Fidelity Mortgage Lenders
Los Angeles, California
CA DRE Broker Lic. 00388229, NMLS ID 1726526, Arizona CBK 0948156
Direct Lender for Commercial Real Estate in the Western States
At Fidelity Mortgage Lenders, we base our loan qualifications on the property value, not on the borrowers’ credit. We can fund your next Commercial Real Estate Loans, whether small or large, very fast.
- Funding Many Types of Commercial Property (No Land or Ag Properties)
- Flexible Payment Terms
- Fixed rate loan terms of 1 to 5 years with interest-only payments and a balloon payment
- Up to 20 years fully amortized
- 30 year amortization schedule with a balloon payment due in 15
- Customized loan terms to fit your unique needs
- Up to 55% Loan-to-Value
- All of Our Loans are Non-Recourse (no personal guarantee)
- No Tax Returns Required
- Fast Funding – as little as 3 business days
Please Note: We do NOT offer loans for residential properties, land, or construction projects.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add):
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term
Property Types
- Adult Day Care
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Cannabis Dispensary
- Cannabis Grow Facility
- Car Wash
- Child Day Care
- Club
- Commercial Condominium
- Commercial Land
- Gym
- Healthcare
- Industrial
- Mixed-Use
- Mobile Home Park
- Motel
- Multifamily
- Night Club
- Office
- Parking Lot
- Portfolio of Commercial Properties
- Rehabilitation Facility
- Religious Facility
- Retail
- School
- Senior Housing
- Storage Facility
- Student Housing
- Theater
- Vehicle Parking
Loan Types
- Commercial Bridge
- Commercial Long-Term
Specialty Loan Types
- Cannabis Use Properties
- Discounted Note Payoff
- Foreclosure Bailout
- Note Purchase
- Partner Buyout
- Reverse 1031 Exchange
Description
For Industrial Land, we may consider higher going up to 45% LTV
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
Will Consider Land That is NOT Entitled
noMax LTV for Land
35%Max LTC for Land Acquisition
35%Max Loan-to-Purchase Price
55%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Equity in Another Investment Property
- Seller Financing
Site Visit Fee
We typically only charge a site visit fee for properties outside of California
Underwriting Fee
Underwriting & Processing fees vary by loan size
Minimum Origination Fee Amount
$6,000
Fees which are mandatory for all new borrower clients
- Underwriting Fee
- Processing Fee
- Documents Fee
- Escrow Fee
- Title Fee
Fees which are paid to a third party company
- Legal Fee
- Settlement Fee
- Appraisal Fee
- Escrow Fee
- Title Fee
Get In Touch
Stay Informed About Private Lending
Private Money Lending Since 1971
There were few private lending options when we were founded. Banks owned you. They took a long time to close loans. Often, they called your loan without there being a reasonable replacement.
Fidelity Mortgage Lenders, Inc. was originally Fidelity Home Loan Co. We started by specializing in residential equity loans and later expanded into commercial lending. We saw a market which needed:
- Loans that could be funded quickly,
- Alternative loan options for client flexibility, and
- Flexible underwriting, designed for clients (but not the traditional lenders).
Today, we make loans on commercial properties, along with non-owner occupied residential real estate. We provide funds for refinancing or purchases. We also offer first trust deeds to investors. Many of our clients have borrowed money – and invested it too – with our assistance.
Now in our fifth decade, Fidelity continues to provide loans to borrowers which larger lending institutions are unable or unwilling to fund. We grew by constantly responding to the needs of a changing real estate marketplace while serving a growing community of property owners and investors. Our constant growth is a direct relation to our response to the changing real estate marketplace while serving a growing community of property owners and investors.
We’ve made our reputation over almost fifty years of operations – let us enhance your reputation for completing deals successfully.
Associations
- California Mortgage Association
Office Locations
11952 Wilshire Boulevard, Los Angeles, California 90025Our Team
Get In Touch
Stay Informed About Private Lending
Contact This Lender
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact Fidelity Mortgage Lenders by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$100,000
What We Do
- Non-Recourse CRE Bridge Loans
- No Tax Returns or Financials
- Specialty Commercial Properties
- Cannabis-Use Properties
- LTV/LTP up to 55%
- Loan Term up to 20 Years
Not Available
- NO 100% Financing or higher than 55%
- NO Rehab or Construction Funds
- NO Residential Properties
- NO Land Loans
- NO Agricultural Properties