Black Label Capital

Black Label Capital is a veteran-owned private and hard money lender based in Dallas, Texas. Founded in 2018, the company provides nationwide financing for real estate investors, including rehab, new construction, 30-year rental, bridge, and transactional funding, using personal and investor capital.

Details and Requirements

Credit Check Required

yes

Last updated: October 9, 2026

Black Label Capital’s Lending Activity
Data Provided By Elementix
12mo Loan Volume

$6,308,436

12mo Loan Count

14

Total Loan Volume

$132,528,990

Average Loan Size

$285,009

Loan Count by State (Past 12 Months)
TX: 14
Data provided by Elementix | Disclaimer

Company Quick Facts

  • Year Established: 2018
  • Headquarters: Dallas, Texas
  • Founders: Matt Podesto and Melissa Shields
  • Company Type: Private and hard money lender
  • Ownership: Veteran-owned
  • Capital Sources: Founders’ personal capital and investor capital, including a managed debt fund
  • Loan Types: Rehab loans, new construction loans, 30-year rental loans, 3-year bridge loans, and transactional funding
  • Rental Loan Purposes: Purchase, rate-and-term refinance, and cash-out refinance
  • Geographic Focus: Nationwide for most loan programs; 100% financing programs have geographic limitations
  • Primary Customers: Real estate investors
  • Borrower Experience: Prior real estate investing experience is not required when other borrower and property factors support the loan
  • Financing Options: Down-payment and 100% financing options are available for qualifying rehab and new construction loans
  • Lending Approach: Collateral-based private lending with flexible underwriting

Office Locations

7250 Dallas Pkwy Suite 400, Plano, TX 75024

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