Direct Private Lender for Commercial Real Estate

We provide short-term, real estate backed bridge loans on all commercial and investment properties nationwide. We are a flexible, out-of-the box direct lender with creative ideas to get you the funding you need when you need it. We want to see commercial real estate investors and organizations manage their cash flow, acquire assets, structure their businesses with less restrictions…and most importantly, succeed!

Property Geographic Area Details
Nationwide except California
Loan Amounts
$250,000 to $3,000,000
Interest Rates
10% to 12%
Loan Terms
6 months to 12 months
Origination Fees
4% to 6%
Lien Position
Collateral Types
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
  • Development Project
  • Personal Use
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Owner Occupied Commercial

Property Types

  • 2-4 Units Residential
  • Adult Day Care
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Bed and Breakfast
  • Cannabis Dispensary
  • Cannabis Grow Facility
  • Car Wash
  • Casino
  • Child Day Care
  • Cinema
  • Club
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Condominium
  • Cooperative
  • Equestrian
  • Event Center
  • Gas Station
  • Golf Course
  • Gym
  • Healthcare
  • Hospital
  • Hotel
  • Industrial
  • Manufactured Home
  • Marina
  • Mixed-Use
  • Mobile Home
  • Mobile Home Park
  • Motel
  • Multifamily
  • Night Club
  • Office
  • Parking Lot
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Ranch
  • Recreational
  • Rehabilitation Facility
  • Residential Land
  • Retail
  • School
  • Senior Housing
  • Single Family Residence
  • Sports Facility
  • Storage Facility
  • Student Housing
  • Theater
  • Timberland
  • Vehicle Parking
  • Winery

Loan Types

  • Commercial Bridge

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land
  • Agricultural Land
  • Special Purpose Land
  • Cannabis Use Land
  • Covered Land

Will Consider Land That is NOT Entitled


Max LTV for Land


Max LTC for Land Acquisition


Max Loan-to-Purchase Price


Borrower Must Have Property Under Contract


Will Provide Proof of Funds Letter


Will Consider Lending on Purchase from Auction


Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property
  • Seller Financing
  • Family

Fees which are mandatory for all new borrower clients

  • Due Diligence Fee

Fees which are paid to a third party company

  • Legal Fee
  • Appraisal Fee
  • Title Fee

Details and Requirements

Typical Closing Time (Days)


Fastest Closing Time (Days)


Payment Structure
  • Interest Only
  • Interest Reserve
Pre Payment Penalty


Will lend to a foreign national


Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage


Will Consider Collateralizing Multiple Properties in One Loan


Will Consider Equity Joint Venture


Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
Documentation Required
  • Credit Report
  • Tax Returns
  • Bank Statements
  • Financial Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Credit Check Required


Appraisal Required for Commercial Property


Broker Price Opinion (BPO) Accepted for Commercial Property


Contact Commercial Capital BIDCO

Commercial Capital BIDCO pays us to be listed, so there is no fee to connect with them directly.

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Through our history, we have placed over $500 million in commercial loans alongside our affiliate company, Alternative Capital Solutions. Terry Luker – our founder and CEO (2013) and Jeff Luker – our COO (2015) are both Commercial Capital Training Group (CCTG) graduates. ACS won the National Alliance of Commercial Loan Brokers (NACLB) Rookie of the Year Award in 2014 and the Broker of the Year Award in 2016.

Through placing loans for our clients, we realized a big hole in the bridge-lending space for small business bridge loans – hence the idea for our own lending company was born! Since 2019, Commercial Capital BIDCO has specialized in short-term loans between $250K and $2MM+.

CCB is a direct lender with our own internal credit committee. We provide flexible financing for businesses, developers, and investors. Clients can receive the capital they need in as little as 5 business days.

With no shortage of lenders out there, why consider working with Commercial Capital BIDCO? It’s easy! We offer better small-balance funding on a faster timeline!

Company Size (Number of Employees)


Year Established



  • NACLB - Conference Sponsor

Office Locations

Commercial Capital BIDCO
133 Holiday Court, Franklin, Tennessee 37067

Primary Capital Source
  • Own Funds
Alternative Capital Sources
  • Bank Credit Line
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Commercial Property


Percentage of Loans Secured by Residential Property


Total Number of Loans Funded to Date


Total Loan Volume Funded to Date


Our Team

Jeff Luker

Vice President / COO

Todd Collins

Business Development

David Runge

Business Development

Terry Luker

Owner / CEO

Contact Commercial Capital BIDCO

Commercial Capital BIDCO pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

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Contact Commercial Capital BIDCO by whichever method you choose.

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Our Minimum Loan Amount Is


What We Do

  • Purchase & Refi Bridge Loans Up to $3M
  • Core & Specialty Commercial Properties
  • Cannabis-Use Properties
  • LTV / LTP Up to 65%

Not Available

  • NO 100% Financing
  • NO Residential Properties
  • NO Ground-Up Construction Loans
  • No 2nd Mortgages

Send an email to Commercial Capital BIDCO