First Equity Funding LLC
First Equity Funding LLC is a New Jersey-based private direct lender financing real estate investors in over 40 states. The company offers fix-and-flip/bridge, DSCR rental, and ground-up construction loans for residential and mixed-use investment properties.
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Company Quick Facts
- Year Established: 2008
- Headquarters: Sea Girt, New Jersey
- Company Type: Private direct real estate lender
- Geographic Focus: Real estate investment lending in over 40 U.S. states
- Primary Customers: Real estate investors
- Loan Types: Fix & Flip / Bridge Loans, DSCR Rental Loans, Ground-Up Construction Loans
- Property Types: Single-Family Residences, Condominiums, Multifamily Properties, Mixed-Use Properties
- Fix & Flip Leverage: Up to 90% LTV for purchase financing
- DSCR Rental Leverage: Up to 80% LTV
- Construction Leverage: Up to 85% loan-to-cost
- Fix & Flip Terms: 12–24 months with interest-only payments
- Rental Loan Terms: 30-year fixed-rate financing available
- Borrower Structure: Generally lends to entities, typically LLCs
- Income Qualification: Personal income verification is generally not required; qualification is based on property cash flow or value
- Borrower Experience: Financing is available to new investors on certain programs; prior construction experience is required for new construction loans
Office Locations
1330 Laurel Ave, Suite 101 , Sea Girt, NJ 08750
Our minimum loan amount is $0
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