Cogo Capital

Typical Closing Time (Days)

25

Fastest Closing Time (Days)

7

Payment Structure

• Interest Only

Pre Payment Penalty

no

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered

• Individual(s)
• LLC
• Trust
• Corporation
• Non-Profit Corporation
• Self-Directed IRA

Documentation Required

• Credit Report
• Tax Returns
• Bank Statements
• Loan Application

Personal Guaranty (Recourse) Required

Credit Check Required

yes

Minimum Credit Score Required

350

Appraisal Required for Residential Property

Always Before Funding

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Legal Disclaimer

Secured Investment Corp and its subsidiaries are not providers of legal services or advice, and nothing contained herein is intended to convey or constitute legal advice to you or any other individuals. There is no substitute for obtaining expert legal advice with respect to any legal matters or questions you may have regarding your business transactions, contracts, or other matters in which you have an interest. If you have any legal questions or concerns, you should direct them to your attorney. This message and any files or attachments transmitted with it may contain confidential, proprietary or privileged information and are intended for the use of the intended addressee(s) only. All rights are reserved. If you received this message in error or are not an intended recipient, please notify the sender and delete this message immediately. If you are not the intended recipient, you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this information is strictly prohibited. No obligation, contractual or otherwise, is created by the transmission of this message. Views or opinions presented in this message are solely those of the author and do not necessarily represent those of the organization. This message is being recorded; you have no expectation of privacy in this message. This email transmission cannot be guaranteed to be secure or error-free, as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses. The sender, therefore, does not accept liability for any errors or omissions in the contents of this message which arise as a result of email transmission. IRS Circular 230 disclosure: To ensure compliance with requirements imposed by the IRS, we inform you that any tax advice contained in this communication, unless expressly stated otherwise, was not intended or written to be used, and cannot be used, for the purpose of (i) avoiding tax-related penalties under the internal Revenue Code or (ii) promoting, marketing or recommending to another party any tax-related matter(s) addressed herein.

Additional Details

Loans are available only on non-owner occupied real property. Loans are available in California through Cogo Capital Orange County, Inc. – California BRE License #: 01928542; NMLS #: 1051036. Loans are available in Arizona through Cogo Capital, Arizona Mortgage Broker License # 0950084. Loans through Cogo Capital™ are not available in Arizona, Minnesota, Nevada, Oregon, South Dakota, or Vermont. Loans are available in Idaho, New Jersey, New York, North Dakota, and North Carolina through Secured Investment High Yield Fund, LLC and Secured Investment High Yield Fund II, LLC. In all other states, loans are available through Cogo Capital.