Non-Recourse Bridge Loans for CRE and Luxury Residential Properties Nationwide

Archway Capital, LLC is a privately capitalized, direct lender that provides capital across the capital stack to real estate sponsors nationwide.  

It’s products include Senior Bridge Loans, 2nd Mortgages, Mezzanine Loans, and Preferred & JV Equity.  

The firm focuses on investing and financing transactions, targeting value-add and opportunistic acquisitions, and recapitalizations secured by transitional properties. 

Please note: we do not offer loans for land or ground-up construction

Property Geographic Area Details

Primary and Secondary markets in all 50 states.

Loan Amounts

$2,000,000 to $20,000,000

Interest Rates

7.99% to 9.99%

Max Loan-To-Value

75%

Max Loan-To-Cost

75%

Origination Fees

1% to 2%

Loan Terms

6 months to 24 months

Lien Position

  • 1st
  • 2nd

Loan Purpose

  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project

Property Occupancy

  • Vacant
  • Tenant Occupied 100%
  • Owner Occupied Commercial

Property Types and Loan Types

Collateral Types

  • Residential Property
  • Commercial Property

Property Types

  • 2-4 Units Residential
  • Commercial Condominium
  • Condominium
  • Industrial
  • Mixed-Use
  • Multifamily
  • Office
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • Retail
  • Single Family Residence

Loan Types

  • Commercial Bridge
  • Commercial Property Value Add
  • Mezzanine
  • Preferred Equity

Specialty Loan Types

  • Note Purchase
  • Reverse 1031 Exchange
  • Discounted Note Payoff
  • Bankruptcy Resolution

Junior Liens

Junior Lien Loan Amounts

$2,000,000 to $10,000,000

Junior Lien Loan-to-Value

75%

Junior Lien Loan-to-Cost

85%

We Fund Junior Position Loans

Often

Junior Lien Types

  • Purchase
  • Refinance
  • Mezzanine
  • Preferred Equity

Purchase Loan

Max Loan-To-Purchase Price

75%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

no

Will Consider Lending on Purchase from Auction

no

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Another Investment Property
  • Seller Financing

Rehab Value Add Loan

Experience Required

yes

Minimum Number of Value-Add Projects Completed by Borrower

1

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

75%

Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw

5

Maximum After Repair Value

75.00%

Details and Requirements

Typical Closing Time (Days)

10

Fastest Closing Time (Days)

5

Works With

  • Brokers
  • Borrowers

Payment Structure

  • Interest Only
  • Interest Reserve

Payment Structure Details

Most loans are Interest Only, and will consider an interest reserve

Pre Payment Penalty

no

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered

  • LLC
  • Limited Partnership
  • Trust
  • Corporation

Documentation Required

  • Credit Report

Personal Guaranty (Recourse) Required

Never

Credit Check Required

yes

Credit Check Description

No minimum score requirement. We check credit for verification purposes.

Appraisal Required for Residential Property

Never

Appraisal Required for Commercial Property

Never

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

Fees

Deposit Required

$5,000.00 to $10,000.00

Includes site visit expenses, balance of unused funds is refunded at closing

Fees which are mandatory for all new borrower clients

  • Deposit

Legal Disclaimer

Archway Capital makes loans pursuant to California Finance Lender License Number 60 DBO 106207

TRADITIONAL BRIDGE LENDING

  • Value-Add / Transitional
  • Good News / Rehab Money
  • Rescue Capital
  • Timing Issues / Lender Fallout
  • No Yield Maintenance
  • Loan Sizes $2M to $20M
  • Rates Starting at 7.5% Fixed
  • Term: 6 months to 3 Years + Extension
  • LTC up to 80% for Value-Add
  • Non-Recouse (No Personal Guaranty)

SUBORDINATE DEBT & MEZZANINE FINANCING

  • Up to 75% CLTV
  • Rates Starting at Libor+900
  • 2+ Points
  • Loan Sizes $2M to $10M

PREFERRED EQUITY

  • Up to 85% LTC
  • Value-Add (No Ground-Up)
  • Investment Sizes $2M to $10M

NOTE ON NOTE FINANCING

  • 70% of Note Purchase Price
  • 50% of Asset Value
  • Performing and Non-Performing

NOTE ACQUISITIONS

  • Whole Loan Acquisitions
  • Performing Loans
  • Non-Performing Loans
  • Sub-Performing Loans

Our loan committee is composed of creative, flexible commercial real estate veterans, with a realistic view of the competitive lending environment. We work with our borrowers to solve any unforeseen challenges that arise during due diligence. We provide loans secured by most asset classes in all major West Coast markets. Archway’s basic and flexible report requirements and standardized loan documents result in minimal expense deposits and low closing costs. Our pre-flight transaction process involves preliminary sign-off by the loan committee on recommended loan terms, which are based on originator’s preliminary market research and property analysis to provide a higher level of surety that the term sheet will match the loan agreement.

A Non-conventional Loan Specialist
Archway Fund provides reliable capital on difficult to finance real estate transactions that include:

  • A fast closing requirement that does not allow sufficient time to conduct a full appraisal
  • Lack of creditworthy sponsors
  • Property issues, such as high vacancy or near-term vacancy
  • Short term acquisition financing required for closing part of a property assemblage involving multiple sellers
  • Loan collaterallized by multiple and unusual assets, including second lien positions
  • Rescue financing for properties in bankruptcy
  • Value-add properties that require capital to fund improvements

Archway provides up to a two-year term giving borrowers time to execute a business plan, secure conventional financing or sell the property to repay the loan.

License

CFL 60DBO-41816

Company Size (Number of Employees)

12

Year Established

2015

Associations

  • Mortgage Bankers Association
  • California Mortgage Association

Office Locations

Century City
1875 Century Park East, Los Angeles, California 90067

Primary Capital Source

  • Debt Fund We Manage

Loan Structure for Majority of Loans

  • Own Balance Sheet

Bobby Khorshidi

President

License Information
CA DRE Broker - 01794434

Tom Noble

Senior Vice President and Chief Operating Officer

Marissa Wilbur

Vice President, Loan Originations

License Information
CA DRE Lic. - 02019262

Jessica Lyons

Vice President, Loan Originations

Guido Chiappa

Vice President, Structured Finance

Josh Kohan

Underwriter

Liza Rivera

Marketing Associate

License Information

Amar Grewal

Analyst

Completed Transactions

Archway Capital

Private Loan Funding
Hawthorne, CA
$1,350,000
Multifamily

Purchase

Archway Capital

Private Loan Funding
Carlsbad, CA
$4,300,000
Office

Purchase

Archway Capital

Private Loan Funding
Omaha, NE
$2,200,000
Retail

Commercial Property Value Add

Archway Capital

Private Loan Funding
Gladstone, MO
$3,400,000
Retail

Refinance

Archway Capital

Private Loan Funding
Hillburn, NY
$3,645,000
Industrial

Equity Cash Out

Archway Capital

Private Loan Funding
North Hollywood, CA
$2,626,000
Industrial

Purchase

Archway Capital

Private Loan Funding
Reno, NV
$1,750,000
Multifamily

Commercial Property Value Add

Archway Capital

Private Loan Funding
Las Vegas, NV
$6,400,000
Cannabis Grow Facility, Industrial

Commercial Property Value Add

Archway Capital

Private Loan Funding
Tampa, FL
$8,150,000
Healthcare, Office

Purchase

Archway Capital

Private Loan Funding
Escondido, CA
$4,625,000
Retail

Purchase

Archway Capital

Private Loan Funding
Fairfield, CA
$4,650,000
Industrial

Refinance

Archway Capital

Private Loan Funding
Hollywood, CA
$2,670,000
Mixed-Use

Purchase

Archway Capital

Private Loan Funding
El Segundo, CA
$6,800,000
Mixed-Use, Office

Refinance

Archway Capital

Private Loan Funding
Gastonia, NC
$5,025,000
Retail

Purchase

Archway Capital

Private Loan Funding
Fresno, CA
$2,100,000
Office

Purchase

Archway Capital

Private Loan Funding
Beverly Hills, CA
$9,390,000
Multifamily

Purchase

Archway Capital

Private Loan Funding
Hollywood, CA
$2,200,000
Multifamily

Purchase

Archway Capital

Private Loan Funding
Santa Fe Springs, CA
$6,100,000
Industrial

Purchase

Archway Capital

Private Loan Funding
San Diego, CA
$6,700,000
Industrial

Purchase

Archway Capital

Private Loan Funding
Los Angeles, CA
$5,450,000
Multifamily

Commercial Property Value Add

Archway Capital

Private Loan Funding
Warr Acres, OK
$2,200,000
Multifamily

Refinance

Archway Capital

Private Loan Funding
Hollywood, CA
$3,492,000
Multifamily

Purchase

Archway Capital

Private Loan Funding
Columbus, OH
$2,100,000
Industrial

Refinance

Archway Capital

Private Loan Funding
Pascagoula, MS
$5,250,000
Multifamily

Refinance

Archway Capital

Private Loan Funding
Park City, UT
$8,200,000
Retail, Single Family Residence

Refinance

Archway Capital

Private Loan Funding
Las Vegas, NV
$2,200,000
Multifamily

Purchase

Archway Capital

Private Loan Funding
Venice, CA
$7,400,000
Multifamily

Refinance

Archway Capital

Private Loan Funding
Oklahoma City, OK
$12,285,000
Multifamily

Commercial Property Value Add

Archway Capital

Private Loan Funding
Culver City, CA
$6,800,000
Industrial

Refinance

Archway Capital

Private Loan Funding
Missoula, MT
$5,775,000
Retail

Purchase

Archway Capital

Private Loan Funding
Denver, CO
$5,000,000
Multifamily

Purchase

Archway Capital

Private Loan Funding
Kansas City, MO
$4,000,000
Event Center, Office

Refinance

Archway Capital

Private Loan Funding
San Francisco, CA
$8,000,000
Industrial

Refinance

Archway Capital

Private Loan Funding
Austin, TX
$6,000,000
Mixed-Use, Retail

Refinance

Archway Capital

Private Loan Funding
Denver, CO
$4,850,000
Office

Purchase

Archway Capital

Private Loan Funding
Los Angeles, CA
$4,250,000
Multifamily

Purchase

Archway Capital

Private Loan Funding
Murrieta, CA
$6,200,000
Industrial

Purchase

Archway Capital

Private Loan Funding
Las Vegas, NV
$5,750,000
Multifamily

Refinance

Archway Capital

Private Loan Funding
Laguna Beach, CA
$4,810,000
Single Family Residence

Purchase

Archway Capital

Private Loan Funding
Littleton, CO
$5,600,000
Office

Refinance

Before You Contact Us

Our Minimum Loan Amount Is

$2,000,000

What We Do

  • Core Commercial Properties Nationwide
  • In-House Valuation with Site Visit
  • LTV up to 75%
  • 25%+ Cash Required for Acquisitions
  • Will Consider Luxury SFR

Not Available

  • NO 100% Financing
  • NO Land Development
  • NO Ground-Up Construction
  • NO Cannabis-Use Properties
  • NO Rural Areas

Loan Request

Short Description of your Loan Request or Property Address

This information is about yourself, not the subject property.

$
%
months

At the end of the form you can enter the additional properties.

(temp use, storage, billboard, parking, etc.)

$
$
$
$
$
$
$
%

If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.

$
%
$
$
%

(temp use, storage, billboard, parking, etc.)

$
$
$
$
$
$
$
%

If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.

$
%
$
$

how will the loan be paid off?

acres

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1
acres

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