Benefits of Funding with Equity Lending Inc.
SPEED: We will give you an answer within 24 hours, and will perform a property inspection immediately. We can close within 5-10 days.
EXPERIENCE: We have almost 75 years of Private Lending experience among the owners at Equity Lending, Inc. We have deep experience and knowledge of the DMV market as both Lenders and Development oriented principals.
FLEXIBILITY: We have seen every scenario. We can fund as little as $100K, or as much as $5M.
LOW DEFAULT RATE: We have less than a 1% default rate. We don’t fund the loan if there is any significant chance of a default.
GUIDANCE: Let our experience help you make your deal a success. We will guide you through your transaction. As you move through the construction process, our experienced principals will provide advice. Most lenders only advise you to closing – we will guide you until payoff.
RED TAPE: We’ve seen most real estate scenarios many times. When necessary, we can recommend specialists who can help you get your deal closed. We will help you navigate some of the obstructions that can kill a profitable transaction.
We protect our brokers!
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Condominium
- Industrial
- Mixed-Use
- Multifamily
- Office
- Parking Lot
- Portfolio of Commercial Properties
- Residential Land
- Retail
- Single Family Residence
- Vehicle Parking
Loan Types
- Private Money
- Hard Money
- Residential Fix and Flip
- Residential Rehab and Rent
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Agricultural Land
- Special Purpose Land
Will Consider Land That is NOT Entitled
noExisting Land Improvements Required
- Street Access
- Electricity
- Water
- Commercial Structure
Max LTV for Land
65%Max LTC for Land Acquisition
65%Max Loan-to-Purchase Price
65%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Equity in Another Investment Property
- Equity in Primary Residence
Experience Required
yesMinimum Number of Value-Add Projects Completed by Borrower
1Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
5Deposit Required
Your deposit secures your loan and gets the ball rolling on the transaction. Deposit is sent to a trusted group of Lawyers we use for every closing who are incredibly skilled and diligent in processing your deal. Deposit is returned if loan does not close.
Inspection Fee
$300- $500 Inspection Fee depending on location of property.
Fees which are mandatory for all new borrower clients
- Deposit
- Underwriting Fee
Funded Deals
Equity Lending Inc.
Upper Marlboro, MD
$180,000
Residential Fix and Flip
Equity Lending Inc.
Washington D.C, DC
$576,000
Purchase
Equity Lending Inc.
Rehobeth, DE
$850,000
Purchase
Get In Touch
Stay Informed About Private Lending

Equity Lending Inc is one of the longest standing Hard Money Lenders in the DC area. We have crafted hundreds of loans in D.C, MD, VA, DE, NY, NC, although 90% of our deals are in the DMV area.
Coming from many years of experience as D.C Real Estate Developers, Equity Lending Inc has a deep understanding of the market, and has many contacts in and around the DC area. What sets us apart from other Lenders is that we will guide you through the entire closing process, and continue to offer assistance through construction. Our deep understanding of D.C and the Real Estate Market will ensure that your project is successful.
We are a small business with only a few employees so you will always speak directly to us. We are easy to reach, and have one employee who handles property inspections which allows for quick closing.
Having been central to hundreds of DMV real estate deals over the last 30+ years, we have the knowledge to craft a deal that will benefit all. We are not afraid of unique situations or unconventional deals!
Office Locations
Gaithersburg, MD 20885Get In Touch
Stay Informed About Private Lending

Contact This Lender
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact Equity Lending Inc. by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.