Direct Lender for Pennsylvania, Ohio and West Virginia
Briar Cliff funds loans that make economic sense. We specialize in closing small balance loans quickly. We are focused on the mid-atlantic region, Pennsylvania and surrounding states. All loans are approved and funded internally.
- Loan amounts up to $1M
- Loan Terms up to 10 years
- Many types of commercial properties
- 2nd mortgages up to 80% CLTV
- Land and agricultural Properties
- Rehab Loans for CRE and Residential properties
- Ground-Up Construction loans
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Commercial Value-Add
Residential Construction
Multifamily Construction
Commercial Construction
Property Types
- 2-4 Units Residential
- Agricultural
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Cannabis Dispensary
- Cannabis Grow Facility
- Car Wash
- Child Day Care
- Club
- Commercial Land
- Condominium
- Cooperative
- Event Center
- Gas Station
- Golf Course
- Gym
- Healthcare
- Industrial
- Manufactured Home
- Mixed-Use
- Mobile Home
- Mobile Home Park
- Multifamily
- Office
- Parking Garage
- Parking Lot
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Residential Land
- Retail
- Senior Housing
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
- Timberland
- Vehicle Parking
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Commercial Bridge
- Commercial Property Value Add
- Commercial Ground-Up Construction
Specialty Loan Types
- Discounted Note Payoff
- Note Purchase
- Residential Long-Term Rental
Junior Lien Loan Amounts
$50,000 to $500,000
Junior Lien Interest Rates
10% to 14%
Junior Lien Loan-to-Value
80%
Junior Lien Origination Fees
1% to 1.5%
We Fund Junior Position Loans
Rarely
Junior Lien Types
- Purchase
- Refinance
- Equity Cash Out
Agribusiness Types
- Cannabis
- Citrus Grove
- Corn
- Cotton
- Dairy
- Equestrian
- Melons
- Peach
- Peanuts
- Potatoes
- Poultry
- Row Crops
- Swine
- Tree Nuts
- Vegetables
Will Consider Cannabis Use Properties
yesMaximum LTV for Cannabis Use Properties
70%Cannabis Property Use Type
- Cultivation
- Retail Dispensary
- Retail Sales
- Manufacturing
- Processing
- Production
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Agricultural Land
- Cannabis Use Land
Will Consider Land That is NOT Entitled
noMax LTV for Land
60%Max LTC for Land Acquisition
60%Junior Lien Types
- Purchase
- Refinance
- Equity Cash Out
Max Loan-to-Purchase Price
90%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
Experience Required
yesMinimum Number of Value-Add Projects Completed by Borrower
2Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
90%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
1Maximum After Repair Value
70%Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
4Max LTC for Ground-Up Construction Costs
90%Interest Charged for Construction Costs
Only on Funds DrawnWill Lend on Partially Completed Construction Projects
yesFees which are mandatory for all new borrower clients
- Documents Fee
- Inspection Fee
- Extension Fee
Contact Briar Cliff Financial Services
Stay Informed About Private Lending
Briar Cliff funds loans that make economic sense. We specialize in closing small balance loans quickly and eliminating much of the time and hassle that comes from working with a traditional bank lender. All loans are approved and funded internally.
Associations
- American Assocation of Private Lenders
- Mortgage Bankers Association
Office Locations
404 Thorn Street, Sewickley, PA 15143Our Team
Robert Newman
Vice President
Contact Briar Cliff Financial Services
Stay Informed About Private Lending
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Create a Loan Request
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Our Minimum Loan Amount Is
$50,000
What We Do
- Many types of commercial real estate
- Land and agricultural properties
- 2nd mortgages up to 80% CLTV
- Loan Terms up to 10 years
- Hardly every require appraisals
- 10% Cash Required for Rehabs
Not Available
- NO 100% Financing
- NO Owner-Occupied Homes