Commercial Capital BIDCO

Direct Private Lender for Commercial Real Estate

We provide short-term, real estate backed bridge loans on all commercial and investment properties nationwide. We are a flexible, out-of-the box direct lender with creative ideas to get you the funding you need when you need it. We want to see commercial real estate investors and organizations manage their cash flow, acquire assets, structure their businesses with less restrictions…and most importantly, succeed!

Property Geographic Area Details

Nationwide except California

Loan Amounts

$250,000 to $3,000,000

Interest Rates

10% to 12%

Loan Terms

6 months to 12 months

Origination Fees

4% to 6%

Lien Position

1st

Collateral Types

Commercial Property

Loan Purpose

Investment Acquisition
Investment Refinance
Improve Subject Property
Use Equity to Invest in Another Property
Invest in a Business
Business Working Capital
Value Add Project
Development Project
Personal Use

Property Occupancy

Vacant
Tenant Occupied 100%
Owner Occupied Commercial

Property Types

2-4 Units Residential
Adult Day Care
Assisted Living Facility
Auto Dealership
Auto Repair
Bed and Breakfast
Cannabis Dispensary
Cannabis Grow Facility
Car Wash
Casino
Child Day Care
Cinema
Club
Commercial Condominium
Commercial Land
Community Center
Condominium
Cooperative
Equestrian
Event Center
Gas Station
Golf Course
Gym
Healthcare
Hospital
Hotel
Industrial
Manufactured Home
Marina
Mixed-Use
Mobile Home
Mobile Home Park
Motel
Multifamily
Night Club
Office
Parking Lot
Portfolio of Commercial Properties
Portfolio of Residential Properties
RV Park
Ranch
Recreational
Rehabilitation Facility
Residential Land
Retail
School
Senior Housing
Single Family Residence
Sports Facility
Storage Facility
Student Housing
Theater
Timberland
Vehicle Parking
Winery

Loan Types

Commercial Bridge

Land Types Considered

Residential Land
Multifamily Land
Industrial Land
Office Land
Retail Land
Hospitality Land
Agricultural Land
Special Purpose Land
Cannabis Use Land
Covered Land

Will Consider Land That is NOT Entitled

yes

Max LTV for Land

50%

Max LTC for Land Acquisition

48%

Max Loan-to-Purchase Price

65%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

Will Consider Lending on Purchase from Auction

Allowed Source of Borrower’s Equity

Own Cash
Partner
Equity in Subject Property
Equity in Another Investment Property
Seller Financing
Family

Fees which are mandatory for all new borrower clients

Due Diligence Fee

Fees which are paid to a third party company

Legal Fee
Appraisal Fee
Title Fee

Details and Requirements

Typical Closing Time (Days)

Fastest Closing Time (Days)

Payment Structure

Interest Only
Interest Reserve

Pre Payment Penalty

Will lend to a foreign national

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

Borrower Entity Types Considered

Individual(s)
LLC
Limited Partnership
Trust
Corporation

Documentation Required

Credit Report
Tax Returns
Bank Statements
Financial Statements
Loan Application

Personal Guaranty (Recourse) Required

Always

Credit Check Required

yes

Appraisal Required for Commercial Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

Funded Deals

Nashville, TN

$6,000,000

Residential Land

View Transaction

Commercial Capital BIDCO

Oakwood, GA

$940,500

Multifamily

View Transaction

Commercial Capital BIDCO

Butler, OH

$540,000

RV Park, Recreational

View Transaction

Commercial Capital BIDCO

Dallas, OR

$1,550,000

Cannabis Grow Facility

View Transaction

Commercial Capital BIDCO

Iron Mountain, MI

$1,650,000

Cannabis Grow Facility

View Transaction

Commercial Capital BIDCO

Elk Rapids, MI

$1,834,000

Mixed-Use, Retail

View Transaction

Commercial Capital BIDCO

Church Hill, TN

$3,022,500

Industrial

View Transaction

Commercial Capital BIDCO

Claiborne, TN

$3,500,000

Mixed-Use, Multifamily, Recreational

Equity Cash Out

View Transaction

Commercial Capital BIDCO

Bishop, GA

$840,000

Golf Course

Equity Cash Out

View Transaction

Commercial Capital BIDCO

Greensboro, GA

$1,695,000

Single Family Residence

Equity Cash Out

View Transaction

Get In Touch

Commercial Capital BIDCO pays us to be listed, so there is no fee to connect with them directly. Share your loan request, send a simple email, call, or visit their website.

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Through our history, we have placed over $500 million in commercial loans alongside our affiliate company, Alternative Capital Solutions. Terry Luker – our founder and CEO (2013) and Jeff Luker – our COO (2015) are both Commercial Capital Training Group (CCTG) graduates. ACS won the National Alliance of Commercial Loan Brokers (NACLB) Rookie of the Year Award in 2014 and the Broker of the Year Award in 2016.

Through placing loans for our clients, we realized a big hole in the bridge-lending space for small business bridge loans – hence the idea for our own lending company was born! Since 2019, Commercial Capital BIDCO has specialized in short-term loans between $250K and $2MM+.

CCB is a direct lender with our own internal credit committee. We provide flexible financing for businesses, developers, and investors. Clients can receive the capital they need in as little as 5 business days.

With no shortage of lenders out there, why consider working with Commercial Capital BIDCO? It’s easy! We offer better small-balance funding on a faster timeline!

Company Size (Number of Employees)

Year Established

2019

Associations

NACLB - Conference Sponsor

Office Locations

Commercial Capital BIDCO
133 Holiday Court, Franklin, Tennessee 37067

Primary Capital Source

Own Funds

Alternative Capital Sources

Bank Credit Line

Loan Structure for Majority of Loans

Own Balance Sheet

Percentage of Loans Secured by Commercial Property

95%

Percentage of Loans Secured by Residential Property

Total Number of Loans Funded to Date

Total Loan Volume Funded to Date

$36,000,000

Our Team

Jeff Luker

Vice President / COO

Todd Collins

Business Development

David Runge

Business Development

Terry Luker

Owner / CEO

Get In Touch

Commercial Capital BIDCO pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Contact COMPANY

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

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