Charleston, South Carolina
Direct Lender for Property Investors in the Southeast
Regardless of your of experience, Coastal Equity Group has a loan program suitable for you. While Novices can access funds at reasonable terms, return Borrowers can leverage past successes with lower rates and higher loan to value ratios. Our Loans are based on the actual asset. The asset is appraised on an after repair value by a BPO and appraisal. We lend up to 75% of the lower number.
We will evaluate the project and experience of the investor and see if it fits our company’s guidelines. The investor can be pre-approved in as little as one day, and closing can occur in as little as five. After someone is pre-approved, they can access and fully complete the application online and upload all necessary paperwork.
Please note: we do not offer loans for owner-occupied homes.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Residential Fix & Flip
Multifamily Value-Add
Residential Construction
Multifamily Construction
Property Types
- 2-4 Units Residential
- Commercial Land
- Mixed-Use
- Multifamily
- Office
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Residential Long-Term Rental
Specialty Loan Types
- Residential Long-Term Rental
Land Types Considered
- Residential Land
- Multifamily Land
- Office Land
- Retail Land
Will Consider Land That is NOT Entitled
noMax LTV for Land
80%Max LTC for Land Acquisition
80%Max Loan-to-Purchase Price
85%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Another Investment Property
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
85%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
4Maximum After Repair Value
75%Development Experience Required
noMinimum Number of Ground-Up Construction Projects Completed by Borrower
2Max LTC for Ground-Up Construction Costs
85%Interest Charged for Construction Costs
Entire Amount of Total Project CostsWill Lend on Partially Completed Construction Projects
yesRenovation Construction Draw Fee
175
Fees which are paid to a third party company
- Legal Fee
- Appraisal Fee
- Title Fee
Contact Coastal Equity Group
Stay Informed About Private Lending
We are Coastal Equity Group — A professionally managed boutique real estate investment firm. We provide real estate based loans to Borrowers in need of non-traditional financing. Because we are small and private, we can move quickly through the underwriting process and structure loans more creatively than conventional banks. Although based in Charleston, South Carolina, our lending footprint expands into the following state – FL, GA, TN, KY, NC, and SC.
Office Locations
Coastal Equity Group15 State Street, Charleston, South Carolina 29401
Our Team
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Stay Informed About Private Lending
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