CW Funding provides quick and reliable real estate financing for investors. Our expertise and market insight benefit our clients by giving them the speed and flexibility they need to close their transactions efficiently and on time. We lend on single family, multi-family, mixed use and commercial properties in the New York and New Jersey metro areas.

Property Geographic Area Details
New York, New Jersey, Connecticut, Florida, Georgia
Loan Amounts
$250,000 to $10,000,000
Interest Rates
9% to 14%
Loan Terms
12 months to 24 months
Origination Fees
1% to 4%
Lien Position
1st, 2nd
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%

Property Types

  • 2-4 Units Residential
  • Adult Day Care
  • Assisted Living Facility
  • Commercial Condominium
  • Commercial Land
  • Condominium
  • Cooperative
  • Healthcare
  • Hotel
  • Industrial
  • Mixed-Use
  • Motel
  • Multifamily
  • Office
  • Parking Lot
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • Rehabilitation Facility
  • Residential Land
  • Retail
  • Senior Housing
  • Single Family Residence
  • Student Housing

Loan Types

  • Private Money
  • Hard Money
  • Commercial Bridge
  • Residential Bridge
  • Commercial Property Value Add
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Commercial Ground-Up Construction
  • Residential Ground-Up Construction
  • Mezzanine
  • Preferred Equity

Specialty Loan Types

  • Note Purchase
  • Discounted Note Payoff
  • Line of Credit Portfolio of Properties
  • Earnest Money Deposit

Junior Lien Loan Amounts

$100,000 to $500,000

Junior Lien Interest Rates

16% to 20%

Junior Lien Loan-to-Value

75%

Junior Lien Loan-to-Cost

75%

Junior Lien Origination Fees

4% to 6%

We Fund Junior Position Loans

Rarely

Junior Lien Types

  • Refinance
  • Equity Cash Out
  • Mezzanine
  • Preferred Equity

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Office Land
  • Retail Land

Will Consider Land That is NOT Entitled

yes

Existing Land Improvements Required

  • Street Access

Max LTV for Land

50%

Max LTC for Land Acquisition

50%

Junior Lien Types

  • Refinance
  • Equity Cash Out
  • Mezzanine
  • Preferred Equity

Max Loan-to-Purchase Price

90%

Borrower Must Have Property Under Contract

no

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

0

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

100%

Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw

3

Legal Fee

$1000-$3500

Appraisal Fee

$400-$800

Fees which are mandatory for all new borrower clients

  • Legal Fee
  • Appraisal Fee

Fees which are paid to a third party company

  • Legal Fee
  • Settlement Fee
  • Escrow Fee

Details and Requirements

Typical Closing Time (Days)

7

Fastest Closing Time (Days)

1

Payment Structure
  • Interest Only
  • Interest Reserve
Pre Payment Penalty

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
Documentation Required
  • Credit Report
Personal Guaranty (Recourse) Required
Always
Credit Check Required

yes

Minimum Credit Score Required

600

Appraisal Required for Residential Property

Sometimes

Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Never

Get In Touch

CW Funding pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

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CW Funding provides quick and reliable real estate financing for investors. Our expertise and market insight benefit our clients by giving them the speed and flexibility they need to close their transactions efficiently and on time. We lend on single family, multi-family, mixed use and commercial properties in the New York and New Jersey metro areas.

Year Established

2014

Office Locations

389 Willoughby Avenue, Suite 204, Brooklyn, New York 11205

Primary Capital Source
  • Own Funds
  • Debt Fund We Manage
  • Individual Investors
  • Single Capital Partner
  • Crowdfunding
  • Private Equity Funds
  • Hedge Funds
  • Friends & Family
Loan Structure for Majority of Loans
  • Own Balance Sheet
  • Multiple Investor Fractionalized Note
Percentage of Loans Secured by Commercial Property

10%

Our Team

Howard Wieder

Owner

Get In Touch

CW Funding pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration
Before You Contact Us

Our Minimum Loan Amount Is

$250,000

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