First Bridge Lending
First Bridge Lending, based in Petaluma, CA, specializes in private lending for California real estate investors. Established in 2012, they offer quick funding for residential and commercial properties, closing loans in as little as three business days, with amounts ranging from $100,000 to $10 million.
Property Types
- 2-4 Units Residential
- Commercial Condominium
- Condominium
- Industrial
- Mixed-Use
- Multifamily
- Office
- Retail
- Single Family Residence
- Student Housing
Loan Types
- Private Money
- Hard Money
- Residential Bridge
Specialty Loan Types
- Line of Credit Single Property
- Primary Residence Bridge
- Primary Residence Business Purpose Cash Out
- Residential Long-Term Rental
- Reverse 1031 Exchange
Documents Fee
We collect a non-refundable $1,595 doc and processing fee.
Fees which are mandatory for all new borrower clients
- Processing Fee
- Documents Fee
Quick, Reliable and Trustworthy Private Lending for California Real Estate Investors
At First Bridge Lending, we understand real estate and how to make a direct loan happen fast. With our direct lending options, you not only get the advantage of our experience, but you also work with lenders of the highest integrity. We control every step of the loan process from origination to close. We have discretion over funds, produce our own loan documents, and do all of our underwriting in-house – no appraisal required. This enables us to fund a loan in as little as 3 business days.
Most of our loans are for purchase and refinance deals. We lend on rehab/construction projects, but we would only fund up to 60% of the as-is value and no additional funds for the construction costs.
- NO Owner-Occupied Homes
- NO Vacant Land
- NO Ground-Up Construction Loans
- NO High Leverage Loans over 60% LTV/LTP
- NO 2nd or Junior Liens
Legal Disclaimer
First Bridge Lending is licensed by the CA Dept of Corporations CFL # 60DBO-77543 and CA DRE under FJM Capital, Inc. #01918610 DBA First Bridge Lending NMLS # 958346
First Bridge Lending’s Lending Activity
Data Provided By Elementix
12mo Loan Volume
$489,934,950
12mo Loan Count
361
Total Loan Volume
$2,987,812,023
Average Loan Size
$1,065,554
A California Private Mortgage Fund
We focus on providing our customers with excellent service while helping them obtain the right direct loan for their needs. We aren’t just here for the one loan you need to make your investment work—we are here to help you time and time again as you continue to invest in real estate. When you need to move quickly to capitalize on a rare real estate opportunity, First Bridge Lending is the right team to work with.
Our fund’s managers bring more than 75 years of real estate investing and financing experience to the table. We pride ourselves on our in-depth industry knowledge and our integrity. We have funded loans that range from $100,000 to $5,000,000 on residential and commercial properties located in the Western states.
We have closed more than 2,000 loans totaling more than $1 billion since 2012.
Office Locations
Our Team
Deals Funded By First Bridge Lending
Our minimum loan amount is $100,000