Caroline Lending

Caroline Lending is a Houston-based direct commercial lender founded in 2012. The company finances real estate investors in multiple states, focusing on acquisition, rehab, new construction, and bridge loans for non-owner-occupied residential, multifamily, land, and commercial properties.

Details and Requirements

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Last updated: September 28, 2026

Company Quick Facts

  • Year Established: 2012
  • Headquarters: Houston, Texas
  • Company Type: Direct lender
  • Primary Customers: Real estate investors
  • Loan Types: Acquisition, Rehab, New Construction, and Commercial Bridge Loans
  • Property Types: Non-Owner-Occupied Single-Family, Multifamily, Land, and Commercial Properties
  • Geographic Focus: Multiple U.S. states
  • Rehab Financing: Finances property acquisition and renovation projects
  • Construction Financing: Finances ground-up new construction projects
  • Maximum Leverage: May finance up to 100% of purchase price and 100% of rehab costs when both fit within 70% of after-repair value (ARV)
  • Lending Experience: Has financed thousands of property rehab projects across multiple counties and states
  • Capital Offering: Offers secured investment opportunities to accredited investors through a separate investor platform
  • Associated Company: BBT Series LLC

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