First Bridge Lending
Petaluma, CA
CA DRE 01918610 | NMLS 958346 | CFL 60DBO-77543
Quick, Reliable and Trustworthy Private Lending for California Real Estate Investors
At First Bridge Lending, we understand real estate and how to make a direct loan happen fast. With our direct lending options, you not only get the advantage of our experience, but you also work with lenders of the highest integrity. We control every step of the loan process from origination to close. We have discretion over funds, produce our own loan documents, and do all of our underwriting in-house – no appraisal required. This enables us to fund a loan in as little as 3 business days.
Most of our loans are for purchase and refinance deals. We lend on rehab/construction projects, but we would only fund up to 60% of the as-is value and no additional funds for the construction costs.
- NO Owner-Occupied Homes
- NO Vacant Land
- NO Ground-Up Construction Loans
- NO High Leverage Loans over 60% LTV/LTP
- NO 2nd or Junior Liens
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Commercial Condominium
- Condominium
- Industrial
- Mixed-Use
- Multifamily
- Office
- Retail
- Single Family Residence
- Student Housing
Loan Types
- Private Money
- Hard Money
- Residential Bridge
Specialty Loan Types
- Line of Credit Single Property
- Primary Residence Bridge
- Primary Residence Business Purpose Cash Out
- Residential Long-Term Rental
- Reverse 1031 Exchange
Max Loan-to-Purchase Price
60%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Another Investment Property
- Equity in Primary Residence
- Gap Lender
Documents Fee
We collect a non-refundable $1,595 doc and processing fee.
Fees which are mandatory for all new borrower clients
- Processing Fee
- Documents Fee
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A California Private Mortgage Fund
We focus on providing our customers with excellent service while helping them obtain the right direct loan for their needs. We aren’t just here for the one loan you need to make your investment work—we are here to help you time and time again as you continue to invest in real estate. When you need to move quickly to capitalize on a rare real estate opportunity, First Bridge Lending is the right team to work with.
Our fund’s managers bring more than 75 years of real estate investing and financing experience to the table. We pride ourselves on our in-depth industry knowledge and our integrity. We have funded loans that range from $100,000 to $5,000,000 on residential and commercial properties located in the Western states.
We have closed more than 2,000 loans totaling more than $1 billion since 2012.
Associations
- California Mortgage Association - Member
Office Locations
5341 Old Redwood Highway Suite 200 , Petaluma, CA 94954Our Team
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If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.