Direct Lender for California Investment Property, Since 1985
- Simple Interest Rate Structure:
- 7.75% for 2-year loan term
- 7.95% for 4-year loan term
- Multi-Unit Properties Only – must have at least 2 units
- Residential, Multifamily, Office, Retail, Industrial, Cannabis-Use Properties
- Income Verification Not Required
- Credit Score Not Important
As of November 2022, our maximum rate is 7.75% for 1st position loans. Our loan term ranges from 6 to 48 months, and we like the longer term loans. We won’t set your term at 12 months and then charge you extension fees. We don’t charge any other fees in addition to the origination points. We will even do escrow for free if there’s no more than 1 loan to pay off. Borrower just pays recording and title fees.
Please note: we do NOT offer loans for fix & flip, land, construction or owner-occupied SFR.
Call 949-706-4691, or email:

Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add):
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term
Property Types
- 2-4 Units Residential
- Assisted Living Facility
- Auto Repair
- Cannabis Dispensary
- Cannabis Grow Facility
- Commercial Condominium
- Condominium
- Cooperative
- Gas Station
- Healthcare
- Industrial
- Marina
- Mixed-Use
- Mobile Home Park
- Multifamily
- Office
- Parking Garage
- Parking Lot
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Retail
- Storage Facility
- Student Housing
- Vehicle Parking
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Commercial Bridge
- Commercial Long-Term
Specialty Loan Types
- Cannabis Use Properties
- Discounted Note Payoff
- Note Purchase
- Partner Buyout
- Primary Residence Business Purpose Cash Out
- Reverse 1031 Exchange
Max Loan-to-Purchase Price
70%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
- Seller Financing
- Gap Lender
- Crowdfunding
- Family
Minimum Origination Fee Amount
$7,500
Fees which are paid to a third party company
- Appraisal Fee
- Escrow Fee
- Title Fee
Funded Deals
Diversified Mortgage Co.
Bell Gardens, CA
$710,000
Diversified Mortgage Co.
Long Beach, CA
$1,250,000
Diversified Mortgage Co.
Long Beach, CA
$1,250,000
Diversified Mortgage Co.
Bellflower, CA
$500,000
Diversified Mortgage Co.
Los Angeles, CA
$1,007,500
Diversified Mortgage Co.
Santa Ana, CA
$595,000
Diversified Mortgage Co.
West Hollywood, CA
$2,350,000
Diversified Mortgage Co.
Long Beach, CA
$1,250,000
Diversified Mortgage Co.
San Fernando, CA
$650,000
Diversified Mortgage Co.
Los Angeles, CA
$400,000
Diversified Mortgage Co.
Lake Tahoe, CA
$1,020,000
Diversified Mortgage Co.
Lynnwood, CA
$1,300,000
Diversified Mortgage Co.
Paramount, CA
$560,000
Diversified Mortgage Co.
Victorville, CA
$604,500
Diversified Mortgage Co.
Los Angeles, CA
$750,000
Diversified Mortgage Co.
Richmond, CA
$1,099,000
Diversified Mortgage Co.
Los Angeles, CA
$5,500,000
Diversified Mortgage Co.
Huntington Beach, CA
$1,000,000
Purchase
Diversified Mortgage Co.
Long Beach, CA
$550,000
Purchase
Diversified Mortgage Co.
Wilmington, CA
$214,500
Purchase
Diversified Mortgage Co.
San Francisco, CA
$1,000,000
Purchase
Diversified Mortgage Co.
Paramount, CA
$650,000
Purchase
Diversified Mortgage Co.
Long Beach, CA
$1,000,000
Purchase
Diversified Mortgage Co.
Wilmington, CA
$214,500
Purchase
Diversified Mortgage Co.
Bell, CA
$690,000
Refinance
Diversified Mortgage Co.
San Francisco, CA
$2,613,000
Purchase
Diversified Mortgage Co.
El Dorado Hills, CA
$978,750
Purchase
Diversified Mortgage Co.
Long Beach, CA
$725,000
Purchase
Diversified Mortgage Co.
Bellflower, CA
$220,000
Purchase
Diversified Mortgage Co.
Vallejo, CA
$1,000,000
Refinance
Diversified Mortgage Co.
West Hollywood, CA
$1,700,000
Purchase
Diversified Mortgage Co.
Dana Point, CA
$1,164,000
Purchase
Get In Touch
Stay Informed About Private Lending

Diversified Mortgage Co. is one of California’s oldest leading independent providers of real estate mortgage services. Our specialty is new loan financing and refinance loans for multi-family and commercial properties.
Diversified Mortgage office is in Irvine, California. Unlike larger companies, at Diversified Mortgage, you always receive highly-personalized attention from a decision maker. Moreover, unlike smaller companies, we can get you your funds within a few days, not weeks.
DMC Inc. / Diversified Mortgage Co. is a duly licensed California Real Estate brokerage firm, licensed by the California Department of Real Estate, Lic. #01085780, and is also an associate member of the California Mortgage Association and we are in good standing with the Better Business Bureau (BBB). NMLS License #336445.
Office Locations
2081 Business Center Drive, Suite 155, Irvine, California 92612Our Team
Mike Meisenbach
Loan Agent
CalDRE - 01049908
Larry Newfield
Broker/Owner
CalDRE Broker - 00698424
Get In Touch
Stay Informed About Private Lending

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Our Minimum Loan Amount Is
$100,000
What We Do
- California Properties Only
- Multi-Unit Properties Only (2+ units)
- Loan Term Up to 4 Years
- Income Verification Not Required
- 30% Cash Required for Purchase
Not Available
- NO 100% Financing
- NO Rehab or Flip Loans
- NO Land
- NO Construction
- NO Rural Areas