Working for Our Members

At CMA, we’re committed to serving our members by:

  • Advancing, protecting, and preserving their day-to-day activities and business operations
  • Lobbying State regulators to improve industry regulations and the interpretation thereof
  • Developing and promoting a higher level of professional competency and ethics through educational programs
  • Creating cooperative relationships among industry professionals and related businesses

Our Members

CMA represents individuals, sole proprietorships, corporations, and partnerships involved with the origination, selling, or servicing of trust deed loans. Members include those regulated by the Department of Real Estate (CA DRE) and by the Department of Business Oversight (DBO).

In addition to California licensed mortgage brokers and lenders, CMA also represents affiliate members who provide services to our regular members, including title, escrow, and software services, among others.

Join CMA

The California Mortgage Association takes pride in supporting Private Money Lenders with leading-edge educational programs and training, the most up-to-date legislative information and legal resources, and unparalleled networking opportunities – all created to advance the professional development of our members and the success of their businesses.

We are committed to keeping CMA members at the forefront of the private lending industry by providing these services:

Educational Seminars

We believe education is the key to maintaining the edge our members need to meet their daily business challenges. Several times per year we offer in-depth seminars, including valuable members-only sessions.


Are you a new mortgage broker or interested in getting your California broker license? Rub shoulders with experienced private money lenders at our quarterly seminars. Members are happy to give advice and lend a hand. You will be productive sooner with this inside knowledge. Plus, you will have access to seminar notes, checklists, and rule changes.

Looking for hard money deals or investors? This is the place to get those deals done!

Points of Interest Magazine

The quarterly magazine, Points of Interest, keeps our members abreast of current industry issues and legislative changes and provides a showcase for members.

Legislative & Regulatory Advocacy

Through proactive lobbying to our state representatives, we ensure our member and industry needs are being represented and protected. CMA is instrumental in articulating and advancing the issues and concerns that are most important to our members.

Member and Vendor Directories

The CMA membership and vendor directories are an invaluable resource for networking with peers or seeking out the service of particular affiliate members. The directories also serve the broader California business community by providing access to CMA members.

Seminar Catalog

Members have access to a database of presentations, documents, and videos from past educational seminars attended to review a specific topic or research a new area of interest. This archive serves as a valuable archive of our collective knowledge.

Instructive Webinars

CMA offers informational webinars on a variety of relevant topics, allowing members to continue learning without leaving the office.

Webinar Archive

Members have access to our archive of past Webinars that they can view at any time. These webinars are excellent resources for keeping current and new staff abreast of critical issues facing the private lending industry.

Discussion Groups

CMA’s online discussion groups provide a forum for members to share ideas, best practices, and solutions with one another.

Who Should Join?

  • Private Money Lenders
  • Fund Managers
  • Individuals with a real estate license that want to explore private equity
  • Fix and flippers looking for funding and partners
  • Foreclosure specialists
  • Loan servicers
  • Any vendor servicing the private equity market

Membership Options

At CMA, we have membership options to fit your needs.
Small, medium, and large mortgage companies and individuals enjoy membership in CMA as well as vendors and ancillary service firms. Review our membership options and join today to see how CMA can help you achieve greater success for yourself and your business.

Regular Membership

Our Regular Membership option is for any reputable individual, sole proprietorship, corporation, or partnership primarily engaged in the business of arranging, originating, selling, and/or collecting/servicing trust deed loans in the state of California. Regular Members have full voting rights.
Dues: $125.00/month

Affiliate Membership

Our Affiliate Membership option is for any reputable individual, sole proprietorship, corporation, or partnership who provides products and services that support CMA members. Affiliate Members do not have voting rights.
Dues: $500.00/year

Educational Membership

Our Educational Membership is open to non-threshold brokers and sales individuals (negotiate less than 10 loans in twelve months), as well as individuals who wish to attend CMA seminars but are not licensed brokers. Educational Members do not have voting rights.
Dues: $75.00/month

In January 1999, the California Mortgage Association was created through a merger of the Mortgage Association of California (MAC) and the California Trust Deed Brokers Association (CTDBA).

Since inception, our mission has been the ongoing education of California-licensed private money lenders as well as the preservation of our industry through legislative review and advocacy. We take pride in being the voice of trust deed lenders and investors throughout the state and representing our industry’s best interests at all times.

We have two legislative advocates in Sacramento that lobby for our organization.

Office Locations

2520 Venture Oaks Way, Suite 150, Sacramento, California 95833


  • Association

Real Estate Sectors

  • Private Mortgage Lending

Customer Types

  • Private Mortgage Lenders
  • Commercial Mortgage Brokers
  • Residential Mortgage Brokers
  • Note Investors