Direct Lender for Florida Residential Real Estate Investors
Equity Lending Solutions (ELS) is a direct private/hard money lending company for various types of investment properties throughout Florida: Single Family Homes, Condo, Condo-Hotel, Multifamily. At ELS we focus on tailoring the loans to each specific borrower type, we believe in transparency and with no surprises at the closing table! We provide Outstanding Customer Service for real estate investors.
- Term Sheet in less than 24 hours
- Easy and friendly underwriting
- No Pre Payment penalties
- Closing in record times (10 Days or less!)
- Online notarization available for remote closings
- We do Foreign Nationals
Requirements from the Borrower side:
- Loan Application (1003)
- Credit score above 620
- No Foreclosures or Bankruptcy in the last 3 years
- Last 3 bank statements
- Entity documents (Operating agreement, Certificate of good standing, Articles of incorporation)
Please note: We DO NOT consider vacant land or rural properties.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Commercial Condominium
- Condominium
- Mixed-Use
- Multifamily
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
Max Loan-to-Purchase Price
80%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
Experience Required
yesMinimum Number of Value-Add Projects Completed by Borrower
2Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
6Maximum After Repair Value
65.00%Fees which are mandatory for all new borrower clients
- Deposit
Get In Touch
Stay Informed About Private Lending

Equity Lending Solutions is the results of years of experience combined of our 3 partners in the lending business, we have been brokering deals since 2014 with many private lenders in the South Florida Market. We decided to take our business to the next level taking an approach from the borrowers side, to create a direct private lender that understand and satisfies investors needs.
Office Locations
Haim Benarroch12000 Biscayne Blvd Suite 504, North Miami Beach, Florida 33181
Our Team
Haim Benarroch
President
Gabriel Sultan
Vice-President
Funded Deals
Equity Lending Solutions
Fort Lauderdale, FL
$900,000
Equity Lending Solutions
Bay Harbor Island, FL
$900,000
Equity Lending Solutions
Sunny Isles Beach, FL
$400,000
Equity Lending Solutions
Homestead, FL
$200,000
Equity Lending Solutions
miami, FL
$178,000
Equity Lending Solutions
Sunny isles, FL
$400,000
Equity Lending Solutions
Sunny Isles Beach, FL
$605,200
Equity Cash Out
Equity Lending Solutions
Miami, FL
$376,350
Purchase
Equity Lending Solutions
Miami, FL
$345,000
Equity Cash Out
Get In Touch
Stay Informed About Private Lending

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