Property Geographic Area Details
Nationwide - all 50 states
Loan Amounts
$2,500 to $5,000,000
Loan Terms
1 months to 24 months
Lien Position
1st

Non-Bank Lending on Luxury Assets

Borro provides loans secured exclusively against luxury assets, facilitated by in-house valuation expertise, giving individuals powerful, non-bank financing options for access to capital. With Borro, clients have alternative financial options, either temporarily releasing equity while ultimately retaining ownership and control or receiving capital in advance while we manage their asset’s consignment.

Luxury Car Equity Loans

Be it their style, story, or performance, classic cars are undoubtedly works of art. It’s no surprise their sales continue to dominate the luxury market, with a soaring 10-year value appreciation performance in excess of 330%. Borro presents collectors and enthusiasts with extremely attractive means of quickly generating additional capital without being rushed into a sale.

Our services enable you to retain ownership of your automobile, leveraging them as loan collateral, or, alternatively, you can receive capital in advance while our experts carefully manage the sale of your vehicle.

  • Minimum Loan: $25,000
  • Typical Loan-to-Value (LTV): 40-45%
  • Classic, collectible and prestige automobiles with a value of $50,000+
  • Automobile brands accepted as collateral include but are not limited to Ferrari, Lamborghini, Aston Martin, Porsche, Bentley, and Rolls Royce

Luxury Watch Collateral Loans

Few valuables exemplify attention to detail quite like luxury watches. Keeping true to their artistry and craftsmanship, Borro accepts a broad range of luxury watches as collateral, from the finest contemporary makers, to unique vintage pieces.

  • Minimum Loan: $2,500
  • Typical Loan-to-Value (LTV): 45-55%
  • Watches with a value of $4000+
  • Brands accepted as collateral include but are not limited to – Rolex, Patek Philippe, Audemars Piguet, A. Lange & Söhne, Hublot, Richard Mille, Cartier, Omega, Piaget and more.

Jewelry Loans

Few valuables exemplify attention to detail quite like fine jewelry. Keeping true to their artistry and craftsmanship, Borro accepts a broad range of fine jewelry as well as diamonds as collateral, from the finest contemporary makers, to unique vintage pieces.

  • Minimum Loan: $2,500
  • Typical Loan-to-Value (LTV): 45-55%
  • Watches with a value of $4000+
  • Accepted collateral includes but is not limited to – white or colored diamonds. emeralds, sapphires and rubies. estate and fine jewelry including rings, bracelets, necklaces, pendants, brooches, earrings and more.

Gold & Silver Loans USA

Throughout history, gold and other precious metals have proven to be among the most stable and secure stores of value for individuals and institutions alike.

  • Minimum Loan: $2,500
  • Typical Loan-to-Value (LTV): 60-70%
  • Types accepted as collateral include but are not limited to – gold, silver, platinum or palladium bullion, and gold or silver coins.

Designer Handbags & Accessories

Every season, luxury designers introduce new inspirations. Borro accepts a broad range of designer handbags and accessories as collateral from the newest luxury brand styles, to unique vintage pieces that are truly timeless.

  • Minimum Loan: $2,500
  • Typical Loan-to-Value (LTV): 40-45%
  • Designer handbags and accessories with a value of $4000+
  • Accepted collateral includes but is not limited to – Louis Vuitton, Dior, Yves Saint Laurent/YSL, Prada, Chanel, Gucci, Givenchy, Goyard, Céline, Hermes and many more!

Premier Auction House Collateral

There is a broad range of assets outside of our typical asset classes such as watches or jewelry that hold their value over time, for many different reasons. Perhaps they played some part in history or in the life of a historical person, the asset is an object of renowned design or beauty.

  • Minimum Loan: $2,500
  • Typical Loan-to-Value (LTV): 40-45%
  • Auction-quality assets with an appraised value of $4000+
  • To be considered for acceptance as collateral assets must have been bought or sold through a premier auction house including but not limited to – Christies, Sotheby’s, Skinners, Bonham and Butterfield’s, Heritage, or Doyle.

 

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Loan Types

  • Non-Real Estate Alternative

Details and Requirements

Typical Closing Time (Days)

14

Fastest Closing Time (Days)

7

Payment Structure
  • No Monthly Payments Required
Personal Guaranty (Recourse) Required
Never
Credit Check Required

no

Get In Touch

Borro pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

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Borro, a Luxury Asset Capital brand, is the leader in confidential loans that use the borrower’s luxury assets as collateral. We are a timely alternative to traditional loans that are often either too slow, invasive & burdensome or, in some cases, unavailable. We unlock the equity in a wide range of luxury assets that are high in value but low in liquidity and execute transactions from thousands to millions of dollars in as little as one business day.

We were established to provide capital to individuals at critical moments because we can be trusted to move quickly and confidentially to meet individual and business financial deadlines. We have been a lender to over 15,000 clients, providing over $450 million in loans since our founding over a decade ago. Borro’s industry-standard-setting levels of transparency, convenience, and service are making Borro the leader in trusted, alternative loan solutions.

The Benefit of Borro 

Investments in Classic Cars, Fine Jewelry, Diamonds, Watches can yield impressive returns. Yet unlocking their liquidity through private sales or auction costs time and effort, and often results in degraded asset value. Borro empowers clients to capitalize on the true value of their luxury assets without the wait, and, more importantly, without the need to sell.

Our Commitment 

Saving you time, earning your trust, and most importantly meeting your specific financial needs and deadlines. Our team of accredited experts and financing specialists will tailor a loan to help you address a situation or meet an opportunity with the utmost urgency and care.

  • Timely – Funding in as little as one business day with no time-consuming paperwork or burdensome lending procedures.
  • Trusted – Over 15,000 clients have trusted us as their reliable funding provider and steward of their luxury assets.
  • Built Around You – Loans from $2,500-$5,000,000+ with flexible terms, and a wide range of assets accepted as collateral.

Asset Valuation Process

Our process provides a fast, accurate, and fair valuation of your luxury asset.

Our accredited in-house specialists have a combined 80+ years of experience with luxury assets. They are experts in this field with deep auction house relationships and a strong network of appraisers, traders, and dealers.

While each asset’s valuation is unique and we use specific criteria to determine the loan the asset will qualify for, all valuations are based on current fair market value pricing.

Access to Capital

Borro by Luxury Asset Capital recently raised $100m in additional capital from our investors to fund our continued growth.

Year Established

2008

Office Locations

New York Office – Midtown Manhattan
110 W 40th Street, New York, NY 10018

Denver Headquarters
4100 E Mississippi Ave, Denver, CO 80246

Primary Capital Source
  • Own Funds
Alternative Capital Sources
  • Private Equity Funds
Loan Structure for Majority of Loans
  • Own Balance Sheet
Total Loan Volume Funded to Date

$450,000,000

Our Team

Dewey Burke

Founder and CEO, Luxury Asset Capital

Shelley Berube

Executive Vice President- New York

Richard Shults, GG (GIA)

Chief Underwriter & Sales Officer

Rebecca McDonnell, GG (GIA)

Director – Sales & Business Intelligence

Karen De Lama

Director – Strategic Partnerships

Get In Touch

Borro pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration
Before You Contact Us

Our Minimum Loan Amount Is

$2,500

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