Equity Wave Lending Inc
Equity Wave Lending, Inc. is a direct private money lender based in Irvine, California, providing nationwide business-purpose loans secured by residential, commercial, and mixed-use real estate. The company offers first- and second-lien financing and also provides trust deed investment opportunities.
Equity Wave Lending Inc’s Lending Activity
Data Provided By Elementix12mo Loan Volume
$50,217,900
12mo Loan Count
169
Total Loan Volume
$507,268,671
Average Loan Size
$260,138
Loan Count by State (Past 12 Months)
CA: 166, FL: 2, TX: 1
Company Quick Facts
- Year Established: 1992
- Headquarters: Irvine, California
- Company Type: Direct private money lender
- Primary Loan Purpose: Business-purpose real estate financing
- Loan Types: Bridge loans, cash-out loans, purchase loans, and refinance loans
- Lien Positions: 1st and 2nd trust deeds
- Property Types: Residential, commercial, and mixed-use properties
- Geographic Focus: Nationwide
- Loan Amounts: Generally $50,000 to over $2 million
- Underwriting: Equity-based and stated-income financing; some programs may accommodate borrowers without a FICO score
- Typical Funding Time: As little as 7–15 days in some cases
- Primary Customers: Business owners, real estate investors, and other business-purpose borrowers
- Investor Program: Offers whole and, where permitted, fractionalized mortgage notes and trust deed investments
- Loan Servicing: Provides in-house loan servicing and collections
Office Locations
2355 Main St. Suite 230, Irvine, CA 92614
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