We Buy Commercial Bridge Loans Nationwide

Baseline Partners manages a debt fund that buys senior-lien short-term loans backed by commercial real estate. Our loans typically range between $1 million to $5 million and are secured by first lien positions of the underlying collateral. Baseline also offers table funding to select lenders.

Investment Criteria

  • Loan Amounts: $500,000 to $7,500,000
  • Table Funding Available to Select Lenders
  • Loan Purpose: Purchase, Rehab or Value-Add; Stabilization
  • Collateral: CRE Only – Multifamily, Mixed-Use, Office, Retail, Warehouse
  • LTV / LTC: Up to 70%
  • Loan Term: 6 to 36 months
  • Borrower: Experienced Investors, Operators, Individuals, LLCs, Partnerships
  • Recourse: Full Personal Guaranty Required
  • Geography: Nationwide – all 50 states
  • Borrower FICO Score: 620 minimum; lower scores considered case-by-case
  • Valuation: Narrative / Long form appraisal required
  • Servicing: Typically released, will consider exceptions

We do not buy: Ground-up Construction, Land, Special properties/operations like Hospitality, Cannabis, Recreational Facilities, Convenience Stores, Gas Stations, or any properties with environmental conditions


Table Funding for CRE Bridge Loans

Baseline Partners is actively looking to partner with lenders that require capital for table funding opportunities, where available, based on state licensing requirements. Baseline Partners will work with closing/fulfilling counsel and due diligence vendors to ensure the closing process conforms to pre-determined underwriting guidelines. Lenders will be working with loan sponsors to upload relevant documentation and cure loan exceptions. Depending on the quality of documentation, Baseline Partners is targeting a 2 – 4 week closing timeline.

Table funding transactions may incur a fee up to 1 point, depending on the size of the loan.

Our Process for Buying Loans

Baseline employs an institutional investment process to source, diligence, review and close investment opportunities.


  • Baseline’s investment team underwrites and qualifies lender
  • Lenders share Baseline’s objectives and understand risks and opportunities


  • Lenders source loans that meet Baseline’s credit box, underwriting guild lines, and investment criteria
  • Lenders underwrite borrowers and perform due diligence on loans


  • External due diligence validates underwriting according to Baseline’s guidelines
  • External valuation and custodial vendors verify credit underwriting, documentation, and valuation are verified


  1. Internal review of 3rd party due diligence
  2. Loan approved and qualified for purchase

Contact Baseline Partners

Baseline Partners pays us to be listed, so there is no fee to connect with them directly.

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Baseline Partners is an alternative investment manager that invests in private credit and commercial real estate, specifically short-term, first-lien loans secured by commercial real estate. Baseline’s management team has extensive management experience and employs an efficient institutional investment process. Baseline is affiliated with the Cardon Family Office, a third-generation family office founded in 1934.

Baseline manages the Baseline CRE Income Fund, a private fund featuring a direct lending investment strategy that invests in first-lien, short-term loans backed by commercial real estate. The Fund’s objectives are to provide investors with consistent income, preservation of capital, and portfolio diversification.

We are based in the Phoenix metro area, and we have an office in New York.

Office Locations

1819 E Southern Ave # B10, Mesa, Arizona 85204

New York Office
300 Park Avenue, 14th Floor, New York, NY 10022

  • Funded Loan Buying
Real Estate Sectors
  • Private Mortgage Lending
Customer Types
  • Private Mortgage Lenders

Our Team

Patrick Cardon


Mateo Arana

Director, Portfolio Manager

Heather Vargas

Director, Transaction & Vendor Management

Kristiyan Georgiev

Vice President, Portfolio Management

Contact Baseline Partners

Baseline Partners pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

Contact Baseline Partners

Contact Baseline Partners by whichever method you choose. There is no fee for making contact, they pay us to be listed here. If you submit an email message, it will be sent to the company, and they will reply to you directly. A copy will be saved in our database.