First Funding Investments

First Funding Investments is a Texas-based direct private hard money lender financing non-owner-occupied residential, commercial, multifamily and land investments. The company uses private capital, makes lending decisions in-house and offers acquisition, rehab, construction, bridge and refinance loans.

Details and Requirements

Credit Check Required

yes

Last updated: August 15, 2026

First Funding Investments’s Lending Activity
Data Provided By Elementix
12mo Loan Volume

$33,845,000

12mo Loan Count

94

Total Loan Volume

$433,358,189

Average Loan Size

$232,613

Loan Count by State (Past 12 Months)
TX: 94
Data provided by Elementix | Disclaimer

Company Quick Facts

  • Company Type: Direct private hard money lender
  • Headquarters: Bedford, Texas
  • Founder: Charles C. Gumm III
  • Geographic Focus: Texas
  • Primary Customers: Real estate investors; business-purpose, non-owner-occupied borrowers
  • Loan Types: Acquisition, fix-and-flip, rehab, construction, bridge, land acquisition, refinance, cash-out and transactional loans
  • Property Types: Single-family residences, duplexes, fourplexes, apartments, offices, retail, warehouses and land
  • Loan Amounts: $25,000 to $3,000,000
  • Loan Terms: 3 to 18 months
  • Interest Rates: 11% to 13%
  • Loan Fees: 2 to 5 points, plus processing fees
  • Maximum Leverage: Up to 70% of after-repair value (ARV)
  • Typical Closing Time: 1 to 3 weeks
  • Capital Model: Private capital controlled by the lender, with lending decisions made in-house
  • Appraisals: Not required in most cases

Office Locations

2205 Martin Dr. Suite 200, Bedford, TX 76021

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