BOUTIQUE PRIVATE LENDER FOR REAL ESTATE INVESTORS
CGF, Inc. is a fast and flexible private money lending firm for experienced real estate investors in Oregon. We specialize in funding loans with speed, accuracy, and precise execution. Underwriting is completed in house with quick common-sense decisions. As a local lender, we provide personal boutique style service to our clients, crafting our loan programs to meet the unique needs of each client. We service all of our loans in house, and we do not sell our loans.
- Personal service. We personally meet all our clients and inspect all properties we finance.
- Fast and precise loan closings
- We offer high leverage to experienced investors & contractors to increase profits.
- Loans are based on collateral, not cash flow
- Non-recourse lending available
- Acquisition and Short-Term Bridge Loans
- Up to 70% LTV for purchase or refinance of rental property
- Fix & Flip Rehab Project Loans
- Up to 90% of purchase price, 100% of rehab budget, 75% ARV
- Minimum client cash equity of 10%
- Small subdivision Project Loans
- In house valuations – appraisals only required on higher leveraged loans
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Residential Construction
Multifamily Construction
Property Types
- 2-4 Units Residential
- Adult Day Care
- Agricultural
- Assisted Living Facility
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Cannabis Dispensary
- Cannabis Grow Facility
- Car Wash
- Casino
- Child Day Care
- Church
- Cinema
- Club
- Commercial Land
- Community Center
- Condominium
- Equestrian
- Event Center
- Gas Station
- Golf Course
- Gym
- Healthcare
- Hospital
- Hostel
- Hotel
- Industrial
- Manufactured Home
- Marina
- Mixed-Use
- Mobile Home
- Mobile Home Park
- Motel
- Multifamily
- Office
- Place of Worship
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Ranch
- Recreational
- Rehabilitation Facility
- Religious Facility
- Residential Land
- Retail
- School
- Senior Housing
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
- Theater
- Timberland
- Winery
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Commercial Bridge
- Commercial Property Value Add
- Commercial Ground-Up Construction
Specialty Loan Types
- Land Development
- Line of Credit Portfolio of Properties
- Line of Credit Single Property
- Primary Residence Bridge
- Residential Long-Term Rental
- Residential Short-Term Rental
- Subdivisions
- Vacation Rental
We Fund Junior Position Loans
Rarely
Will Consider Cannabis Use Properties
yesMaximum LTV for Cannabis Use Properties
0%Description
We only consider land loans which include development. We won't do a refinance or equity cash out on land.
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
Will Consider Land That is NOT Entitled
noMax LTV for Land
80%Max LTC for Land Acquisition
80%Max Loan-to-Purchase Price
90%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Seller Financing
- Family
Experience Required
yesMinimum Number of Value-Add Projects Completed by Borrower
1Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
5Maximum After Repair Value
75%Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
1Max LTC for Ground-Up Construction Costs
100%Interest Charged for Construction Costs
Only on Funds DrawnWill Lend on Partially Completed Construction Projects
yesMinimum Origination Fee Amount
$2,500
Fees which are mandatory for all new borrower clients
- Renewal Fee
- Renovation or Construction Funds Draw Fee
Fees which are paid to a third party company
- Documents Fee
- Legal Fee
- Settlement Fee
- Appraisal Fee
- Inspection Fee
- Escrow Fee
- Title Fee
- Renovation or Construction Funds Draw Fee
Contact CGF, Inc.
Stay Informed About Private Lending
CGF, Inc. (Capital Group Funding) provides private mortgage financing secured by real estate. Loan purposes include acquisition, refinance, rehabilitation, and construction of commercial real estate. We have combined experience of 50 years as borrowers, lenders, and investors.
Our simple loan process makes for fast loan funding to assist with maximizing profits. CGF specializes in funding short term loans for builders, investors and developers.
Office Locations
CGF, IncPO Box 51172, Eugene, Oregon 97405
Our Team
Ken Boettcher
President
Oregon Mortgage Loan Originator NMLS ID - 1913394
Certified Public Accountant - 4124
Kara Holmes
Private Lender
Contact CGF, Inc.
Stay Informed About Private Lending

Contact This Lender
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact CGF, Inc. by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$50,000
What We Do
- Investment Properties Throughout Oregon - Including Air B & B
- Fix & Flips
- Horizontal Land Development Loans
- Offer Boutique Client Experience
- Simple Pricing - NO Junk Fees
Not Available
- First time flippers
- $0 cash down. We expect clients to invest at least 10% into projects