Cetan Funds, LLC
Eugene, Oregon
NMLS ID 1584481
Direct Lender for Oregon Real Estate Investors
Cetan Funds offers flexible loan products including:
- Residential Construction
- Commercial Construction
- Residential Term
- Commercial Term
- Fix & Flip Rehab Loans
- Acquisition & Development
- Bare Land and Lot Loans
We invite borrower collaboration: together we design a loan solution that is right for the situation. We bring our extensive local market experience in lending and real estate development to our decisions. A Cetan Funds loan is a relationship and not just a one-way business transaction. Once funded, you can always contact one of our founders for advice, to discuss new opportunities, or to help solve unexpected challenges.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Adult Day Care
- Agricultural
- Assisted Living Facility
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Car Wash
- Child Day Care
- Cinema
- Club
- Commercial Condominium
- Commercial Land
- Community Center
- Condominium
- Cooperative
- Event Center
- Gas Station
- Golf Course
- Gym
- Healthcare
- Hospital
- Hostel
- Hotel
- Industrial
- Manufactured Home
- Marina
- Mixed-Use
- Mobile Home
- Mobile Home Park
- Motel
- Multifamily
- Night Club
- Office
- Parking Lot
- Place of Worship
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Ranch
- Recreational
- Rehabilitation Facility
- Religious Facility
- Residential Land
- Retail
- Senior Housing
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
- Theater
- Timberland
- Vehicle Parking
- Winery
Loan Types
- Private Money
- Hard Money
- Commercial Bridge
- Residential Bridge
- Commercial Property Value Add
- Residential Fix and Flip
- Residential Rehab and Rent
- Commercial Ground-Up Construction
- Residential Ground-Up Construction
Specialty Loan Types
- Land Development
- Condo Conversion
- Reverse 1031 Exchange
- Partner Buyout
- Subdivisions
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Hospitality Land
- Agricultural Land
- Special Purpose Land
Will Consider Land That is NOT Entitled
yesMax LTV for Land
65%Max LTC for Land Acquisition
80%Max Loan-to-Purchase Price
100%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
- Seller Financing
- Crowdfunding
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
1Maximum After Repair Value
75.00%Multi-Purpose Lender Fee
Administrative Fee
Inspection Fee
Construction site inspection fee
Extension Fee
1% of loan amount and 1% interest rate increase for extension term.
Minimum Origination Fee Amount
$2,000
Other Fee
$35 Monthly Servicing Fee
Fees which are mandatory for all new borrower clients
- Multi-Purpose Lender Fee
- Extension Fee
- Other Fee
Fees which are paid to a third party company
- Escrow Fee
- Title Fee
Get In Touch
Stay Informed About Private Lending
Cetan Funds – Build Wealth through Real Estate
Cetan Funds is a real estate loan originator and private money lender in Oregon. We are based in Eugene and offer our services throughout the state for real estate developers, builders, and investors. Our team has over 40 years of local lending experience, as well as nearly 30 years of experience in local real estate development, giving us a unique perspective on the needs of professional borrowers in Oregon.
As your preferred private money lender in Oregon, you can count on us to offer the guidance and support you need. We are committed to your success and forming a reliable, long-term partnership. As you pursue your goals now and in the future, Cetan Funds is here to help you succeed.
The Cetan Advantage is what makes us stand out from any other private money lender in Oregon. We adhere to the following principles to ensure a positive experience for our clients:
EXPERTISE
PARTNERSHIP
EFFICIENCY
FLEXIBILITY
INTEGRITY
Cetan Funds offers loans for nearly any business and investment goal, including:
- Fix & Flip Rehab Loans
- Ground-up Construction (residential and commercial)
- Investment Property Bridge Loans (residential and commercial)
- Short-term Refinances (rate/term & cash-out)
- Land Acquisition & Development
- Bare Land and Lot Loans
We can offer a loan product for nearly any situation. For more information, please contact us.
Associations
- Home Builders Association of Lane County - Associate Member
- Commercial Investment Division - Member
- Oregon Real Estate Investors Association - Vendor Member
- Northwest Real Estate Investors Association - Vendor Member
- Eugene Association of Realtors - Affiliate Member
- Springfield Association of Realtors - Affiliate Member
- Oregon Mortgage Association - Member
Office Locations
Cetan Funds72-c Centennial Loop, Eugene, Oregon 97401
Our Team
Funded Deals
Cetan Funds
Springfield, OR
$125,000
Refinance
Cetan Funds
Medford, OR
$255,000
Residential Fix and Flip
Cetan Funds
Springfield, OR
$90,000
Residential Fix and Flip
Cetan Funds
Klamath Falls, OR
$410,000
Commercial Property Value Add
Cetan Funds
Lincoln City, OR
$200,000
Residential Ground-Up Construction
Cetan Funds
Eugene, OR
$250,000
Residential Fix and Flip
Cetan Funds
Eugene, OR
$700,000
Purchase
Cetan Funds
Bend, OR
$130,000
Purchase
Cetan Funds
Eugene, OR
$1,600,000
Residential Ground-Up Construction
Cetan Funds
Eugene, OR
$175,000
Residential Ground-Up Construction
Cetan Funds
Eugene, OR
$625,000
Commercial Ground-Up Construction
Get In Touch
Stay Informed About Private Lending
Our Minimum Loan Amount Is
$50,000
What We Do
- Investment Properties in Oregon
- Bridge, Rehab & Construction Loans
- Bare Land
Not Available
- NO 100% Financing
- NO Cannabis or Hemp Properties
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