Direct Lender for Real Estate in Florida, Georgia and Texas
Birchwood offers hard money loans for real estate Purchases, Cash-out Refinance and Rate-Term Refinances.
- LTV up to 60% of as-is value
- 5-Year loan term
- No credit checks
- No appraisals
- No brokers included
- OK with seller financing in 2nd position
Please note: we do NOT offer loans for land, ground-up construction or owner-occupied homes.
Property Geographic Area Details
- 2-4 Units Residential
- Adult Day Care
- Assisted Living Facility
- Commercial Condominium
- Community Center
- Event Center
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Single Family Residence
- Storage Facility
- Student Housing
- Private Money
- Hard Money
- Commercial Bridge
- Residential Bridge
Max Loan-to-Purchase Price60%
Borrower Must Have Property Under Contractyes
Will Provide Proof of Funds Letteryes
Will Consider Lending on Purchase from Auctionyes
Allowed Source of Borrower’s Equity
- Own Cash
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
- Seller Financing
Fees which are mandatory for all new borrower clients
- Title Fee
Birchwood is a direct hard money lender based in Tampa. The firm was established in 1998 to provide financing to real estate investors in Florida. We have since expanded our lending to Georgia and Texas. We only lend our own money and do not sure broker. We have no broker fees and can close as soon as we clear title.
- Over 30 years of local lending, appraising and investor experience
- Deal directly with us – no broker and no broker fees
- Get funded quickly – we are ready when the title company is ready
- We loan up to 60% of the property value
- Your seller will take back a second mortgage? We’re OK with that.
Our goal is to create long term relationships with our clients. Our track record speaks for itself: many satisfied and successful clients. We also provide free consulting services to our customers. When it comes to hard money lending, Birchwood is the easiest and cheapest to work with.
Office Locations800 E Baker Street, Tampa, Florida 33603-5002
Our Minimum Loan Amount Is
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