brokers
  • Borrowers

Payment Structure

  • Interest Only

Pre Payment Penalty

no

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Collateralizing Multiple Properties in One Loan

no

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered

  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation

Appraisal Required for Residential Property

Sometimes

Appraisal Required for Commercial Property

Sometimes

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Broker Price Opinion (BPO) Accepted for Commercial Property

Never

Fees

Underwriting Fee

$250.00 to $250.00

Documents Fee

$650 First Trust Deed Documentation, and $650 Second Trust Deed Documentation (if needed)

Inspection Fee

$400

Extension Fee

6 month extension for 2 points

Appraisal Fee

1 full appraisal at cost for loans over $700,000

Fees which are mandatory for all new borrower clients

  • Underwriting Fee
  • Documents Fee

Fees which are charged upfront prior to loan closing

  • Underwriting Fee
  • Documents Fee
  • Inspection Fee

Fees which are paid to a third party company

  • Appraisal Fee

Additional Details

6 to 12 months (above 70% loan to cost - 6 months only). Rates are blended between a first trust deed at 70% LTC and a second trust deed covering the balance of the loan.

ARCH Bridge Loans seeks to be the preferred debt partner offering private loans to real estate investors in California, Colorado, Nevada, Oregon, Utah and Washington State by being the easiest, most reliable, and most professional bridge loan provider to do business with. Our loan programs provide the capital you need to grow your business, and improve the local community.

Our Principals and Executive Team are highly accomplished members of the real estate and finance industries. We have deep experience in the California residential and commercial markets. Team members have underwritten over $2 billion in commercial and residential loans in the local market. Also, each team member has significant experience as an active equity investor, and understands our clients’ perspectives. Our experience and background gives us the unique ability to assess projects in a timely and fair manner, to be creative in the finance structure, and to fund each loan directly with immediately available capital.

License

CA DRE Lic. #01980596

Established

2013

Office Locations

Headquarters
567 San Nicolas Drive, Suite 230, Newport Beach, California, 92660

Colorado Office
12191 W 64th Ave Ste 306, Arvada, CO, 80004

Primary Capital Source

  • Own Funds
  • Debt Fund We Manage

Alternative Capital Sources

  • Bank Credit Line

Loan Structure for Majority of Loans

  • Own Balance Sheet

Percentage of company’s lending business focused on private mortgage

100%

Percentage of Loans Secured by Commercial Property

10%

Percentage of Loans Secured by Residential Property

90%

Percentage of Residential Property Loans Which are Fix and Flip

90%

Percentage of Residential Property Loans Which are Buy and Hold

10%

Percentage of Loans Secured by Land

5%

Total Number of Loans Funded to Date

900

Total Loan Volume Funded to Date

$250,000,000

2017 Number of Loans Funded

230

2017 Loan Volume Funded

$70,000,000

Mike Blumenkranz

Loan Origination

License Information
CA DRE Lic. - 01980596

TJ Coveyou

Co-Founder and Managing Partner

License Information
CA DRE Broker Lic. - 01856812

Daniel Bien

General Manager

License Information
CA DRE Lic. - 02018629

Mike Monaco

Vice President

Mark Liker

Loan Originator

Rich Pera

Loan Originator

Loan Request

Short Description of your Loan Request or Property Address

This information is about yourself, not the subject property.

$
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months

At the end of the form you can enter the additional properties.

(temp use, storage, billboard, parking, etc.)

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If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.

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(temp use, storage, billboard, parking, etc.)

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If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.

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how will the loan be paid off?

acres

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