Brrrr Loans
BRRRR Loans is a nationwide direct lender focused on business-purpose financing for real estate investors. They offer DSCR rental, fix-and-flip, bridge, and commercial loans, with programs designed for non-owner-occupied investment properties and limited income documentation.
Brrrr Loans’s Lending Activity
Data Provided By Elementix12mo Loan Volume
$120,900,434
12mo Loan Count
570
Total Loan Volume
$405,897,666
Average Loan Size
$234,352
Loan Count by State (Past 12 Months)
PA: 230, NJ: 102, LA: 1, DE: 71, FL: 27, WV: 51, OH: 40, NC: 21, NY: 12, MD: 15
Company Quick Facts
- Headquarters: Freehold, New Jersey
- Company Type: Nationwide direct real estate lender
- Primary Customers: Real estate investors
- Loan Purpose: Business-purpose financing secured by non-owner-occupied real estate
- Loan Types: DSCR Rental Loans, Fix & Flip Loans, Bridge Loans, Commercial Loans
- Geographic Focus: Nationwide
- DSCR Property Types: Primarily 1–4 unit rental properties, with programs extending to properties with up to 10 units
- Commercial Property Types: Apartment buildings and mixed-use properties, including 5–20 unit properties
- Bridge Loan Term: 1–2 years, interest-only
- Fix & Flip Leverage: Up to 90% of purchase price and 75% ARV, with up to 100% of renovation costs
- Short-Term Rental Leverage: Up to 75% LTV
- Short-Term Rental Loan Size: $75,000 to $2 million or more
- Underwriting: Asset-based programs with limited documentation of personal income, employment, and assets
- Borrower Vesting: Business entities
Office Locations
36 W Main St Suite 104, Freehold, NJ 07728
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