Diversified Mortgage
Diversified Mortgage Co., established in 1985, specializes in private lending for multi-tenant properties in California. Based in Irvine, they offer bridge and long-term loans with minimum amounts of $50,000 and interest rates ranging from 7.50% to 7.75%. No junk fees are charged, ensuring a straightforward financing process.
Common Loan Scenarios
- Bridge loans up to 4 years
- Multi-Unit Properties Only (2+ units)
- California Properties Only
- 30% Cash Required for Purchase
Scenarios Not Considered
- 100% Financing
- Rehab or Flip Loans
- Land
- Construction
- Rural Areas
- 2nd mortgages
Purchase Short-Term (no Value-Add)
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term
Property Types
- 2-4 Units Residential
- Industrial
- Mixed-Use
- Multifamily
- Office
- Retail
Loan Types
- Multifamily Bridge
- Multifamily Long-Term
- Commercial Bridge
- Commercial Long-Term
Specialty Loan Types
- Cannabis Use Properties
- Discounted Note Payoff
- Note Purchase
- Partner Buyout
- Primary Residence Business Purpose Cash Out
- Reverse 1031 Exchange
Minimum Origination Fee Amount
$7,500
Fees which are paid to a third party company
- Appraisal Fee
- Escrow Fee
- Title Fee
Bridge Loans for California Multi-Tenant Properties, Since 1985
- Simple Interest Rate Structure:
- 7.50% for 2-year loan term
- 7.75% for 4-year loan term
- Multi-Tenant Properties Only
- NO single family homes but 2+ units are OK
- Personal Income Verification Not Required
- Credit Score Not Important
- No Junk Fees – We only charge points, escrow fee, title fee
As of October 2025, our maximum rate is 7.75%. Our loan term ranges from 6 to 48 months, and we like the longer term loans. We won’t set your term at 12 months and then charge you extension fees. Instead, we’ll offer a longer term option from the start. We don’t charge any other fees in addition to the origination points. We will even do escrow for free if there’s no more than 1 loan to pay off. Borrower just pays recording and title fees.
Please note: we do NOT offer loans for rehab, land, construction.
Additional Details
No processing fees and no other fees other than origination points paid to us. We will even do escrow for free if there's no more than 1 loan to pay off. Borrower just pays Title fees and Recording fee, directly to county recorder.
Diversified Mortgage Co.’s Lending Activity
Data Provided By Elementix
12mo Loan Volume
$31,279,000
12mo Loan Count
27
Total Loan Volume
$244,119,025
Average Loan Size
$792,594
Diversified Mortgage Co. is one of California’s oldest leading independent providers of real estate mortgage services. Our specialty is new loan financing and refinance loans for multi-family and commercial properties.
Diversified Mortgage office is in Irvine, California. Unlike larger companies, at Diversified Mortgage, you always receive highly-personalized attention from a decision maker. Moreover, unlike smaller companies, we can get you your funds within a few days, not weeks.
DMC Inc. / Diversified Mortgage Co. is a duly licensed California Real Estate brokerage firm, licensed by the California Department of Real Estate, Lic. #01085780, and is also an associate member of the California Mortgage Association and we are in good standing with the Better Business Bureau . NMLS License #336445.
Office Locations
Our Team
Mike Meisenbach
Loan Agent
CalDRE - 01049908
Larry Newfield
Broker/Owner
CalDRE Broker - 00698424
Deals Funded By Diversified Mortgage Co.
Our minimum loan amount is $50,000