Insurance for Real Estate Professionals
ElmSure if an Insurtech Agency servicing the needs of Lenders and Borrowers alike. Using access to several real estate programs created by the Berkshire Hathaway Group of Insurance, we can easily fulfill the insurance needs of our clients. Whether you have one property or hundreds, easily protect your investments with ElmSure.
We can provide insurance for:
- Vacant Properties
- Tenant Occupied Properties
- Ground Up Construction
- Property Conversions
- Force Place
- Real Estate Owned (REO)
Property types we insure:
- Single Family Residence
- Condominium
- 2-4 Units Residential
- Multifamily 5+ Units
- Retail
- Office
- Portfolio of Properties
Additional Coverage
- Detached structures (garages, sheds, etc.)
- Loss of rental income
- Equipment breakdown – boiler & cooling systems
- Theft of building materials
- Portfolio of properties on a master policy
- Force placed and REO properties
- Flood insurance
Integrate & Automate with InsureTech
We offer automated property insurance quotes to save you time and money.
- API integration
- Streamlined process
- Responsiveness
- Expertise
- Speed
Our API connects to the Lender & Borrower on one side and to BiBerk on the other side, allowing for a streamlined quote process.
Easy 3-Step Process to Getting Insured
Step 1
Lender sends us information about borrower and property
Step 2
ElmSure polls BiBerk (preferred carrier)
Step 3
ElmSure presents quotes to Lender and Borrower
Get In Touch
Stay Informed About Private Lending

ElmSure is a New York City based real estate insurance agency providing clients nationwide with coverage. ElmSure is underwritten by member insurance companies of the Berkshire Hathaway Group of Insurance Companies. You can be confident the property insurance you purchase through ElmSure will protect you against financial loss should the need arise.
We cater our insurance quotes to the loan requirements of the lender and seamlessly integrate into the loan process.
The insurance agency you partner with can make all the difference. Sure there are other agencies that can cover real estate investments like single family rentals but ElmSure is doing what others aren’t.
Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states.
Home Office: 645 Madison Avenue, New York, NY.
ElmSure is a subsidiary of Roc Capital.
Elmsure’s State Insurance Broker Licenses
Alabama 3000424490
Alaska 0100168727
Arizona 3000424596
Arkansas 3000424538
California 0M72415
Colorado 588100
Connecticut 2610744
Delaware 3000424540
DC 3000424526
Florida 202719
Georgia 202719
Hawaii 482734
Idaho 69170
Illinois 3000428042
Indiana 3391260
Iowa 1002329953
Kansas 18871706
Kentucky 1018816
Louisiana 785294
Maine AGN320750
Maryland 3000424545
Massachusetts 2077642
Michigan 0117661
Minnesota 40606357
Mississippi 15034587
Missouri 8460702
Montana 3000424554
Nebraska 100300966
Nevada 3390862
New Hampshire 2419519
New Jersey 1688130
New Mexico 3000431195
New York 1526520
North Carolina 1000610799
North Dakota 3000424578
Ohio 1219074
Oklahoma 3000433095
Oregon 3000431369
Pennsylvania 876786
South Carolina 3000424595
South Dakota 10021031
Tennessee 2421509
Texas 2358604
Utah 697225
Vermont 3390987
Virginia 144865
Washington 1001574
West Virginia 100286703
Wisconsin 3000424569
Wyoming 384423
Office Locations
Our Team
Garry Smalley
Vice President of Insurance
Get In Touch
Stay Informed About Private Lending

Contact ElmSure Agency
Contact ElmSure Agency by whichever method you choose. There is no fee for making contact, they pay us to be listed here. If you submit an email message, it will be sent to the company, and they will reply to you directly. A copy will be saved in our database.