Direct Lender for Commercial Real Estate in the Southern United States

Bridge | Value-Add | Land Development | Construction | NNN Build-to-Suit | Mezzanine

C2R Capital Management is a direct private real estate lending firm specializing in asset-backed loans. We originate short-term, first-lien bridge, development, and mezzanine loans to owners and developers of most asset classes. Our direct funding platform fills the void created by traditional lending institutions, providing developers and owners with alternative financing solutions that are creative, flexible, and fast.

 

Property Geographic Area Details
Southern United States - AL, AR, AZ, CO, FL, GA, LA, MS, NC, NM, NV, OK, SC, TN, TX, UT
Loan Amounts
$500,000 to $15,000,000
Interest Rates
8% to 16%
Loan Terms
12 months to 24 months
Origination Fees
2% to 4%
Lien Position
1st
Collateral Types
  • Residential Property
  • Commercial Property
  • Commercial Property Ground Lease
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project
  • Development Project
  • Personal Use
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial
  • Owner Occupied Commercial
  • Owner Occupied Residential

Maximum Leverage

Purchase Short-Term (no Value-Add):
Max LTP Residential: 70%
Max LTP Multifamily: 70%
Max LTP Commercial: 70%
Max LTP Land: 70%
Max CLTP Mezzanine: 70%
Purchase Long-Term
Max LTP Residential: 70%
Max LTP Multifamily: 70%
Max LTP Commercial: 70%

Property Types

  • Adult Day Care
  • Agricultural
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Bed and Breakfast
  • Cannabis Dispensary
  • Cannabis Grow Facility
  • Car Wash
  • Casino
  • Child Day Care
  • Cinema
  • Club
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Covered Land
  • Equestrian
  • Event Center
  • Gas Station
  • Golf Course
  • Gym
  • Healthcare
  • Hospital
  • Hostel
  • Hotel
  • Industrial
  • Manufactured Home
  • Marina
  • Mixed-Use
  • Mobile Home
  • Mobile Home Park
  • Motel
  • Multifamily
  • Night Club
  • Office
  • Parking Garage
  • Parking Lot
  • Portfolio of Commercial Properties
  • RV Park
  • Ranch
  • Recreational
  • Rehabilitation Facility
  • Residential Land
  • Retail
  • Senior Housing
  • Sports Facility
  • Storage Facility
  • Student Housing
  • Theater
  • Timberland
  • Vehicle Parking
  • Winery

Loan Types

  • Commercial Bridge
  • Commercial Property Value Add
  • Commercial Ground-Up Construction
  • Mezzanine

Specialty Loan Types

  • Bankruptcy Resolution
  • Cannabis Use Properties
  • Debtor in Possession
  • Discounted Note Payoff
  • Earnest Money Deposit
  • Foreclosure Bailout
  • Land Development
  • Line of Credit Portfolio of Properties
  • Note Purchase
  • Partner Buyout
  • Reverse 1031 Exchange
  • Subdivisions
  • TIC Tenancy-in-Common
  • Transactional Funding

Will Consider Cannabis Use Properties

yes

Maximum LTV for Cannabis Use Properties

0%

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land
  • Agricultural Land
  • Special Purpose Land
  • Cannabis Use Land
  • Covered Land

Will Consider Land That is NOT Entitled

yes

Max LTV for Land

65%

Max LTC for Land Acquisition

65%

Junior Lien Types

  • Purchase
  • Refinance
  • Mezzanine
C2R will consider mezzanine loans when presented with the right opportunity. Typically, these opportunistic mezzanine loans require specific cure, purchase, and foreclosure rights. For example, we usually need a control mechanism that allows us to acquire the senior lender’s 1st lien position. We require a minimum interest guaranty of 6 months, and it could be up to 12 months.

Max Loan-to-Purchase Price

65%

Borrower Must Have Property Under Contract

no

Will Provide Proof of Funds Letter

no

Will Consider Lending on Purchase from Auction

no

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property
  • Equity in Primary Residence
  • Seller Financing
  • Family

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

0

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

100%

Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw

0

Maximum After Repair Value

65.00%
We provide land development and ground-up construction loans and specialize in NNN build-to-suit projects.

Development Experience Required

no

Minimum Number of Ground-Up Construction Projects Completed by Borrower

0

Max LTC for Ground-Up Construction Costs

100%

Interest Charged for Construction Costs

Entire Amount of Total Project Costs

Will Lend on Partially Completed Construction Projects

yes

Fees which are mandatory for all new borrower clients

  • Due Diligence Fee

Fees which are paid to a third party company

  • Appraisal Fee

Details and Requirements

Typical Closing Time (Days)

21

Fastest Closing Time (Days)

10

Payment Structure
  • Interest Only
  • Interest Reserve
  • No Monthly Payments Required
Pre Payment Penalty

yes

6 Months
Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

yes

Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Non-Profit Corporation
  • Self-Directed IRA
Personal Guaranty (Recourse) Required
Sometimes
Credit Check Required

no

Appraisal Required for Residential Property

Sometimes

Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Get In Touch

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C2R Capital Management is a national private real estate lending firm specializing in asset-backed loans. We originate short-term, first-lien bridge, development, and mezzanine loans to owners and developers of most asset classes.

Our direct funding platform fills the void created by traditional lending institutions, providing developers and owners with alternative financing solutions that are creative, flexible, and fast.

EXPERIENCE

Our principles have over 50+ years of combined experience in acquiring, developing, operating, and financing commercial real estate.

Since 2013, our principles have funded 70+ loans across 12 states, representing $250M+ in deployed capital. Likewise, our principles have developed, owned, or financed 5M+ SF of commercial real estate, representing $5B+ in value.

As seasoned developers and investors, we are uniquely equipped to source, understand, analyze, and move quickly to achieve closure.

RELATIONSHIPS

We leverage our vast network of established industry relationships cultivated over decades to source a proprietary deal flow.

EXECUTION

As private lenders, we are not burdened by rigid institutional lending guidelines. We crafted a simple and efficient lending platform, highlighted by an expedited approval process, quick close, and certainty of execution.

CREATIVE

Our team is well versed in navigating the unique complexities of each transaction. Because of our experience and specialized knowledge in real estate development and investment, we have the foresight to seize opportunities that others fail to recognize.

Company Size (Number of Employees)

5

Year Established

2021

Office Locations

C2R Capital Management, LLC
5851 San Felipe St, Suite 230, Houston, Texas 77057

Primary Capital Source
  • Own Funds
Alternative Capital Sources
  • Own Funds
  • Individual Investors
  • Family Offices
  • Bank Credit Line
  • Private Equity Funds
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Commercial Property

95%

Total Number of Loans Funded to Date

70

Total Loan Volume Funded to Date

$250,000,000

Our Team

Mac Helms

Vice President

Darryl Robinson

Co-Founder & Co-Manager

Allen Crosswell

Co-Founder & Co-Manager

Brady Crosswell

Co-Founder & Co-Manager

Funded Deals

Get In Touch

C2R Capital Management, LLC pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration
Before You Contact Us

Our Minimum Loan Amount Is

$500,000

What We Do

  • Many Types of Commercial Property
  • Purchase & Refinance Bridge Loans
  • NNN Retail
  • Development & Construction
  • Mezzanine Junior Lien Financing

Not Available

  • NO 100% Financing
  • NO Cannabis-Use Properties
  • NO Residential Properties
  • NO Agricultural Properties

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