Direct Private Lending for Multifamily and Residential Investment Properties

Dunmor empowers real estate investors with direct, flexible financing for acquisitions, renovations, resales, and ground-up construction projects. Our expert team has decades of experience delivering best-in-class service while quickly solving problems to get deals done. Dunmor has one of the largest funding capacities in the industry and is ready to finance investment projects across the nation.

  • Residential Investment Property loans up to $5MM
  • Multifamily property loans up to $5MM
  • Bridge loans for a purchase or refinance
  • Rehab, Fix and Flip (or Hold) loans
  • Ground-Up Construction loans
  • DSCR Long-Term Rental loans

Please note: We do not offer loans for vacant land, commercial properties or owner-occupied homes.

Property Geographic Area Details
Nationwide except a few states
Loan Amounts
$100,000 to $15,000,000
Interest Rates
6.75% to 12.00%
Loan Terms
6 months to 24 months
Origination Fees
1% to 2%
Lien Position
1st
What we do:
Bridge loans
Fix and Flip loans
Ground-Up Construction loans
DSCR Long-Term Rental loans
Multifamily Properties
Residential Investment Properties
What we don’t consider:
Rural Locations
Commercial Properties
Land Loans
Owner-Occupied Homes
100% Financing
Gap Funding
2nd Mortgages
Credit Check Required

yes

Minimum 660 FICO score required
Prepayment Penalty

no

Typical Closing Time (Days)

10

Maximum Leverage

Purchase Short-Term (no Value-Add)
Max LTP Residential: 75%
Max LTP Multifamily: 75%
Purchase Long-Term
Max LTP Residential: 85%
Refinance Short-Term (no Cash Out)
Max LTV 1st Lien Residential: 75%
Max LTV 1st Lien Multifamily: 75%
Refinance & Cash Out Short-Term
Max LTV 1st Lien Residential: 75%
Max LTV 1st Lien Multifamily: 75%
Refinance Long-Term
Max LTV Residential: 85%
Residential Fix & Flip
Max LTP: 90%
Max LTC: 90%
Max LTARV: 75%
Residential Rehab & Hold
Max LTP: 90%
Max LTC: 90%
Max LTARV: 75%
Multifamily Value-Add
Max LTP: 85%
Max LTC: 85%
Max LTARV: 75%
Residential Construction
Max LTP Land: 85%
Max LTC: 85%
Max LTCV: 75%
Multifamily Construction
Max LTP Land: 85%
Max LTC: 85%
Max LTCV: 75%

Property Types

  • 2-4 Units Residential
  • Condominium
  • Mixed-Use
  • Multifamily
  • Portfolio of Residential Properties
  • Single Family Residence

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Ground-Up Construction
  • Residential Long-Term Rental
  • Multifamily Bridge
  • Multifamily Rehab
  • Multifamily Ground-Up Construction
  • Multifamily Long-Term

Specialty Loan Types

  • Condo Conversion
  • Land Development
  • Luxury Homes
  • Residential Long-Term Rental
  • Residential Short-Term Rental
  • Vacation Rental

Max Loan-to-Purchase Price

0%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property
  • Equity in Primary Residence

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

0

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

90%

Interest Charged for Renovation Costs

Only on Funds Drawn

Typical Number of Days for Funds Draw

0

Maximum After Repair Value

75%

Development Experience Required

yes

Minimum Number of Ground-Up Construction Projects Completed by Borrower

3

Max LTC for Ground-Up Construction Costs

85%

Interest Charged for Construction Costs

Only on Funds Drawn

Will Lend on Partially Completed Construction Projects

yes

Minimum Loan Amount

$100,000

Maximum Loan Amount

$15,000,000

Minimum Interest Rate

6.00%

Minimum Origination Fee

1%

Maximum Origination Fee

2%

Minimum Loan Term

360 months

Maximum Loan-To-Value

85%

Maximum Loan-To-Purchase

85%

Seasoning Time

4 months

Minimum Debt Service Coverage Ratio

1.25

Minimum Credit Score

680

Will Lend on a Portfolio of Properties

Yes

Minimum Loan Amount

$100,000

Maximum Loan Amount

$15,000,000

Minimum Interest Rate

6.00%

Minimum Origination Fee

1%

Maximum Origination Fee

2%

Minimum Loan Term

360 months

Seasoning Time

4 months

Minimum Debt Service Coverage Ratio

1.25

Minimum Credit Score

680

Fees which are mandatory for all new borrower clients

  • Processing Fee

Details and Requirements

Fastest Closing Time (Days)

7

Payment Structure
  • Interest Only
  • Amortized
  • Interest Reserve
  • No Monthly Payments Required
Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • LLC
  • Limited Partnership
  • Corporation
Documentation Required
  • Credit Report
  • Bank Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Always
Minimum Credit Score Required

660

Appraisal Required for Residential Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Collateral Types
  • Residential Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial

Contact Dunmor

Dunmor pays us to be listed, so there is no fee to connect with them directly.
(213) 772-5493 (213) 772-XXXX
Click to show phone number
Send email Create a Loan Request

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Dunmor is a technology-forward, data-empowered national lender specializing in residential real estate investment loans. Established in 2021, the company provides short-term bridge loans, fix and flip loans, and construction financing for residential and multifamily investment properties. Dunmor works directly with borrowers and brokers, offering competitive rates, efficient closings, and exceptional customer service.

We have built a team of highly experienced and long-tenured mortgage professionals who understand the diverse needs and asset types within the business purpose lending space, allowing us to quickly help real estate investors scale their businesses effectively.

License

CA-60 DBO-145663, NMLS ID 2008475

Company Size (Number of Employees)

60

Year Established

2021

Office Locations

10960 Wilshire Blvd. Suite 805, Los Angeles, CA 90024

Primary Capital Source
  • Own Funds
  • Private Equity Funds
  • Hedge Funds
Loan Structure for Majority of Loans
  • Own Balance Sheet
  • Table Funding with Capital Partner
  • A/B Note Participation with Private Investor

Contact Dunmor

Dunmor pays us to be listed, so there is no fee to connect with them directly.
(213) 772-5493 (213) 772-XXXX
Click to show phone number
Send email Create a Loan Request

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BEFORE YOU CONTACT THIS LENDER

Our Minimum Loan Amount Is

$100,000

What we do:
Bridge loans
Fix and Flip loans
Ground-Up Construction loans
DSCR Long-Term Rental loans
Multifamily Properties
Residential Investment Properties
What we don’t consider:
Rural Locations
Commercial Properties
Land Loans
Owner-Occupied Homes
100% Financing
Gap Funding
2nd Mortgages

Contact Dunmor

Dunmor pays us to be listed, so there is no fee to connect with them directly.
(213) 772-5493 (213) 772-XXXX
Click to show phone number
Send email Visit Website

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