Brrrr Loans

BRRRR Loans is a nationwide direct lender focused on business-purpose financing for real estate investors. They offer DSCR rental, fix-and-flip, bridge, and commercial loans, with programs designed for non-owner-occupied investment properties and limited income documentation.

Details and Requirements

Credit Check Required

yes

Last updated: October 7, 2026

Brrrr Loans’s Lending Activity
Data Provided By Elementix
12mo Loan Volume

$120,900,434

12mo Loan Count

570

Total Loan Volume

$405,897,666

Average Loan Size

$234,352

Loan Count by State (Past 12 Months)
PA: 230, NJ: 102, LA: 1, DE: 71, FL: 27, WV: 51, OH: 40, NC: 21, NY: 12, MD: 15
Data provided by Elementix | Disclaimer

Company Quick Facts

  • Headquarters: Freehold, New Jersey
  • Company Type: Nationwide direct real estate lender
  • Primary Customers: Real estate investors
  • Loan Purpose: Business-purpose financing secured by non-owner-occupied real estate
  • Loan Types: DSCR Rental Loans, Fix & Flip Loans, Bridge Loans, Commercial Loans
  • Geographic Focus: Nationwide
  • DSCR Property Types: Primarily 1–4 unit rental properties, with programs extending to properties with up to 10 units
  • Commercial Property Types: Apartment buildings and mixed-use properties, including 5–20 unit properties
  • Bridge Loan Term: 1–2 years, interest-only
  • Fix & Flip Leverage: Up to 90% of purchase price and 75% ARV, with up to 100% of renovation costs
  • Short-Term Rental Leverage: Up to 75% LTV
  • Short-Term Rental Loan Size: $75,000 to $2 million or more
  • Underwriting: Asset-based programs with limited documentation of personal income, employment, and assets
  • Borrower Vesting: Business entities

Office Locations

36 W Main St Suite 104, Freehold, NJ 07728

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